Cookie Policy

This Cookie Policy (“Policy”) explains how LoansFind.co.za (the “Site”) uses cookies and similar technologies when you access or use the Site. It should be read together with our Privacy Policy and Terms of Use. By continuing to use the Site, you acknowledge that cookies and similar technologies may be used as described in this Policy, subject to any browser settings or controls you apply.

1. Definitions

   1.1 “Company”, “we”, “us”, “our” means Profitech Credit Solutions (Pty) Ltd (registration number K2013214791).
   1.2 “LoansFind” means the Site and the services provided through it.
   1.3 “Cookies” means small text files or similar identifiers that may be stored on or accessed from your browser, device, or application when you visit the Site.
   1.4 “Similar Technologies” includes pixels, tags, local storage, scripts, analytics identifiers, and other technologies used for measurement, functionality, security, or advertising-related purposes.
   1.5 “Third Parties” includes analytics providers, advertisers, ad-tech providers, embedded services, and external platforms that may place or read cookies or similar technologies through the Site.

2. Who we are

   2.1 Responsible party: Profitech Credit Solutions (Pty) Ltd (K2013214791).
   2.2 Physical address: 1st Floor, 292 Surrey Avenue, Randburg, Johannesburg, 2194, South Africa.
   2.3 Telephone: +27 11 083 8023.
   2.4 Email: info@loansfind.co.za.
   2.5 Website: loansfind.co.za.

3. What cookies are

   3.1 Cookies are small text files that a website can place on your browser or device when you visit a page.
   3.2 Cookies can help a website remember information about your visit, such as session activity, preferences, traffic source, or how users interact with pages and features.
   3.3 Some cookies last only while your browser session remains open, while others remain on your device for a longer period until they expire or are deleted.
   3.4 Cookies may be set by us directly or by Third Parties whose services are used on or through the Site.

4. Why we use cookies and similar technologies

   4.1 We use cookies and similar technologies to support the operation, security, and performance of the Site.
   4.2 We use cookies and similar technologies to measure traffic, understand how users interact with pages, and improve the Site’s usability, content, and technical performance.
   4.3 We may use cookies and similar technologies to help identify traffic sources, campaign performance, repeat visits, and general usage patterns.
   4.4 We may also use cookies and similar technologies in connection with advertising, sponsored placements, referral measurement, or analytics supplied by Third Parties.
   4.5 Not every cookie is strictly necessary for the Site to function in the same way. Some cookies may be optional or tied to analytics, performance, or advertising-related functions.

5. Types of cookies and technologies we may use

   5.1 Strictly necessary cookies: these help core site features, security, network management, and basic page functionality operate correctly.
   5.2 Analytics and performance cookies: these help us measure visits, understand page usage, identify trends, and improve the performance and structure of the Site.
   5.3 Functionality cookies: these may help remember certain settings, session preferences, or user choices where applicable.
   5.4 Advertising or targeting technologies: these may be used by us or Third Parties to measure advertising performance, understand user journeys, or make advertising and promotional activity more relevant.
   5.5 Similar Technologies: in addition to cookies, the Site may use pixels, scripts, tags, local storage, server logs, or similar tracking technologies for substantially similar purposes.

6. First-party and third-party cookies

   6.1 The Site may use both first-party and third-party cookies or similar technologies, depending on the services, tools, and integrations active on the Site at a given time.
   6.2 First-party cookies are set by the Site domain itself.
   6.3 Third-party cookies or identifiers may be set by external analytics providers, advertising services, embedded content providers, or other integrated services.
   6.4 Because third-party services can change, the exact cookies or identifiers used on the Site may change over time without each individual technology being listed here.
   6.5 We do not control all third-party cookies or technologies used by external providers, and their processing is subject to their own terms and privacy practices.

7. Information that may be collected through cookies

   7.1 Cookies and similar technologies may collect or help infer information such as IP address, browser type, device type, operating system, approximate location, language settings, referring page, pages viewed, timestamps, session duration, clicks, and general usage behaviour.
   7.2 Depending on the context, this information may be linked to other identifiers and may constitute personal information under applicable law.
   7.3 We do not describe all cookie-related data as anonymous in every case, because some identifiers may be reasonably linkable to a device, browser, or user in certain circumstances.
   7.4 Cookie-related information is generally used for operational, analytical, security, measurement, and advertising-related purposes as described in this Policy.

8. Google Analytics

   8.1 The Site uses Google Analytics 4 for traffic measurement and analytics.
   8.2 Google Analytics helps us understand how users find and use the Site, including which pages are visited, how long visits last, what devices and browsers are used, and how users move through the Site.
   8.3 Google Analytics may use cookies, identifiers, and related technologies to collect technical and usage data in accordance with Google’s own systems and policies.
   8.4 We use this information to analyse site performance, understand user behaviour in aggregate, improve content and layout, and monitor overall traffic patterns.
   8.5 Google’s processing of analytics data is governed by Google’s own privacy and product terms, not only by this Policy.
   8.6 For more information about how Google processes information collected through Google Analytics, you should review Google’s own privacy and analytics documentation directly.

9. Advertising, sponsored content, and referral measurement

   9.1 The Site may display advertising, promoted content, or sponsored placements, and may use cookies or similar technologies in connection with those activities.
   9.2 Cookies or related identifiers may be used to measure ad impressions, clicks, traffic sources, referral journeys, conversion events, and related performance signals.
   9.3 Third-party advertising or analytics providers may also place or access cookies or similar technologies through the Site, subject to their own privacy practices and legal obligations.
   9.4 We do not guarantee that all advertising-related technologies can be fully controlled by us once a Third Party service is active on the Site.

10. How you can manage cookies

    10.1 You can manage, block, or delete cookies through your browser or device settings.
    10.2 If you disable or block certain cookies, some parts of the Site may not function as intended, and performance, convenience, or page behaviour may be affected.
    10.3 If you use multiple browsers or devices, cookie preferences may need to be adjusted separately on each one.
    10.4 If you clear your browser data, previously applied cookie preferences or opt-out settings may also be removed.
    10.5 Where third-party providers offer their own opt-out tools or settings, you may also use those directly, subject to those providers’ terms and technical limitations.

11. Third-party services and external platforms

    11.1 The Site may use or link to Third Party tools, embedded content, analytics services, advertising services, or external platforms that use their own cookies or similar technologies.
    11.2 We do not control the privacy practices, availability, or technical behaviour of those Third Parties.
    11.3 Your interaction with Third Party services is subject to their own policies and terms, and you should review those directly where relevant.

12. Relationship to the Privacy Policy

    12.1 Information collected through cookies and similar technologies may, depending on the context, be treated as personal information under applicable law.
    12.2 For more detail on how personal information is collected, used, shared, retained, and protected, please read our Privacy Policy.
    12.3 This Cookie Policy should be interpreted consistently with the Privacy Policy and Terms of Use.

13. Changes to this Policy

    13.1 We may update this Cookie Policy by posting a revised version on the Site with a new “Updated” date.
    13.2 The cookies, providers, and technologies used on the Site may also change over time as we update the Site, change vendors, or introduce new functionality.
    13.3 Your continued use of the Site after the Updated date constitutes acknowledgement of the revised Policy, to the extent permitted by law.

14. Contact

    14.1 If you have questions about this Cookie Policy or how cookies and similar technologies are used on the Site, you may contact us at info@loansfind.co.za.
    14.2 Company: Profitech Credit Solutions (Pty) Ltd.
    14.3 Physical address: 1st Floor, 292 Surrey Avenue, Randburg, Johannesburg, 2194, South Africa.
    14.4 Telephone: +27 11 083 8023.