Rating based on 922 reviews

Heritage Loans

image of Heritage Loans
image of Heritage Loans

About – Heritage Loans

Seeing that clients will always need financial assistance at some point in their lives, we opted to be the best provider for secured short term loans.

An easy and convenient loan application process

People who have got blacklisted will not be automatically rejected. We will carry out the normal credit process until we get to the final verdict of whether their application has been given the thumbs up or not. Therefore, should you need cash quickly due to certain emergencies, you can entrust us to help you with your application and we will see to it that you get the best financial care.

Our team of experts are always willing to help first time or even returning applicants with their credit requests. There is nothing stopping you from putting in your application because we are always by your side. After you have completed the application form, the rest will be our job to do.

Services – Heritage Loans

There is no telling when you might need extra cash.

It is for this reason why you shouldn’t apply whenever you are broke but rather when you are faced with a situation that needs you to act fast. This could be any type of emergency expenses that can’t wait until your next payday.

You can count on us

We do the best we can to ensure that clients get short term loans against collateral.

Time is an important element

The assets and valuables that we accept can range from cars to the finest jewellery. What is important is the fact that they are equal to the amount of loan you have taken.

Interest Rate

From 0 %

Loan Amount



Repayment Term

0 days

0 days

Summary of Services

  • SHORT-TERM Cash Loans 
  • CASH Emergencies
  • PERSONAL Cash Loans 
  • BUSINESS Loans
  • ONLINE Cash Loans

Heritage Loans can help you manage your budget effectively

Money is often required when you have little to no backup but you can always count on Heritage Loans.

Any registered micro lenders will be able to assist you as long as you meet their credit terms and conditions. Make use of the review and found out which is the best loan offer you can use for your budget. Should you not have enough time due to operational requirements, you can always opt for submitting your application online. On the other hand, if you are willing to come to our offices, you are also welcome to do so.

Giving you affordable secured loans

If you want to get finance, you will have to put something of significant value as collateral. We always encourage our customers to only borrow money if they are certain that they will have enough funds to repay their loan. Furthermore, it will be good to know that having a bad credit record will not stop you from getting approved for a short term credit plan.

The secured short term loans have proven to have lower charges as opposed to the unsecured credit plans.

Low-interest rates on our loans

While it is our job to look after your interests, you also have an opportunity to ensure that you don’t take a significant amount of financial weight you will not be able to carry. This speaks to say in the event that you might be able to repay the loan due to unforeseen circumstances; we will have no other choice but to take the assets that you have given us as security.

In essence, you should always borrow exactly the amount that you require to make due to your expenses and nothing more. By doing so, it will become slightly easier to pay your credit plan. Our clients have emphasized the fact that we are a reasonable credit provider who ensures that customers are given the best credit plans.

Customer Reviews & Testimonials

 Contact Details

34 Smith Street, Central, Port Elizabeth, Eastern Cape, 6000, South Africa
Ph: 076 780 2377 / 071 962 1663

 Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:00
  • Saturday 11:00 – 15:30
  • Sunday – Closed