Rating based on 27 reviews


  • Short-term loans up to R300,000
  • Repayment up to 12 months

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Equi-Advance homepage
Author Equi-Advance. Screenshot of Equi-Advance website.
[Accessed April 5, 2018]

About Equi-Advance

Equi-Advance works independently with clients and doesn’t involve any third parties or middlemen such as brokers and credit providers.

This makes it easier to communicate directly with you regarding your short-term credit solution.

Tailormade short-term loans

You must tell Equi-Advance exactly what you're expecting from them so that they can do their best to ensure that you get exactly that.

You must complete the quick application should you be interested in getting a loan.

Furthermore, Equi-Advance needs to confirm receipt of your supporting documents before they can start to process your application. 

Equi-Advance Services

Starting a business is definitely not child’s play as there are so many factors that come into play.

For starters, capital is usually the most critical yet difficult aspect of getting started. This is why Equi-Advance aims to help enterprises with short-term business loans designed for companies, especially those that don’t have many directors.

Loans up to R300 000

The maximum amount you can get with Equi-Advance is high. You can get a loan of up to R300 000.

This would then mean you can also choose how you want to pay your loan without causing a strain on your monthly budget.

Let us help you on being a better financial expert when it comes to your own finances.

Equi-Advance – Short-term loan

  • Loan Type Short-term loans
  • Loan Amount up to R300,000
  • Repayment 30 days to 12 months

Benefits of Equi-Advance

  • SHORT-TERM Cash Loans 
  • QUICK Loans 

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Use Equi-Advance and secure worthwhile and reliable loans

You may be faced with an emergency that will force you to take up a loan - even when you don't really want to get into debt. 

However, when you take on a credit plan with Equi-Advance, you can rest assured that everything will go according to plan.

It's important to find a credit plan you can afford to pay off without being late on your payments.

While you might be keen on getting as much as you can, you shouldn’t forget the fact that you taking on more than you can actually afford to pay back will always work to your detriment in the long run.

Dynamite comes in small packages

The small size of Equi-Advance shouldn’t be used to judge their capabilities. They can borrow you a total amount of R300 000. There are a lot of things you can do for your business with this amount.

The repayment period of 1 to 12 months will allow you to pay your short-term quick loan without feeling pressured or rushed.

Secured short-term loans

The lender and client need to reach an agreement where they decide on the collateral that will be used. This can only be achieved if the amount is equal to or worth less than the asset that was taken.

It's important to ensure that you can pay the loan that you are applying for. Should you fail to pay your loan, your asset will be repossessed.

Running a business is not an easy thing to do. In order to ensure that your business is always functioning positively, you have to ensure that you're not in any position whereby you can’t fulfill your financial obligations because you would be then putting your business in serious jeopardy.

Affordable loans

Although the end goal is to grow your business, you have to be absolutely sure that you'll stand strong. Equi-Advance's customers agree that their personal and short-term loans are affordable loans and help businesses progress.

Customer Reviews & Testimonials

April 2019

Because I’m a busy mom, I hardly have any spare time ever. That’s why I found the online application to be a huge help for me.

Dawn C
— Germiston —

April 2019

If I ever need another short-term loan in the future, I know who to approach. Not only were they very efficient and quick, they were also very polite and respectful.

Derek N
— Johannesburg —

Equi-Advance Contact

Contact Number


  • not available


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Physical Address

  • Suite 2A, First Floor, Waterkloof Rand Centre, Cnr Rigel Avenue & Buffelsdrift Street, 370 Buffelsdrift Street, Erasmusrand Pretoria Gauteng 0181 South Africa
  • Get Directions

Postal Address

  • PO Box 11313, Hatfield, 0028, South Africa

Opening Hours

  • Monday 08:00 – 16:30
  • Tuesday 08:00 – 16:30
  • Wednesday 08:00 – 16:30
  • Thursday 08:00 – 16:30
  • Friday 08:00 – 16:30
  • Saturday – Closed
  • Sunday – Closed