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Debt.co.za

image of Debt.co.za
image of Debt.co.za

About – Debt.co.za

At some point in your financial journey, you are more than likely to hit a few financial potholes.

It is normal for any individual to experience an unforeseen problem that will inevitably result in some form of debt. The debt is not the problem but rather the way in which the debt is managed. Debt.co.za is here to help you determine the best way to manage your debt without stress and anxiety from debt consolidation to debt review and more.

Debt.co.za to the rescue

If you find yourself drowning in debt we are happy to announce that we will be the lifesaver that you have been looking for. Debt.co.za is an intermediary for trusted and registered financial advisors. This means that we act as the middle man for your debt solution.

A quick loan application

We will assess your application and determine which financial advisor will be best suited to deal with your financial predicament. At Debt.co.za we are passionate about helping our fellow South Africans to regain their financial independence by helping them to get back onto their own feet. Our online loan application will only take a few minutes of your time so grab a cup of coffee and start the journey to debt recovery the right way.

Services – Debt.co.za

Feeling as though you are not in control of your finances is a recipe for disaster and our debt consolidation loans may help you gain control.

There is no shame in asking for help and we are more than willing to extend that helping hand.

Our panel of service providers offers a wide variety of financial products and services that are highly flexible and customizable to suit your preferences and needs.

Do not hesitate to consolidate

It is not uncommon for an individual to have more than one credit card, a few store cards, and even some hire-purchase loans. The problem lies in the fact that each of these debts has its own fee structure and repayment dates.

It can be difficult to keep track of all these debts and ensure that you are making the repayments when they need to be made. This is why debt consolidation is the perfect solution.

A debt consolidation loan combines the smaller, expensive debts into one large loan. This way you are effectively paying off all the other debts and only paying one single personal  loan.


Interest Rate

From 0 %


To 0 % Per annum

Repayment Term

0 months
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0 months
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Summary of Services

  • DEBT Consolidation
  • DEBT Counseling


Get a handle on your finances today with Debt.co.za

Whether you are already in debt or want to proactively avoid a debt situation, our panel of advisors can be of assistance.

We also offer debt management and debt counselling to get you onto the right path for recovery.

Debt management – be proactive about debt

This is the perfect option for individuals who are struggling to repay the debt but are not yet over-indebted. A financial advisor will assist you to establish a monthly spending budget to suit your current income and spending habits without changing your lifestyle. A debt management plan is structured according to an individual’s needs and will provide you with more control over your finances.

Why you should consolidate your debt

By consolidating your debt you are able to save money monthly. Multiple debts each have their own interest and fees which can become costly. A debt consolidation loan, however, only has one fee and one repayment which will save you money. This additional money can be used to repay the loan faster or to finance the things that you enjoy in life. Most importantly, debt consolidation makes your money more manageable and reduces the complication of repaying multiple creditors. Make your life simpler today; apply for a debt consolidation loan.

Debt counselling for better financial management

If you are struggling to meet your monthly repayments, are constantly being hounded by your creditors and want to be free from the shackles of debt then debt counselling can be the perfect solution for you. Debt counselling is a formal debt repayment plan organized by a debt counsellor.

By approaching the counsellor you are acknowledging that you are in debt and willing to adapt your current lifestyle in order to become debt free. The counsellor will design a repayment plan with your creditors and, after a while, you will emerge from the situation and be debt free. In order to qualify for debt counselling, you need to be employed and earning a monthly income.

Take the easy road to debt recovery

The road to recovery is not as difficult to navigate as what you may suspect. Debt is nothing to be ashamed of and we encourage you to take the step toward recovery as soon as possible. After taking three small steps you will find that you have done most of the groundwork already! Simply complete our online quick loan application so that we can get a feel for your current financial situation. Once the application has been completed, we will determine the best solution and service provider to fit your needs. Within two hours one of our experts will give you a ring to discuss the options available to you and will answer any and all questions that you may have. The best part is – the initial advice provided is free of charge


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 Contact Details

Adderly Street, Cape Town, Western Cape, 5th Floor 11 Adderley Street Cape Town, South Africa
Ph: 087 238 0660

 Postal Address

5th Floor 11 Adderley Street Cape Town, 8001 South Africa, Cape Town, 8001, South Africa