Rating based on 78 reviews


PaydayLoans.co.za homepage
Author PaydayLoans.co.za. Screenshot of PaydayLoans.co.za website.
[Accessed April 5, 2018]

About PaydayLoans.co.za

PaydayLoans.co.za is a dedicated credit provider with years of experience in the financial field that aims to help South African citizens when they need some fast cash.

Our specialist team has developed a variety of quick online loans solutions which we are able to offer to all South Africans without exception. This means that as long as you can prove you have the ability to repay the loan and you are currently employed your loan application has a very high chance of being approved.

Only pay on your next payday

Applying for a loan is very easy and simple if you need any assistance we provide full support to our customers and will guide you through every step of the process. Select the amount that you would like to borrow and complete the online loans application form this should only take a few minutes and you will receive an outcome almost immediately.

PaydayLoans.co.za Services

People who have a bad credit score can still get a personal loan with LoanFinder.

Having said that, your credit history or whatever financial difficulty you've encountered might be something they'll consider. They might be able to understand, especially considering the fact that some things happen that are beyond your control.

Finding the best financial deal online

The personal loan option at LoanFinder will help you deal with any emergency you're facing. It will lower your stress levels knowing that your money woes are well taken care of.

While you have little to no control over the challenges that happen in your life, you can control what happens to your finances.

LoanFinder is always ready and available to help clients who are struggling financially and need a bad credit loan to make a large purchase.

PaydayLoans.co.za – Payday loan

  • Loan Type Payday loans

Benefits of PaydayLoans.co.za

  • BAD Credit Loans
  • INSTANT Loans 

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Use PaydayLoans.co.za for reliable payday loans

All sorts of emergency expenses can come up during the month and there is nothing worse than needing money and not having any to spare.

If you don’t have sufficient cash left to cover your expenses, you should identify a lender that will be able to assist you. This PaydayLoans.co.za review will assess the payday loans offered by this lender to help you decide whether they can be of use to you or not.

PaydayLoans.co.za is available online

Our company offers a simple service at great speed. You get to make a loan application and track it entirely online. Once you have completed the online application form you will be given an outcome very quickly.

Once your application has been approved, the granted loan amount will be wired to your bank account right away and you will be able to use it within 24 to 48 hours. This kind of speed can be quite useful when you face a financial emergency. The amount that you will be allowed to borrow will depend on your ability to repay the loan, your employment record and other relevant factors.

The first time that you apply for a long you will be allowed to borrow up to R500. This is to prove that you are able to repay the loan, the next time that you apply you may borrow up to R1 000 and the amount will increase as you prove that you are not risky to lend money to.

The more you borrow the more you qualify for

Each time that you successfully repay your loan you will be given the opportunity to borrow more money. As the first amount that you can borrow is only R500 you need to ensure that the loan will be sufficient for you to cover your emergency expenses. The loan term is automatically set depending on your next payday.

When this day comes PaydayLoans.co.za will withdraw the total amount of money that you owe to them via direct debit. Make sure that you apply no later than 4 days before your next payday. Otherwise, the lender will not have sufficient time to process and loan and arrange its repayment.

Affordable loans

The interest rates charged by this lender are calculated in line with the regulations set by the NCA regulations. They are similar to what other payday loans cost. The same applies to the fees. As the principal amount is quite low it is easy to make the repayment and you will qualify to borrow more money the next time around.

We will answer all your questions and give you the information and advice you need to complete the process. Our loan solutions are perfect for when you are strapped for cash and in desperate need of cash in a hurry. If your rent is due and you don’t know what to do, apply for a payday loan and we will help you get back on top of your finances.

Make sure that you are able to afford the loan before you apply as it won’t help to apply or a loan if it will just push you further into debt.

This review's verdict is that the payday loans of PaydayLoans.co.za can be used if you require a very small amount of cash the first time that you apply for a loan.

Customer Reviews & Testimonials

November 2018

If you are looking for affordable credit plans, PaydayLoans.co.za will always give you options that are well suited for your budget.

Godfrey M
— Witbank —

June 2019

I would recommend PaydayLoans.co.za because they offer reasonable loans with interest rates that are almost a dream!

Riana V
— Vanderbijlpark —

April 2019

By visiting the PaydayLoans.co.za website, I already knew which loan offer would suit my budget.

Ernest T
— Randburg —

PaydayLoans.co.za Contact

Contact Number



Physical Address

Postal Address

  • PO Box 2807, Sun City, 0316, South Africa

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 08:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed