Debt Guard

image of Debt Guard
image of Debt Guard

About – Debt Guard

Debt Guard offer clients throughout South Africa, the relief from stressful debt problems, to get them back on the path of affording life!

Debt takes over our lives in stages, and before we can stop it, it’s at the point where we are not able to afford all the debt we have accumulated. We use credit to pay for our daily living, and take out more debt to cover that credit, and so the circle continues. You are not alone.

You do not need to stress over debt, we have solution

We assist thousands of clients in the country with our debt relief programmes, and have had an overwhelming success with our debt-free client outcomes.

Take back control of your financial situation

Live debt-free, and afford the things in life you have always wanted. Get rid of legal letters and the risk of losing your assets.

We have a customised solution that will help you start living your life stress-free, without the hassles of not being able to pay your debts.

Start a debt free life

Our solutions are highly effective, and clients are unable to make more debt or use credit under our services. This will stop your debt in its tracks, and you will be able to pay off the b, credit cards and loans under one smaller instalment each month. We have the answer to your problems, and all it takes is one phone call to our debt counsellors.

Services – Debt Guard

Valuable debt solutions to help clients throughout South Africa, get out of debt.

By no means are we offering another cash loan, or a quick fix to rid your debt.

A permanent solution to your debt problems

When you decide to make the choice, to get out of debt, you will sign a contract, allowing us to take legal matters upfront on your behalf, and provide you with a customised solution that you can afford. Being over indebted is when you have so much debt to pay each month that you can’t even afford your monthly premiums. When your situation gets to this point, our solution is your only hope if you don’t want to start losing your assets.

Protect your assets and become debt free

When you are in our hands, you will immediately start feeling the relief of debt hanging over your head. We will negotiate much lower terms with your creditors, giving you a consolidated amount to pay each month, which will be far lower than what you are paying for debt at the moment.

This will be paid directly to your creditors through the NCR, allowing you the freedom to afford and live life to the fullest.

Let us start helping you now

Ge the peace of mind that you are legally protected, and are able to start living debt-free. Make the choice now and contact us for an assessment. 


Summary of Services

  • Debt consolidation
  • Debt advice
  • Debt review


Debt Guard protects you from having too much debt

We will help you to rid your debts for good.

Our convenient methods work in line with the National Credit Act, and the Regulations Board, to ensure you get a solution that reduces your monthly instalments on your accounts, to afford the repayments.

Who can apply?

To qualify for our services, we will need to evaluate your debt situation, to see if you are over indebted. Being over indebted, means that you currently have too much debt on your plate and you are struggling to make your monthly payments.

If you fit this profile, we are able to assist you with the next steps, which are getting all your personal details, and a list of all your creditors, and what you are still owing to them. We will be in contact with you to discuss your employment, banking and personal details to add to our database.

Supporting documents may be needed for this step. Next, we will contact all your creditors to try and negotiate a new reduced instalment, to ensure that we can create a much smaller instalment that you will pay each month.

Our debt counsellors will assist you throughout the entire process

Once the creditors we have contacted agree to new terms on your debt, we will put together a proposal for you which will include one reduced monthly instalment with all your consolidated debt.

This will be the only payment you will make each month to us, and we will ensure all your creditors are paid on time through this amount. From this minute on, you will not be able to make any more debt, and not be able to buy on credit until you are finished paying your existing creditors.

A method that works!

This is a proven and successful method to reducing and paying off your debts, and stay out of debt for good. You can also increase your payment amounts when you can afford to, which will allow your debt payments to be paid off sooner. Contact us today, and start changing your life now.

 Contact Details

7 Cleveland St, Boston, Bellville, Cape Town, Western Cape, 7530, South Africa
Ph: 021 917 1683
Fx: 021 948 8576
Em: [email protected]