Capitec Bank
Capitec Bank is a registered credit provider with South Africa’s National Credit Regulator: NCRCP13
About – Capitec Bank
Capitec Bank provides an all in one banking solution for their clients, through simplicity!
Simple Banking with Capitec Bank.
By combining our expertise of our staff and our innovative technology, we offer our clients easy banking platforms, to minimize the paperwork and extend the hours of our services, allowing clients to access their banking needs Monday to Sunday, online or through one of our branches. We offer our clients years of banking experience with our focus on improving the lives of people in South Africa.
Capitec maintains over 668 retail branches nationwide, 3418 own or partnership ATMs and has over 6.2 million customers. We offer clients a wider spectrum of banking, through our Global One account, which offer you to transact, save and get credit in real-time.
This is just one way we use technology to work for us and our clients.
Capitec Bank goes beyond the call of banking, and is involved in a number of CSI initiatives, to upskill scholars through mathematics, which is the stepping stone to the banking world.
Capitec Bank Cares.
By really getting involved and showing that we truly do care, our CSI projects path the way to:
- Address specific needs of our community that we serve
- Address core business objectives of improving mathematics through high school students as well as beneficial life skills programmes to create better opportunities for the next generation.
Implement a consistency through compliant socio-economic and regulatory requirements in South Africa.
Services – Capitec Bank
Capitec Bank offers a number of banking solutions for our clients, making life a little simpler and more convenient.
With technology being the backbone of creating simplistic solutions for our clients, we are able to offer greater choices for you.
Simplified banking solutions include:
Card Machines
This point of sale payment solution allows convenient payment through secure technology
- Available to traders, retail stores and wholesalers
- Available as mobile or wireless as well as desktop units
- Accept debit cards, credit cards and charge cards
Benefits of using Capitec Card Machines include:
- Personal after sales support through a dedicated team
- Quick and easy application processes
- Fee structures which are competitive in the market with no minimum commission charges
- No need to open another bank account, use your existing one and No chargeback fees
- All major cards accepted - debit, credit and charge cards (American Express, Diners Club International and RCS if you are registered with them as a merchant)
- 30-day rolling contract with free training and card machine rolls
- Free installation of the device - Free fraud-prevention training
- Wireless device needs no telephone lines
- 24/7 merchant support
Salary Transfers
Capitec Bank offers a staffing payment solution where you save whilst still keeping your existing banking account. When registering for this service, we will open one of our Capitec Accounts for your staff salary payments.
The benefits of this solution include:
- Free training at your own premises, we adapt to your software
- It's so simple to use – pay your staff weekly or monthly anywhere and any time
- Payments are safe with security of usernames and password logins
- Transparent – pay for what yo get – and know what you are paying for
- Competitive transaction fees – save at the point of each payment
- Earn higher interest rates
Workplace banking
Making banking accessible during work hours is a revolutionary way that Capitec can add significant value to your employees. Mobibank is s service which comes to you! This saves your company time from absent staff and saves them travelling costs. It’s a win-win!
Benefits of workplace banking:
- Free of charge for employees
- we come to you at your workplace
- You choose the time that suits you
- Reduces employee absenteeism and leave days to go to the bank
- Improves productivity
Financial Skills
Businesses can now contribute to their employee’s ability to control their money and handle their finances better. The Capitec Bank financial skills programme assists you in making better choices, and offer advice on how to manage your budget, and avoid getting into debt.
Maintaining a good credit record is a key factor in today’s banking world, and by teaching employees to set realistic financial goals can affect their lives long term I a positive way. The programme helps to:
- Manage your money
- Save and invest for the future
- Protect your money
- Debt management and budget control
The business benefits
- Reduces absenteeism and increases productivity: staff with financial problems often takes time off during work hours to go to sort out their money problems. Bad credit can also result in judgments and garnishee orders. This can affect your business
- Positive Employee commitment: Employees see an investment in their development which promotes commitment to the business they work for.
Global one
Global One offers clients competitive interest rates, lower fees and up to 4 extra savings plans. The interest earned can cover monthly bank fees. Global One card can be linked to transaction/savings accounts and gives you access your money worldwide.
Transaction/ savings account
Capitec offers clients a main account being the transaction/savings account - R25 minimum balance; R5 monthly admin fee. This account offers affordable banking with choices of 4 flexible fixed, tax free savings options.
Benefits of the transaction/savings account:
- Earn from 5.25% interest per year on daily balances with lower transaction fees. Access your cash easily through a mobile app, the internet or through your Global one card.
- Choose when you want to deposit cash into your flexible savings
- No monthly admin fee on savings accounts
Summary of Services
- Bank Accounts
- Credit Cards
- Loans
Capitec Bank is you simple solution to money management.
We offer lower fees on our transaction accounts, savings plan which are competitive with their interest and simple access to credit when you need it.
With the best technology at our fingertips, we ensure our clients get the benefits!
You can have total access to your accounts and your money through the internet and your cell phone. With years of banking experience and over 100,000 happy clients opening accounts each month, Capitec Bank is fast becoming the biggest name in simplified banking.
With our history dating back to 2002 when we envisaged a simple and affordable way to improve the lives of our clients financially and made it work.
Switch to the better bank.
Switching banks is simple. You can now deposit your income and switch to Capitec Bank in a few simple steps.
- Get the Global one account through your nearest Capitec branch – bring your ID, and proof of residence.
- Switch all your debit orders
- Update your employer with your new banking details
As a South African based bank, we focus on providing credit and banking solutions for the good of South Africans. We have a wide range of banking solutions and services that all our clients can benefit from including:
- Card Machines – This point of sale payment solution allows convenient payment through secure technology
- Salary Transfers – Capitec Bank offers a staffing payment solution where you save whilst still keeping your existing banking account. When registering for this service, we will open one of our Capitec Accounts for your staff salary payments.
- Workplace banking – Making banking accessible during work hours is a revolutionary way that Capitec can add significant value to your employees. Mobibank is s service which comes to you! This saves your company time from absent staff and saves them travelling costs. It’s a win win!
- Financial skills – Businesses can now contribute to their employee’s ability to control their money and handle their finances better. The Capitec Bank financial skills programme assists you in making better choices, and offer advice on how to manage your money, and avoid getting further into debt. Maintaining a good credit record is a key factor in today’s banking world, and by teaching employees to set realistic financial goals can affect their lives long term I a positive way.
- Global one – offers clients competitive interest rates, lower fees and up to 4 extra savings plans. The interest earned can cover monthly bank fees. Global One card can be linked to transaction/savings accounts and gives you access your money worldwide.
- Savings account – Capitec offers clients a main account being the transaction/savings account - R25 minimum balance; R5 monthly admin fee. This account offers affordable banking with choices of 4 flexible fixed, tax free savings options.
Capitec bank is controlled locally & licenced by the Reserve bank of South Africa.
The bank serves individuals and businesses but excludes close corporations, companies, partnerships and trust funds. Capitec bank has over 500 retail branches, and on average 3.7 million clients nationwide. Capitec Bank offers loans, check accounts, savings accounts, investment, and debit card services and solutions.
We only employ passionate and motivated employees, who have the ability to grow and enjoy what they do.
We encourage upskilling of our staff through IT, Support and operations, growing our people continuously so our clients benefit from the best possible banking team.
Contact Details
Ph: 0860-10-20-43 / 021-941-1377
Fx: 021-941-0770
Em: [email protected]
Postal Address
PO Box 12451, Die Boord, Stellenbosch, 7613, South AfricaUniversal Branch Code
Capitec Bank’s universal branch code: 470010Opening Hours
- Monday 08:00 – 17:00
- Tuesday 08:00 – 17:00
- Wednesday 08:00 – 17:00
- Thursday 08:00 – 17:00
- Friday 08:00 – 17:00
- Saturday 08:00 – 13:00
- Sunday Closed –