Rating based on 79 reviews

Standard Bank Home Loan

  • Online loan application
  • Low interest rates
  • Repayment up to 20 years

In-page navigation

Standard Bank homepage
Author Standard Bank. Screenshot of Standard Bank website.
[Accessed August 31, 2021]

About Standard Bank

Standard Bank is your answer for a home loan in South Africa and they are no newcomers to the home loan industry.

They have more than 154 years of experience in the financial services market of South Africa.

The trusted name for home loans

Standard Bank thrives on quality home loan service delivery, through affordable customized packages and options that suit each of their clients. They are not just a South African-based company; their services reach as far as 20 countries across the world. With their approach to client satisfaction, they exceed their client’s expectations and go above and beyond to ensure they fulfill their service delivery.

Choose Standard Bank for your home loan

What makes them unique is their passion and their ability to employ people who are extremely passionate about what they do. This adds great value to their online home loan service, as clients get a personal touch, through a consulting process, when needed. Their customers are their main focus, and their specific needs, no matter what financial aspect, come first.

Every client is important with Standard Bank

They put your home loan priorities first. Standard Bank is well known for securing mortgages with the lowest interest rates.

They offer repayment terms that suit every client’s budget and home loans that clients can pay for over 20 years. This allows clients to afford the home of their dreams, with a little help from Standard Bank.

Standard Bank Services

Highly competitive in the market for affordable home loans in South Africa.

With their experience and leverage in the mortgage industry, they are the leaders when you compare their services to any other lender. Standard Bank does not only provide a wide variety of financial services but offers home loans online to new and existing clients who apply for a loan online through them. They will provide you with an experienced consultant to guide you and assist you through the whole home loan application process.

Let your home loan work for you

By saving on interest, and choosing the best rate option to suit your personal needs, you are able to choose the perfect home loan that works for you throughout your contract. Whether it’s a variable or fixed loan rate.

You can even choose to pay your home loan off earlier. They will assist you to make the right decision that saves you money long term.

Make use of the home loan calculator

Standard Bank Home Loans believes in offering valuable and easy to manage resources to their clients, to ensure they can find a home loan that suits them. They offer a handy and convenient home loan calculator on their website, which allows their clients to get an estimated home loan and repayment amount on what they would generally qualify for when applying for a home loan. This will give you a guideline of an amount to use when you are looking for the right home to purchase.

Standard Bank – Home loan

  • Loan Type Home loans
  • Repayment 1 year to 20 years

Benefits of Standard Bank

  • Simple online application
  • Low-interest rates
  • Affordable loans

Standard Bank offer over a century of expertise for your property finance

When you are a first-time home buyer, they can customize a home loan enabling you to purchase your dream home, with affordable payment terms, and installments that fall within your affordability and budget.

To qualify for a home loan online is easy

  • Be over 18 years old.
  • Have a permanent job with evidence of a salary slip.
  • Have a valid banking account.
  • Be a South African permanent resident.

Get a pre-approved home loan

Standard Bank Home Loans can provide you with a pre-approved home loan that matches your income and affordability. Now you can go house hunting before your home loan is approved, knowing precisely how much you can qualify for.

Guidance on how to manage your home loan

Standard Bank also offers guidance into how to reduce your mortgage and bond repayments. They will also assist you whether you are buying a new home, purchasing property, switching bond accounts from another bank, and more.

Benefits of Standard Bank’s home loan experience

  • They know the housing market in South Africa.
  • Use the home loan calculator to guide you before applying.
  • Get a pre-approved home loan.
  • Qualified expert home loan consultants.
  • Do all your banking from one trusted bank.
  • Manage your home loan with ease.

Start house hunting, and make an offer to purchase the home you really love. Find your home and contact Standard Bank to get started with your home loan application. They will help you with the necessary information needed with step-by-step instructions.

Get your approved home loan today

Apply for your home loan and once your loan is approved, they can take the process further for you, and get your home registered into your name, so that you can move in.

Customer Reviews & Testimonials

November 2021

My family banked with Standard Bank forever so to choose them for my home loan was the only answer and the correct one.

Pierre W
— Paarl —

September 2021

Happy to have chosen Standard Bank. They handled everything for me and made it easy to manage your home loan.

Oratile C
— Mahikeng —

August 2021

Fast approvals and good repayment options for any first-time home buyer, can recommend them.

George A
— Alberton —

Standard Bank Contact

Physical Address

Opening Hours

  • Monday 09:00 – 16:30
  • Tuesday 09:00 – 16:30
  • Wednesday 09:00 – 16:30
  • Thursday 09:00 – 16:30
  • Friday 09:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed