About – Standard Bank
Standard Bank is by far South Africa’s most experienced financial services provider with over 154 years backing up our expert solutions.
We are focused on our clients by helping them succeed in every aspect of their lives, through the service delivery of our financial products.
All loan type solutions available
Be it short-term or long-term lending requirements they you may need, we have the capabilities and the financial stability to help you get the service you need. We assist clients through guidance and financial means, to help them with personal or business finance options.
Our footprint through Africa exceeds over 20 African countries, where we have branches available for clients to access. We have an open communication with our clients, with transparency and reliability is the helm of our service delivery. We uphold our driven passion for the financial sector with our successful years of helping clients reach their goals and dreams through our value added services.
Going the extra mile for every client is just part of what we accomplish
With rewards through our Ucount programme, online share trading and assistance with growing your business with BizConnect, we offer more than you can expect from a financial services provider. Get all you need and more from your nearest Standard Bank Branch.
Services – Standard Bank
We offer business loans to clients who are looking to grow their existing business.
We know that trying to grow your company requires capital, and the kind of cash you need is usually a large amount.
A wealth of knowledge and experience
Standard Bank has over 154 years’ experience in helping businesses just like yours, grow to their full capacity, and flourish in the business world. We offer business finance to clients who can provide us with details revolving around their business model, their product offering and the market that they target.
Easy & convenient banking services
We have a convenient tool on our website, guiding you to how to draw up your own business plan, which will give us all we need to know about your business. We will need a statement showing your assets and liabilities for all your business partners, members and directors. We will also need a breakdown of your projected income, turnover expenses and contributions from stakeholders and business owners.
What else do you need to know?
Your application will need supporting documents including your lease agreement of your business property, or the deed of sale if you own the building. We will have to do the usual credit checks to ensure you are in line with the National Credit Act, in order for us to approve an amount required for your application.
Summary of Services
- BUSINESS finance
- CAR & home insurance
- PERSONAL loans
- BUSINESS growth
- LIFE insurance
Standard Bank can provide you with a business loan to take your business further
Expert provider of long term finance for business ventures.
Enabling businesses to grow
Getting a business loan can allow you to add value to your company as well as have the ability to let it reach its greatest potential. Standard Bank have a process in place that will help you get your business off the ground in no time.
About our business loans
Clients need to uphold their terms of agreement in order to make the business loan work for them properly. We can meet with you and discuss your loan requirements and create a portfolio for your business loan needs.
This will include an amount in line with your loan needs, as well as a specially calculated repayment contract, that will work within your budget. You would best suit one of our business loans if you would like to increase your capital and business growth, purchase assets, equipment or even expand or renovate your current business.
Reap all the rewards and benefits
We offer a number of benefits with our business loan options including:
- BUSINESS loans up to an amount of R50 000, however a higher amount can be arranged depending on your ability to pay it off. We are flexible and work within your business parameters.
- YOUR business loan account can be conveniently linked to the Standard Bank self-servicing banking channels.
- WE offer fixed repayment terms throughout the term of your loan contract.
- CLIENTS with a Standard Bank Business Current account are eligible to apply for a loan.
How to get a loan for you company
To get started with your application, simply contact our business consultant via telephone or email, and you can expect a phone call from them to discuss your business loan requirements.
Being an existing client makes the whole process a lot quicker for our clients, as we already have all your personal and banking details on your systems.
Qualify services is a guarantee
We strive to provide a convenient and easy way for our business account holders to take their businesses further, with the extra capital their business needs to grow. We provide a quality driven customer service to every client, ensuring that we meet their expectations, and follow through with a positive result through every interaction.