Rating based on 74 reviews

Debt Lab


  • Legal Assist Services
  • Full Credit Report
  • Competitive interest rates

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Debt Lab homepage

Author Debt Lab. Screenshot of Debt Lab website. [Accessed April 5, 2018]

About Debt Lab

Debt Lab will always take care of your financial, credit or even insurance needs.

We are open to your personal loan, debt management and counselling queries any day because we want to help you get ahead without any financial hindrances holding you back.

Adhering to your earnest financial needs

Having worked with the best credit companies in South Africa, we know what customers look for in terms of credit cards and this is the reason we give them a wide variety of options to choose from.

Debt Lab Services

As previously mentioned, Debt Lab will help you with whatever type of credit you are looking for. Whether it is a short-term loan or even the most affordable credit card, we have got you covered.

Loved by many clients for our excellent service

We are appreciated by a number of customers because the credit card that we offer is not only affordable but it contains a number of benefits that can be used by the very same members of the credit card.

Debt Lab – Credit card

  • Loan Type Credit cards

Benefits of Debt Lab

  • Legal advice assist available
  • Comprehensive credit reports

Talk to us today about the benefits we offer with our credit cards

As much as some people see credit cards as leisure, to some people, it is actually a necessity.

However, regardless of how you see it in your budget, we make sure that you get an affordable deal that you won’t regret. Furthermore, you can make use of our review and find out what people are saying about our credit services. To date, we have never got any bad remarks about the credit cards that we offer to people because we actually take their costs into great consideration.

Get the best interest rates

The fact that we have a number of brokers means you will have a great variety of options to choose from. If you don’t find one lender that meets your requirements, there are many other brokers to make use of. We usually give lenders your information to assess and see if they can’t help you with a credit card. We will do everything we can to ensure that you get a credit cards provider you can be proud of.

A day is all it takes

After applying for a card online, we will request additional information from you such as your work documents and bank statements. We don’t waste any time because we know that customers usually want to make use of the credit card right away. A day is all it takes you will know whether your credit card application has been approved or not.

Should we not be able to assist you due to your affordability, we will let you know and advise you on what you need to do better to ensure that your credit card application is approved the next time you apply. We will always ensure that you get ahead and remain in charge of your debt which is why we don’t support credit card applications unless there is a valid reason as to why you need it.

If you don’t even know why you are applying for credit from the beginning then maybe you shouldn’t get one. It is important that you set the right kind of prioritizes so that you never have to put yourself in unnecessary expenses that could have been avoided. The last thing you need is to see yourself in a situation that you could have prohibited it from happening. Therefore, it is quite beneficial to be disciplined and only do the things that you can afford to do. This way, you will be able to differentiate a need from a basic luxury which is not really necessary to have.

Customer Reviews & Testimonials

January 2019

They have really helped me to get the best credit card that suits my needs and also has helped me to get the credit card even though I dad really low credit scores.

Charmaine R
— Cape Town —

March 2019

Their service is brilliant I would recommend them they are there to help you as well.

Jake G
— East London —

February 2019

The service I received when I phoned the company with my query was unbelievable and I am very happy.

Ntombi M
— Port Elizabeth —

Debt Lab Contact

Contact Number


  • not available


Physical Address

  • 89 Candirus Cres, Parkhill Gardens Boksburg Gauteng 1459 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday 08:00 – 18:00
  • Sunday 08:00 – 18:00