Rating based on 5 reviews

Bayport Financial Services

  • Fixed interest rates
  • Personal loans up to R250,000
  • Repayment up to 84 months

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Bayport Financial Services homepage
Author Bayport Financial Services. Screenshot of Bayport Financial Services website.
[Accessed February 18, 2022]

About Bayport Financial Services

If you are looking for an easy-to-access online personal loan, look no further.

Bayport leads the market with its transparent and low-cost personal finance options. With a set of high standards and morals, they do business in such a genuine, committed, and passionate way. So, you will receive only the best service and proper advice you can count on.

Their main goal is to help South Africans to improve their lives on every level. You can access a wide variety of products including insurance, savings, transacting services, credit, and online personal loans for your convenience.

Choose Bayport for your personal finance needs

The great part is that you will be able to view your statements and manage your personal loan 24/7 for free on their user-friendly mobile app. They also have dedicated professionals that are always ready to support you via the app, their website, or even WhatsApp.

What’s more, is that you can get a monthly credit health report absolutely free of charge. This will help you to manage your finances better. Since its establishment in 2004, Bayport has grown into being one of the largest non-bank personal loan providers with a countrywide footprint.

A personal loan provider with character

The most important thing to the Bayport team is building long-lasting relationships not only with their customers but also with their stakeholders and the overall community.

They work hard to keep their prices lower than the average personal loan lenders in South Africa to ensure constant growth as well as affordable finance options for families in need of cash.

Through their mobile consultants, call centres, online platforms, and branches all over the country you can access their impeccable service no matter where you are.

Bayport Financial Services Services

You can borrow up to R250,000 with their easily obtainable personal loan options.

Their online loan application process is extremely easy and simple. You can get your entire application done within only 5 minutes. 

A personal loan can be used for a great variety of things and are usually larger than payday or short-term loans. For instance, when you need a medium to a large amount of money to buy furniture or to do a home renovation, even costly events like weddings are popular reasons for clients to take out a personal loan from Bayport.

The good part of a personal loan is that it is easily repaid over a longer flexible period between 6 to 84 months while enjoying lower rates than you would have with a payday loan for example.

Personal loans for debt consolidation

Don’t let your debt get the best of you. Bayport specializes in personal loans that they worked very hard to specifically design for people that are overwhelmed by their debt.

Through their tailored debt consolidation loan, you will be able to combine all your unsecured debt like credit cards, personal loans, store cards, and other accounts into one single loan.

Having one easy-to-manage personal loan is much easier and can save huge amounts of money on interest while you improve your credit score. This will also assist you in instantly lowering your debt amount. 

Insurance for your personal loan

They also offer insurance when you take out an unsecured personal loan with them, so your debt will be taken care of in the event that you get disabled, critical illness, pass away, or get retrenched.

Bayport Financial Services – Personal loan

  • Loan Type Personal loans
  • Loan Amount up to R250,000
  • Repayment 6 months to 84 months

Benefits of Bayport Financial Services

  • Flexible repayment terms
  • A fixed interest rate
  • Easy online services

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Apply for an affordable personal loan from Bayport

The loan application with Bayport is designed for optimal ease and convenience, so you can get it done anywhere, any time on any device or medium.

Apply for a loan online in an easy way as you can even upload the needed documents on their online portal without any hassle.

The documents you will need to upload:

  • Bank statements of the latest 3 months.
  • Your most recent payslip.
  • A proof of address that is not older than 3 months.
  • Your SA ID.

The application process:

Step 1:

Activate your account by registering with your contact details and a password.

Step 2:

Now you will be able to log in and start your application for your personal loan by answering a few personal and financial questions. You will also upload the needed documents here.

Step 3:

They will then assess your information to determine your affordability.

Step 4:

If you have been approved for a personal loan, you can log in and sign the agreement to receive your funds instantly.

Get your personal loan from Bayport today

They are a responsible lender that does business in a simple, respectful, and innovative way. Getting a personal loan from them means that you will access the cash you need while enjoying a very competitive personal loan deal specifically designed for you.

They believe in empowerment and they also believe in second chances when it comes to personal finance. With their easy online application process, you can apply now and receive your money just a little later.

Benefits of obtaining a Bayport personal loan

  • Impeccable service.
  • Branches are available across South Africa.
  • Easily obtained personal loans.
  • Flexible repayment terms.
  • They make use of sophisticated technology to simplify their processes.
  • They will process your loan in real-time.
  • Transparency and respect.
man holding thumbs up

Bayport Financial Services is a trusted & reliable provider of personal loans

In our review, Bayport Financial Services adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

Bayport Financial Services is a registered credit provider in South Africa: NCRCP 4685

Customer Reviews & Testimonials

June 2021

Everything with Bayport is just so much easier. I applied and received my money within an hour.

Tsetsi J
— Pietermaritzburg —

November 2021

A great company that is very client-centric. They care about their customers and really go the extra mile.

Van Der Merwe S
— Bellville —

June 2021

They gave me such a great personal loan deal and the best part is that I can pay it off over 7 years which makes my repayment amount really small.

Mills J
— Sandton —

Bayport Financial Services Contact

Contact Number



Physical Address

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 13:00
  • Sunday – Closed