Become a happier, stress-free, debt-free you in just a few steps
Step 1) Complete an online debt assessment, this will only take a few minutes and is completely free. This is a quick breakdown of your financial situation and some basic personal details that you will need to provide.
Step 2) An assessment will be done by a debt counsellor; they will then pull up a debt review plan.
Important Note: Get assistance from a debt counsellor your monthly expenses and debt have to exceed your monthly income.
Step 3) If you are happy with their plan and accept, you will then be placed under debt review and enjoy legal protection, so your creditors can’t take legal action against you.
They will inform the credit bureaus and all your credit providers that you are under debt review and negotiate much better rates for you.
Step 4) Once finalized, an attorney will apply at the court to make your restructured payment plan a court order.
Step 5) Experience instant relief as you will only have to repay a single, reduced payment that you can easily afford, leaving you with extra cash at the end of each month.
