Rating based on 74 reviews

Debt Lab

  • Legal Assist Services
  • Full Credit Report
  • Competitive interest rates

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Debt Lab homepage
Author Debt Lab. Screenshot of Debt Lab website.
[Accessed April 5, 2018]

About Debt Lab

Debt Lab will always take care of your financial, credit, or even insurance needs.

They are fully open to your personal loan, debt management, and counseling query any day since they want to help you get ahead without any financial hindrances holding you back.

Providing your financial needs

Having worked with the best credit companies in South Africa, Debt Lab knows what customers look for in terms of credit cards and that is the reason they give them a wide variety of options to choose from.

Debt Lab Services

As previously mentioned, Debt Lab will help you with whatever type of credit you are looking for.

Whether it is a short-term loan or even the most affordable credit card, they have you covered.

Excellent service provider

Debt Lab is appreciated by several customers because their credit cards are not only affordable but it contains many benefits that can be used by the very same members of the credit card.

Debt Lab – Credit card

  • Loan Type Credit cards

Benefits of Debt Lab

  • Legal advice assist available
  • Comprehensive credit reports

Talk to us today about the benefits we offer with our credit cards

As much as some people see credit cards as leisure, to some people, it is a necessity.

However, regardless of how you see it in your budget, Debt Lab will make sure that you get an affordable deal that you won’t regret. Furthermore, you can make use of their review and find out what people are saying about their credit services. Up until this day, they have never gotten any bad remarks about the credit cards that they offer to people since they take your costs into great consideration.

Get the best interest rates

The fact that Debt Lab has several brokers means you will have a great variety of options to choose from. If you don’t find one lender that meets your requirements, there are many other brokers to make use of. They usually give lenders your information to assess and see if they can’t help you with a credit card. Debt Lab will do everything they can to ensure that you get a credit card provider you can be proud of.

A day is all it takes

After you apply for a card online, they will request additional information from you such as your work documents and bank statements. Debt Lab doesn’t waste any time because they know that customers usually want to make use of their credit cards right away. A day is all it will take for you to know whether your credit card application has been approved or not.

Should they not be able to assist you due to your affordability, Debt Lab will let you know as well as advise you on what you need to do better to ensure that your credit card application is approved the next time you apply. They will always ensure that you get ahead and remain in charge of your debt which is why they don’t support credit card applications unless there is a valid reason as to why you need it.

Importance of a credit card 

If you don’t even know why you are applying for credit from the beginning then maybe you should reconsider. It is important that you set the right kind of priorities so that you never have to put yourself in unnecessary expenses that could have been avoided. The last thing you need is to see yourself in a situation that you could have prevented from the beginning.

Therefore, it is quite beneficial to be disciplined and only do the things that you can afford to do. This way, you will be able to differentiate a need from a basic luxury that is not necessary to have.

Customer Reviews & Testimonials

January 2021

They have really helped me to get the best credit card that suits my needs and also has helped me to get the credit card even though I dad really low credit scores.

Charmaine R
— Cape Town —

March 2021

Their service is brilliant I would recommend them they are there to help you as well.

Jake G
— East London —

February 2021

The service I received when I phoned the company with my query was unbelievable and I am very happy.

Ntombi M
— Port Elizabeth —

Debt Lab Contact

Contact Number


  • not available


Physical Address

  • 89 Candirus Cres, Parkhill Gardens Boksburg Gauteng 1459 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 18:00
  • Tuesday 08:00 – 18:00
  • Wednesday 08:00 – 18:00
  • Thursday 08:00 – 18:00
  • Friday 08:00 – 18:00
  • Saturday 08:00 – 18:00
  • Sunday 08:00 – 18:00