Rating based on 86 reviews

Logical Debt Solutions

Updated
  • Live a debt-free life
  • Reduce your debts into
  • One affordable payment

In-page navigation


Logical Debt Solutions homepage
Author Logical Debt Solutions. Screenshot of Logical Debt Solutions website.
[Accessed April 5, 2018]

About Logical Debt Solutions

A debt consolidation loan could be the answer to your money troubles.

If you are struggling to manage and repay your debt, you need to adopt an effective solution as soon as possible. A debt consolidation loan could help you take control of your debts and finances quickly and easily.

A debt consolidation loan

It involves combining all outstanding balances on personal loans and credit cards into one account. In this way, you can make a single smaller monthly payment, save money and lower your risk of defaulting.

The debt consolidation loan strategy is to get a lower interest rate on the consolidation loan than you would be paying on interest across all your smaller loans.

Debt consolidation using credit cards

One of the major benefits of debt consolidation is that it is flexible. It can be done in different ways so as to suit the needs of borrowers precisely. One of the simplest techniques involves the use of a low-interest rate credit card.

You can transfer all of your outstanding debt to this card so that you can automatically eliminate the interest payments. You will achieve the highest possible savings by repaying your debt in full before the low-rate interest period expires.

Debt consolidation is the right option for me

If you're experiencing serious difficulties repaying your debt and are accumulating more debt, you should turn to a specialist immediately. A debt counsellor or a specialized financial advisor will be able to provide the professional assistance which you require.

The specialist will determine your current financial position and prepare an effective strategy for you to get out of debt.

Logical Debt Solutions Services

Logical debt solutions offer a viable solution to clients that will alleviate their payments each month.

They provide a long-term benefit of being out of debt for good with debt consolidation loans. Debt is all around you, and credit is available around every corner, making it very easy to fall into a pool of overwhelming debt that you battle to repay.

What Logical Debt Solutions does

Taking out loans to pay back loans, and ending up paying back more than you can afford is all too common. They offer debt consolidation, debt management, and debt settlement services for their clients that will change your life. Their debt counsellors assist clients with the consolidation of their debt at a much more affordable rate.

They negotiate with your creditors

You will no longer receive threatening letters and phone calls from your creditors, asking for money. They will get a court order on your behalf, and present each creditor with a letter to explain that you are under debt consolidation. You will not be able to buy or apply for credit when under their contract, which will alleviate getting into any more debt.

LDS has the answer to your debt problems

They have the vision to help clients take control of their debts, by proactively taking responsibility and clearing their debt for good. They are reliable and honest. Logical Debt Solutions promises to protect you against any legal downfalls that could come up due to your late or non-payments on accounts.

They will assign a debt counsellor to you, who will be your point of contact when you need any assistance throughout your debt consolidation contract term with them.

Logical Debt Solutions – Consolidation loan

  • Loan Type Debt consolidation

Benefits of Logical Debt Solutions

  • Reduce your debts into one
  • Affordable debt consolidation

Logical Debt Solutions will improve your financial situation

A debt consolidation loan can provide you with instant relief as you can combine all your accounts, loans, and credit cards into one single loan.

Qualify for debt consolidation

You will have the best chances of approval for a debt consolidation loan if the income you have left after covering your monthly expenses exceeds the monthly installment on the loan. That way, the risk to the lender is much lower.

Similarly, your credit history must be acceptable. People with bad credit or those that are blacklisted have a lower chance of getting approved. At the same time, most lenders are willing to approve applicants with a few blemishes on their credit record as long as they have been diligent borrowers otherwise.

Qualifying for a debt consolidation loan 

If you have one or two late payments, for instance, you can expect to qualify for a debt consolidation loan but may have to offer some form of collateral to secure the loan. This is even more so for those who have a large sum of debt in the form of short-term loans and outstanding credit card balances.

The debt consolidation application process 

  1. You should make your debt consolidation online loan application for debt consolidation right away after finding the right type of product for you. You will still have to undergo a credit check to ensure that you qualify.
  2. The lender will look into your income and monthly expenses to confirm that you will have a sufficient amount of money left for the repayment of the debt consolidation loan. You should be absolutely certain about the loan which you are applying for as making more than one application can cause considerable damage to your credit score.

We all struggle from time to time with unforeseen circumstances. Getting caught up in too much debt happens faster than you realize. It does not need to reach the point of no return. With a debt consolidation loan from Logical Debt Solutions, you can take back control of your finances today.

Benefits of a debt consolidation loan 

  • Combine all your existing balances into one.
  • Save on interest by repaying only one debtor.
  • It is a flexible alternative.
  • Enjoy instant financial relief.

Customer Reviews & Testimonials

March 2021

I was drowning in debt. With all the different debtors I had to pay each month, I realized that I was paying a fortune on interest. A friend told me about Logical Debt Solutions and I obtained a ...

De Vos C
— Secunda —

May 2021

Having so much debt was really becoming stressful beyond measure. Each month would be the same story. No money for anything extra. I decided to get a debt consolidation loan from Logical Debt Sol...

Potgieter A
— Deneysville —

April 2021

I got myself into so much debt that I didn't know what to do. I searched online for a possible solution and came across Logical Debt Solutions. I was pleasantly surprised at how much better I am ...

Mashaba J
— Sandton —

Logical Debt Solutions Contact

Physical Address

  • 11 Berkley Rd, Maitland Cape Town Western Cape 7405 South Africa
  • Get Directions

Opening Hours

  • not available