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Expert financial advice about borrowing

Discover expert financial advice, useful tips, and effective how-to's for getting online loans, quick cash, payday loans, and more, when living in South Africa.


The Duplum Rule – The Duplam what?

Did someone mention dumplings? Not quite, but if you’re someone who gets a thrill from knowing every last thing about debt, your accounts and how interest works, then this is going to be a great appetizer!

The term “duplum” simply means double! In t...
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Juggling’s for clowns, and debt isn’t funny

In today’s world, financial freedom seems impossible but it isn't so. Each and e...
Applying for a business loan? Easy steps on how to get started!

If you're considering applying for a business loan in South Africa, these 9 step...
At the fork of debt & equity finance, which path should you choose?

It’s virtually impossible to avoid injecting at least some capital into a busine...
Is money tight? Perhaps it's time to start earning extra cash!

We might be getting by okay on our salary, but are we able to afford a lovely ho...
In today’s economy, is it a good idea to fix your home loan rate?

While the question might be a straightforward one, the answer is a tad more comp...
The dangers of building up a credit record

We’ve all struggled with the notion of registering for credit in order to prove ...
SMS loan spam & SMS loan scams

Are you one of those who gets annoying spam all day, every day from companies ov...
Historical property debt – is this a concern for new owners?

Picture yourself becoming the new owner of your lovely new home, only to find ou...
Liquidation in SA – 5 Important factors to consider

Let’s get one thing straight, being in the process of liquidation is a position ...
The Do’s & Don’ts when applying for a Business loan

You’ve been working a full-time job for 5 years now and the only real person ben...
Peer-to-Peer Lending in SA

What is Peer to Peer lending or “P2P”?

P2P lending is an alternative option bas...
Foreigners seeking loans in South Africa

Not from South Africa? Don’t fret, where there’s a will, there’s a way, and if y...
Beware the teeth of Loan sharks in South Africa

As we’re all well aware (and if not – listen up), loan sharks are not legal lend...
Choose the right loan for you

All the groundwork is done and you’re finally ready to get going, so you apply f...
Do I even qualify for a loan?

You have all these great ideas, plans and figures going through your mind…

You’...
3 Ways you can rescue your struggling business

Not everyone is cut out to run their own business, most people will go on to wor...
Am I lowering my credit score with all my loan applications

These days with debt collectors hot on the heels of bad payers, blacklisted indi...