FNB Business Loan

FNB is a comfortable, corporate business loan provider.

FNB is a leading provider of business loans and banking and they are known for helping you reach bigger goals with your banking. First National Bank is the oldest bank in South Africa and this gives it huge credibility. It is a completely trustworthy partner for businesses of all sizes.

The Acacia tree logo symbolizes FNB’s strong bond with South Africa and the growth FNB has achieved by serving its customers and the community. In 1998, Rand Merchant Bank Holdings together with Anglo American formed FirstRand.

Business loans applicable to everyone

Banking services are open to individuals, private parties, businesses, large companies, and corporations. You can get help for your business finance no matter how big or small, allowing you a chance to grow as an entrepreneur.

The best bank

Their friendly and efficient customer care agents are always there to help and have been trained accordingly to help you find the business loan solutions for any possible need.

FNB can help you

Evaluating your business's tolerance for risk and cash flow needs is made much easier with FNB. On the website, you will see there is a For My Business link. If you click on that link it opens so many doors to different options that FNB offers, to help you raise your business to higher levels of success.

Medium to long-term business loans are available to help companies become businesses or to help them become more established than before.

The minimum loan amount available is R50,000, but you can borrow as little as R2,000 as well. This kind of flexibility is highly beneficial, especially for small and micro-businesses. Generally, the actual loan amount depends on the profits of the company.

Business loan term lengths with FNB

The typical repayment period is 1 to 5 years, but you can choose to repay the FNB business loan in just 3 months in order to save on interest.

This makes the loans suitable for cash flow management as well as for capital investment. You can opt for a 3-month repayment holiday at the beginning of the loan's term. This is a huge benefit to have.

Get a perfectly tailored business loan

• There is an overdraft option in case it is needed
• You can obtain a great relationship with your service consultant
• Business booster loans are on offer to add to your business loan
• You have access to flexible terms from 3 months to 5 years
• Enjoy a set interest rate, which allows you to budget and plan for the term of the loan
• Offering you loans from R2,000
• Amortise Capital which allows you to pay less interest on your business loan over time
• FNB offers optional loan security on your business loan

FNB created a structure that gives you access to decision-makers and creative credit solutions that have been streamlined for business loan approval processes.