About – Bad-Credit-Loans.co.za
Bad-Credit-Loans.co.za is a broker specialising in loans for blacklisted individuals and those with judgements on their name.
We welcome all clients who are over 18 years of age and have a monthly income equal to or higher than R1,500.
We have the simplest application process.
You get to fill out and submit a short online loan application form and we will get back to you within an hour to inform you of the outcome.
We are committed to providing only the best quality products and services to our customers.
Services – Bad-Credit-Loans.co.za
Bad-Credit-Loans.co.za is a broker providing finance to people with bad credit.
With our personal cash loans, you can obtain any amount up to R150,000.
Our application process is fully automated and runs entirely online.
Apply with just a few clicks of the mouse button.
We have a wide network of reputable micro lenders and this makes it easy for us to source the ideal loan for you quickly. We will provide the ideal solution to your financial needs and ensure that you will obtain it by negotiating with the lender.
Summary of Services
- Instant Loans
- Student Loans
- Indirect Loans
- Micro Loans
- Instant Cash Loans
- Blacklisted Loans
- Consolidation Loans
- Bad Credit Instant Loans
- Long Term Loans
- Direct Loans
Bad-Credit-Loans.co.za Review – How good are their loans for blacklisted?
If you have made mistakes regarding debt repayment in the past, you will most probably not be able to secure a loan from a major bank. However, this does not mean that there are not credit products suitable for you.
Use this Bad-Credit-Loans.co.za review to assess the quality of the bad credit loans provided by this company and to decide on their usefulness to you.
Bad-Credit-Loans.co.za is an online loan broker specialising in products for people with bad credit. The company works with a large number of lenders and this automatically increases your chances of securing a loan.
We operates online & this makes its services fast & convenient to use.
It is worth pointing out that the company charges a fee for its "find a loan" sourcing services. The one-time fee is R299. The fee covers the costs of the broker for processing your application and negotiating with lenders.
Its payment does not guarantee you automatic approval.
With loans for bad credit available via Bad-Credit-Loans.co.za, you can borrow up to R200,000. You will most certainly fit into this limit no matter whether you need the money to pay the school fees of your children or to make energy-saving improvements to your house. The amount will depend on your income and your ability to repay the loan as well.
Generally, in order to qualify, you need to have a minimum monthly income of R1,500.
You can select the term of the loan.
It can be between 1 and 7 years. A longer term will make the monthly instalments smaller, but since interest will be charged for a longer period of time, the loan will become more expensive.
It is up to you to make a decision considering this trade-off.
The interest rate on the loans provided by Bad-Credit-Loans.co.za is determined individually. The broker will make every attempt to secure a lower rate for you, but at the end of the day it will depend greatly on your credit history. The fees may be higher than the ones of traditional loans, but this is not always the case.
This review's verdict is that the bad credit loans from Bad-Credit-Loans.co.za fast to obtain and give you considerable flexibility.