Rating based on 22 reviews

Budget Cash Loans


  • Personal loans bad credit up to R3,000
  • Low-interest starting from 65.96%
  • Repayment up to 40 days

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Budget Cash Loans homepage

Author Budget Cash Loans. Screenshot of Budget Cash Loans website. [Accessed April 5, 2018]

About Budget Cash Loans

Budget Cash was established in early 2002 and since then have been assisting clients with their financial needs. We have assisted thousands of happy clients each month, in obtaining the personal loans they need when their cash flow is looking a little slim.

Whatever you may need the cash for, we can help you get it – fast! Our loans and our loan processes are nothing short of convenient and simple. We don’t want to make life any more complicated than it already is. Especially when it comes to having a tight budget, our loans work well in terms of being tailored to your specific repayment requirements.

Providing expert support all the way

We also offer our clients valuable advice before taking out a loan, to ensure that they do not take out a cash loan when they can’t afford to. We are financial experts and provide expert advice when needed. If you are having cash problems, we will suggest the best route going forward. Our staff members are highly experienced in the financial industry and are there to be your first call when you need to know anything about getting a personal loan.

Budget Cash Loans Services

Need a holiday? Need to do alterations to your home? Need to consolidate your debt? Your online gateway to getting the personal loan you need to make your life much easier.

A diverse lender that assists with specialised loans

We encourage our clients not to borrow more than what they can afford to pay back, we work in line with the National Credit Act to ensure our clients do not over indebt themselves. We are responsible lenders and in doing so show that we care for our client’s financial wellbeing.

Easy to apply for loans

Our clients can access their personal loan with a few simple steps that take only minutes of your time. Everything you need is online on our website. Submit your online application with a copy of your ID document, three months bank statements, and your latest salary slip.

Budget Cash Loans – Personal loan bad credit

  • Loan Type Personal loans bad credit
  • Interest Rate from 65.96%
  • Loan Amount up to R3,000
  • Repayment 5 days to 40 days

Benefits of Budget Cash Loans

  • Payout within 24 hours
  • Fast service 
  • Bad credit? No problem
  • Loans available of up to R3000

Personal loan bad credit calculator


The interest rate of a loan will vary based on your credit score and risk profile.

This loan calculator is for illustration purposes only.
The use of this Online loan calculator is subject to our terms of use.

Budget Cash can help you to afford the personal loan you need

Once we have received your application and supporting documents we take only a few minutes to make a decision on your application and will be in contact with you to discuss your loan agreement.

You can have the personal loan you want in your bank account within 24 hours to use as you please. Contact us today, get the financial boost you need for anything you like, it’s just a few clicks away! Get approval instantly from an online platform we offer a simple and effective solution to your cash requirements.

The lending firm of choice when you need fast finance

We have a convenient online loan calculator that helps you work out what amount of cash you can borrow before you apply. This will also tell you how much your repayment terms will be each month and indicate whether it works within your budget or not. With our advanced technology and online platforms, you’ll have the cash in your account in no time.

Complete our online loan application form

Submit with a copy of your ID document, three months recent bank statements, and your latest salary slip. These documents can be emailed or faxed. Once we have received your application, we take only a few minutes to make a decision on your approval and will be in contact with you to discuss your loan agreement.

Once you have agreed to the terms of your loan contract, we will transfer the cash into your bank account within 24 hours, or even sooner.

We are registered with the National Credit Regulator in SA, which enables our clients to lend in a responsible way. We will not give you more cash than what you can afford to pay back, keeping you out of debt that’s not affordable to you. We will give you easy to afford repayment terms on your loan as well as the option to pay back your loan earlier, with no penalties.

Get your personal loan online fast

We have a world of useful information to assist you with any financial questions you may have. We know that to get a personal loan can often be a difficult process, especially if you have a not so perfect credit history; we are in the business of helping all clients with their financial needs, even if you are blacklisted or have a bad credit score.

We go the extra mile, and above and beyond to make sure you get the cash you need when you need it.

Customer Reviews & Testimonials

May 2019

The calculator lets you know how much you can loan and you can get your loan with out having any worries even if you have a low a credit score.

Taylor M
— Port Elizabeth —

May 2019

The application literally takes a few minutes and you can have your answer the same day they are great.

Greg B
— Cape Town —

Budget Cash Loans Contact

Physical Address

Postal Address

  • P O Box 8280, Nelspruit, 1200, South Africa

Opening Hours

  • not available