Heritage Loans

image of Heritage Loans
image of Heritage Loans

About – Heritage Loans

Heritage Loans is an experienced provider of secured short term loans.

Our loans are simple & fast.

We work with all South Africans including those with poor credit and those who have got blacklisted. We accept all types of securities and provide instant approval.

You can rely on us completely when you need cash quickly. We have a team of experts working to provide the most affordable and flexible solutions.

Our customer service is valued for its responsiveness and the full dedication of our specialists who are already ready to answer questions and to provide advice.

You simply need to fill out the application form to get started.

Services – Heritage Loans

Get a fast and simple secured short term loan with Heritage Loans. Anything can happen and you can end up in need of extra cash.

You may require it for covering emergency expenses, for paying past due bills or for spoiling yourself with a short holiday.

In any case, we are here to help.

Heritage Loans is a specialist in the provision of short term loans against collateral.

Approval in 15 minutes with no credit checks or questions asked.

The types of collateral which we accept include motorised vehicles, jewellery, electronics and assets of value such as collectibles and art works.


Summary of Services

  • SHORT-TERM cash loans 
  • CASH emergencies
  • LIFESTYLE finance 
  • PERSONAL cash loans 
  • EMERGENCY loans
  • BUSINESS loans
  • ONLINE cash loans


Heritage Short Term Loans - Manage Your Budget

Your car broke down and you need to repair it, but you have no free cash available.

In this situation, you need to be able to turn to any registered micro lenders offering affordable products straight aware.

Use this Heritage short term loans review to find out whether these products will help you out in such a situation.

Heritage Loans is a small lender operating online as well as in a brick and mortar office. The company has a small market share, but solid presence. You can expect them to be friendly and flexible to accommodate you in the best possible way.

The Heritage short term loans are secured.

You have to place security in order to get finance. The lender is known for accepting all kinds of valuable assets. Because the loans are secured, the approval rate is virtually 100%. Since the loan is backed with an asset, the risk for the lender is reduced to the lowest possible minimum. As a result, there are no credit checks and similar investigations of the creditworthiness of the borrower. You can obtain cash even if you have bad credit record.

The secured short term loans always have lower interest rate compared to unsecured ones. Again, this is because of the lower risk for the lender.

Secure an interest rate as low as 3%.

Still, the interest rate will depend on other factors such as your credibility as a borrower and the loan amount.

The drawback of the secured loans is quite obvious. If you do not repay your debt, the lender will have the legal right to take over the asset. In this situation, you have to evaluate your ability to repay the loan, especially if you take out a smaller amount of money compared to what the asset is worth.

Generally, you can borrow as much as the value of the asset, but a larger amount of money will make the loan a lot more expensive to repay.

The conclusion of this review is that the Heritage short term loans are easily accessible and fairly affordable, but riskier for the borrower.

 Contact Details

34 Smith Main, Port Elizabeth, Eastern Cape, 6000, South Africa
Ph: 076 780 2377 / 071 962 1663

 Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:00
  • Saturday 11:00 – 15:30
  • Sunday Closed –