Rating based on 88 reviews

Easy Payday


  • Instant loans up to R2,500
  • No paperwork
  • Free online application

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Easy Payday homepage

Author Easy Payday. Screenshot of Easy Payday website. [Accessed April 5, 2018]

About Easy Payday

Easy Payday offers payday loans instantly to our South African Clients. Our short-term loans are so easy to qualify for, allowing all clients the ability to access cash when they need it. We offer online application processes to make life easier for our clients.

No appointments, no leaving your office during a busy day, no paperwork! Short-term loans come in a range of amounts and loan terms, which are customised to your affordability as well as what you qualify for in terms of your salary and expenses. We will not give you more than you can handle, or put you into debt you cannot afford.

Who can apply?

Clients must be over 18 years old in order to qualify, as well as earn a monthly income. Only South African residents with a valid SA ID book can qualify for one of our payday loans. When you know that your cash is not going to last until the end of the month and funds in your bank account are low, look no further.

Get your hands on an instant loan!

We can help you get instant cash with quick approval and cash in your bank account within 24 hours. Now you can afford to pay for those little cash emergencies that have reared their nasty head! Get all your financial requirements through our easy to use online platform.

Easy Payday Services

When people look for a loan, the main criteria fall into place: is the lender fast with their turnaround times? Does the lender care about my financial wellbeing?

At Easy Payday, you can expect all of this and more. We offer fast, reliable and secure ways to get an instant payday loan! Our applications are done online for the convenience of our clients. There is no need to leave your home or office to apply for a loan you need, no endless paperwork and invasive questions.

Instant decision on your loan application

You get an immediate decision on your loan application, allowing you to breathe easier when you have bills to pay. Our payday loans are over a 35 day period, which means they need to be paid off by your next paycheck. This also allows you to borrow again should you need more cash.

Applying could not be easier!

Our online portal is very easy to use, with instructions available through every step of the process. We encourage clients not to lend money unless they really need to. Our loans should be used for emergency purposes and not to take unless you know you can afford to pay it back.

Easy Payday – Instant loan

  • Loan Type Instant loans
  • Loan Amount up to R2,500
  • Decision 24 hours

Benefits of Easy Payday

  • Immediate payday loan approval
  • No paperwork required
  • Confidential, safe and secured processes
  • Free online application

Instant loan calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Easy Payday provides instant cash loans conveniently online

Easy Payday loans are one of South Africa’s easiest ways to get instant cash.

To access cash in 24 hours, simply apply through our simple and easy to use online application form on our website. This usually takes a few minutes of your time, and you only need to complete a few personal details to be registered on our lending platform. Because our loans are short term, they are offered in smaller amounts, allowing you to afford to pay them back at your next pay check.

The benefits you can enjoy through our services

  • Easy to use online applications – apply from wherever you are anytime you like – no paperwork
  • Get an immediate decision – we make our decisions the minute you submit your application with no invasive credit checks
  • We pay out your cash quickly – once your application is approved, we will transfer the cash directly into your bank account within 24 hours
  • We offer payday loans up to the amount of R2 500, to use as you please. All your information is safe and kept confidential at all times.

Qualifying criteria

To get a loan through Easy Payday, all you need to do to qualify is:

You need to be 18 years old or older, be a South African citizen, have a valid banking account and be permanently employed.

Getting cash has never been easier

Our process is streamlined to avoid any wasted time that you would have spent, getting an appointment at the bank, or trying to scout the website for an appropriate lender that suits your needs. We work in line with what our clients can afford, and should you need more cash, you can pay off your initial payday loan, and apply for another one immediately.

We are here to make your financial situation less complicated

With simple and effective lending processes, that will allow you to apply from your home or office, without spending days or weeks waiting for the cash. Apply today, and have cash in your bank account within 24 hours, to cover those little cash emergencies life may throw at you without warning.

Customer Reviews & Testimonials

April 2019

They have made my day when I applied for my on line loan I was able to have my loan placed in my bank account the same day.

Heather S
— Johannesburg —

June 2019

These loans are super easy to apply for and you get your cash before you even know it.

Tom H
— Port Elizabeth —

April 2019

Great service they are very helpful when it come queries they will answer you and they take care of you at the company.

George P
— Cape Town —

June 2019

I got my loan and couldn’t be more happier

John M
— East London —

Easy Payday Contact

Contact Number

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Physical Address

  • 39 Carl Cronje Dr, Bellville Cape Town Western Cape 7530 South Africa
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Opening Hours

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