Capitec Bank

image of Capitec Bank
image of Capitec Bank

Capitec Bank is a registered credit provider with South Africa’s National Credit Regulator: NCRCP13


About – Capitec Bank

Capitec Bank provides an all in one banking solution for their clients, through simplicity!

By combining our expertise of our staff and our innovative technology, we offer our clients easy banking platforms, to minimize the paperwork and extend the hours of our services, allowing clients to access their banking needs Monday to Sunday, online or through one of our branches.

Superior banking services

We offer our clients years of banking experience with our focus on improving the lives of people in South Africa. This is just one way we use technology to work for us and our clients. Capitec Bank goes beyond the call of banking and is involved in a number of CSI initiatives, to upskill scholars through mathematics, which is the stepping stone to the banking world.

Services – Capitec Bank

Capitec Bank offers a number of banking solutions for our clients, making life a little simpler and more convenient.

Workplace banking

Making banking accessible during work hours is a revolutionary way that Capitec can add significant value to your employees. Mobibank is s service which comes to you! This saves your company time from absent staff and saves them travelling costs. It’s a win-win!

Financial skills

Businesses can now contribute to their employee’s ability to control their money and handle their finances better. The Capitec Bank financial skills programme assists you in making better choices, and offer advice on how to manage your budget, and avoid getting into debt. Maintaining a good credit record is a key factor in today’s banking world, and by teaching employees to set realistic financial goals can affect their lives long term in a positive way.


Summary of Services

  • BANK Accounts
  • CREDIT Cards


Capitec Bank is your simple solution to money management

Global One offers clients competitive interest rates, lower fees and up to 4 extra savings plans.

The interest earned can cover monthly bank fees. Global One card can be linked to transaction/savings accounts and gives you access your money worldwide.

Transaction/savings account

Capitec offers clients the main account being the transaction/savings account - R25 minimum balance; R5 monthly admin fee. This account offers affordable banking with choices of 4 flexible fixed, tax-free savings options.

Capitec Bank is your solution to money management

We offer lower fees on our transaction accounts, savings plan which is competitive with their interest and simple access to credit when you need it. With the best technology at our fingertips, we ensure our clients get the benefits!

You can have total access to your accounts and your money through the internet and your cell phone. With years of banking experience and over 100,000 happy clients opening accounts each month, Capitec Bank is fast becoming the biggest name in simplified banking.

With our history dating back to 2002 when we envisaged a simple and affordable way to improve the lives of our clients financially and made it work. As a South African based bank, we focus on providing credit and banking solutions for the good of South Africans. We have a wide range of banking solutions and services that all our clients can benefit from.

The benefits include:

Card Machines – This point of sale payment solution allows convenient payment through secure technology

Salary Transfers – Capitec Bank offers a staffing payment solution where you save whilst still keeping your existing banking account. When registering for this service, we will open one of our Capitec Accounts for your staff salary payments.

Workplace banking – Making banking accessible during work hours is a revolutionary way that Capitec can add significant value to your employees. Mobibank is s service which comes to you! This saves your company time from absent staff and saves them travelling costs. It’s a win-win!

Financial skills – Businesses can now contribute to their employee’s ability to control their money and handle their finances better. The Capitec Bank financial skills programme assists you in making better choices, and offer advice on how to manage your money, and avoid getting further into debt. Maintaining a good credit record is a key factor in today’s banking world, and by teaching employees to set realistic financial goals can affect their lives long term I a positive way.

Global one – offers clients competitive interest rates, lower fees and up to 4 extra savings plans. The interest earned can cover monthly bank fees. Global One card can be linked to transaction/savings accounts and gives you access your money worldwide.

Savings account – Capitec offers clients the main account being the transaction/savings account - R25 minimum balance; R5 monthly admin fee. This account offers affordable banking with choices of 4 flexible fixed, tax-free savings options.

Capitec bank is controlled locally

The bank serves individuals and businesses but excludes close corporations, companies, partnerships and trust funds. Capitec bank has over 500 retail branches, and on average 3.7 million clients nationwide. Capitec Bank offers loans, cheque accounts, savings accounts, investment, and debit card services and solutions.

We only employ passionate and motivated employees, who have the ability to grow and enjoy what they do. We encourage upskilling of our staff through IT, Support and operations, growing our people continuously so our clients benefit from the best possible banking team.

 Contact Details

Braamfontein Devonshire House, 49 Jorissen St, Johannesburg, Gauteng, 2188, South Africa
Ph: 0860-10-20-43 / 021-941-1377
Fx: 021-941-0770
Em: ClientCare@capitecbank.co.za

 Postal Address

PO Box 12451, Die Boord, Stellenbosch, 7613, South Africa

 Universal Branch Code

Capitec Bank’s universal branch code: 470010

 Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 13:00
  • Sunday Closed –