Rating based on 4 reviews

Zero Debt

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  • SA's leading debt solutions
  • Free Debt Assessment
  • Lower interest rates

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Zero Debt homepage
Author Zero Debt. Screenshot of Zero Debt website.
[Accessed September 2, 2021]

About Zero Debt

Are you in trouble with mounting debt? Get instant debt relief when you go into debt review with Zero Debt.

When choosing a company to help you with getting out of debt, you want to have a reliable option. Zero Debt provides you with reliability and so much more. With Zero Debt's incredible track record of becoming debt-free, you are in great hands when you sign up for debt review.

A team that puts you first

Zero Debt knows that every person is unique and so are their situations. There is no one-size-fits-all fix when it comes to debt review. That is the reason why Zero Debt treats every customer with the personal attention they deserve. They will assign a debt counselor to help you on your road to becoming debt-free. 

Access the best debt review solution

Zero Debt has a good reputation when it comes to getting people debt-free. You will not only have a personal debt counselor at your disposal but the whole team will be there for you. Whether you have a question, need your assets protected or you are dealing with creditors. Zero Debt has the best debt review solution for you.

The right debt review answer for you

All of the debt counselors at Zero Debt are highly trained and motivated in getting you the very best deals possible. They have achieved great success in negotiating with major credit providers to get their customers the best deals possible. You can be sure that the debt review from Zero Debt has you covered.

Zero Debt Services

Debt review was designed to help people that become over-indebted to have a more affordable option.

By putting all your debt together and repaying a reduced amount monthly, you get to protect your assets and prevent further financial losses or difficulty. Choosing debt review with one of South Africa's leading debt solution companies will get you debt-free in no time.

When to consider debt review

When you are in a situation where you realize that you are unable to keep up with your monthly debt repayments, considering a debt review could be a good choice. Going under debt review has the benefits of not being sued by your creditors and also protecting your assets. Zero Debt can help to reduce your monthly installments and help you to manage your money better.

Get a free no-obligation debt assessment

Getting people out of debt and financially free is what Zero Debt does best. That is why they offer their clients a free no-obligation debt assessment.

Their friendly and experienced consultants will guide you through the entire process and come up with a tailor-made solution to your financial problem. Contact Zero Debt today and sign up for debt review from a winning team. 

Zero Debt also offers debt consolidation loans

If you are in a position where you can still manage your debt but need to free up some cash flow, a debt consolidation loan is a good option. With Zero Debt's debt consolidation loan you can pay off all of your debts in one go and only repay one loan each month. With this option, you get to keep your credit score on track as well.

Zero Debt – Debt review

  • Loan Type Debt review

Benefits of Zero Debt

  • We protect your assets from repossession
  • Get lower interest rates
  • Pay a smaller monthly amount
  • Free online debt assessment

Zero Debt has your best interests at heart

To qualify for debt review you have to be over-indebted.

If you are having trouble keeping up with your monthly debt repayments and you have defaulted or you are at risk of defaulting, then debt review is the answer for you.

Steps to becoming debt-free

Step one

Firstly you will be required to fill in the online debt review application. This will give Zero debt a clearer picture of your current financial situation.

Completing the application is free and takes no more than 2 minutes of your time. Zero Debt will review your application and decide if you qualify for debt review or not.

Step two

As soon as you are placed under debt review Zero Debt will contact all your credit providers and the Credit Bureaus.

Zero Debt will inform them that you have been placed under debt review and that they may no longer contact you directly.

Step three 

Based on what you can afford every month, also considering monthly living costs, Zero Debt will talk to all your creditors. They will negotiate an affordable debt review amount to repay your creditors every month.

Step four

The final step in the debt review process is a court order. Zero Debt will apply for a court order to make your new debt review arrangement official.

This way you know you are being protected from legal action being taken against you and that your assets are protected.

Take back control with Zero Debt

When you become heavily indebted, finding a solution is often not possible or on time. With Zero Debt you can be sure that they have your best interest at heart.

They are experts in the field of placing people under debt review and protecting them from more financial distress. Give Zero Debt a chance today and let them help you regain financial control.

Benefits of debt review with Zero Debt

  • They are one of South Africa's leading debt solution companies.
  • Zero Debt protects your assets from repossession.
  • They consolidate your debt at a much lesser interest rate.
  • You pay according to your income.
  • Zero Debt offers free no-obligation debt assessments.

Customer Reviews & Testimonials

October 2021

I was getting into a mountain of debt due to being put on short time at work. I knew I could no longer keep up with my current financial obligations. I came across Zero Debt and applied for debt ...

Siphe M
— Kempton Park —

June 2021

Falling behind on monthly debt was putting a strain on my daily life. I didn't know where to turn to until a friend told me about the debt review option from Zero Debt. I applied and I have never...

Santie V
— Port Elizabeth —

August 2021

When I realized that I could no longer keep up with my financial obligations every month, I searched the internet for a solution. I found Zero Debt and decided to give them a try. I am forever gr...

Johan M
— Sandton —

Zero Debt Contact

Physical Address

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 16:00
  • Sunday – Closed