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Debt counselling offered by DebtCare

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  • Become debt free
    Certified Debt Counsellors

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Author DebtCare. Screenshot of DebtCare website. [Accessed June 18, 2020]

About DebtCare

Since 2008 DebtCare has helped over 10,000 people become debt-free and we’ve become South Africa's top choice for debt services.

We have a five-step living debt-free program that’ll help you get rid of your bad debt and help you remain debt-free.

How debt counselling benefits you

With DebtCare you can improve your situation drastically and here’s how and why:

  • You no longer have to worry not having enough money
  • You’ll have extra money to cover living expenses
  • Creditors will no longer harass you
  • Prevents you from becoming blacklisted
  • We’ll negotiate lower monthly payments
  • We’ll deal with all creditors on your behalf

How does DebtCare restructure your debt?

  1. Our debt counsellors are certified and will have access to your credit reports.
  2. It’s only a debt counsellor that can reduce your interest rate and your monthly instalments.
  3. You’ll get financial advice and assistance throughout this process.
  4. DebtCare will negotiate and deal with all your credit providers.

Why choose Debt Care?

Our team is made up of highly qualified debt counsellors that have over 50 years worth of experience. Our success comes from the fact that our team works well together and offers our clients the attention they need to help them through the debt counselling process.

We’ve come to understand that every case is different and comes with unique challenges that require our approach to change as well.

We’ve built a strong relationship with the NCR, the DCM and the NPDA over the past seven years. This ensures that the process is completed quickly and smoothly.

Because we have such good partnerships it essentially means that you’ll get the best deals and recommendations, as well as the most cost-effective options from major banks.

DebtCare Services

We provide a range of debt solutions for you to choose based on what your financial situation looks like.

We provide debt counselling, debt consolidation, debt review, debt management, and debt restructuring. All of these provide the necessary help you’d need to live a debt-free life.

DebtCare’s debt counselling service

This is a process that you start when your debt has become unbearable and unmanageable and simply overwhelming.

Our process is designed to help those that feel overwhelmed by their debt and who are struggling to meet their financial obligations.

Our registered debt counsellor will negotiate with creditors on your behalf for reduced monthly payments and the restructuring of your debts.

Your creditors will have no direct contact with you but will be in contact with your debt counsellor.

One affordable instalment per month will cover all your debt repayment obligations.

You’ll also get a no-obligation assessment to determine how we can assist you with your debt.

Our debt restructuring process

When joining DebtCare your debt counselor’s main task is to make sure they bring debt relief to you and your loved ones.

To make sure you achieve the debt relief that you need, your debt counsellor will look at all the debt that you have and then begin the restructuring process.

The debt restructuring process frees up a lot more cash flow for where it is needed within the family.

This is possible because of the negotiations that happen between your debt counsellor and your creditors.

Your debt counsellor will make sure that you have lower payment rates and that your interest rate is reduced. Securing an extended repayment term is also possible.

DebtCare Product Details

  • Loan Type Debt counselling

Summary of Services

  • 5 steps to becoming debt-free
  • A reduced monthly payment
  • Less stress about creditors
  • Negotiations on your behalf

DebtCare’s quick and easy application process

Because we want you to get out of debt as soon as humanly possible and live a debt-free life, we’ve made the application process simple.

All you have to do is fill in the online form. Make sure to fill out all the required fields and we’ll contact you within the hour.

Then you’ll get your no-obligation quote and when your debt counselor has assessed your finances, you’ll be on the road to a debt-free life!

Who can apply at DebtCare?

If you believe that you’re over-indebted you can apply for debt counselling. Your financial status will first be looked at and, if the debt counsellor agrees that you are indeed over-indebted, the process will begin.

What do I need to apply?

When you’re approved you’ll be required to produce your ID and payslip.

You’ll also be asked to open a new bank account and give DebtCare those details. Your employer should pay your salary into your new bank account.

Your debt counselor will tell your creditors to no longer contact you directly as you’re protected and under debt review.

Customer Reviews & Testimonials

April 2020

Thank you so much to Debt care for all the effort that you made when helping me out of debt.

Peter G
— Bellville —

October 2019

I never realised how easy it would be to get out of debt until I encountered Debtcare. They showed me just how easy it was.

Martin O
— Johannesburg —

March 2020

I am living a debt free life and that’s all thanks to Debtcare and its team

Primrose K
— Kempton Park —

DebtCare Contact Details

Physical Address

  • Tijger Park 3, Tijger Park Service Road, Bellville Cape Town 7530 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 13:00
  • Sunday – Closed