Rating based on 42 reviews


  • Payday loans up to R5,000
  • Low-interest starting from 212%
  • Repayment up to 6 months

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Dunami homepage
Author Dunami. Screenshot of Dunami website.
[Accessed December 9, 2022]

About Dunami

Dunami provides instant loans designed to help you take care of unexpected financial emergencies.

They offer cash loans with short terms and lower loan amounts to help you avoid getting tangled in unnecessary debt that can take years to repay.

Applying for a short-term loan is straightforward and can be done anywhere you have access to an internet connection. Dunami makes getting emergency cash safe, fast and convenient.

They are passionate about helping people

With experience in the financial industry, they are capable of helping you with whatever you need to know about getting a loan.

They offer flexible repayment terms to make managing your repayments easier, especially if the loan amount you need is more than you can comfortably pay back in 30 days.

Borrow between R1 000 and R5 000 and choose a repayment term of up to 6 months. Traditional payday loans only give you a loan term of around 30 days, making Dunami loans the most flexible option.

Dunami Services

They offer you instant cash loans to ease you through the difficult months.

Getting a loan is child's-play when you use Dunami's step by step system. They'll approve your payday loan application in minutes, and the payment into your bank account won't be far behind.

Applying is easy

First, you'll need to sign up as a Dunami member and complete the short application form on their website. This portal gives you instant access to all the high-quality services they have to offer.

Through their portal, you can get your credit score to see where you stand financially. Your credit score will influence how much interest you're charged, and a higher score means lower fees.

Next, you'll need to provide proof of income and three months banks statement. You can upload these documents, or you can use the Yodlee app on their portal. 

To use Yodlee, fill in your banking details on the secure platform and download your bank's statements straight from your online banking. This method is safe and can be used to speed up the application process.

Dunami – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 212%
  • Loan Amount up to R5,000
  • Repayment 30 days to 6 months

Benefits of Dunami

  • Fixed repayment terms
  • Small hassle-free loans
  • Apply online, anytime

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

A payday loan from Dunami, is your perfect financial solution in a cash emergency

 Dunami makes finding a payday loan that suits your needs effortless.

Complete one easy online application form. It takes no longer than 5 minutes!

What you need to apply

  • A valid South African ID book / ID number
  • 3 months recent payslips from the same company
  • A valid bank account that your salary is paid into each month
  • You must be between 18 and 65 years old

Qualify instantly for quick, affordable payday loans

When you register online, you'll receive a login password and OTP to create a free loan account. This will be your secure portal to get cash whenever you need it.

Payday loans are unsecured short-term loans that help cover expenses when you can't stretch your monthly budget far enough.

Dunami is a preferred lender

Their simple online process saves you time. There's no need for appointments or wading through endless paperwork. Using their online methods, you only need a computer with internet access to complete your loan application.

Receive your payout the same day

Their service is convenient, with payout times of less than 24 hours.  No appointments, wait in queues, or drawn-out procedures. In addition, the entire loan process is online.

It’s so easy

They also offer longer short-term loans for a more significant amount than a payday loan. However, payday loans have a much lower interest rate because they are payable over a shorter term.

Dunami cares about your financial needs and will go the extra mile.

Customer Reviews & Testimonials

October 2018

Dunami gave me a loan that suited my budget and was easy to pay off.

Veronica J
— Port Elizabeth —

February 2019

I would have never been able to pay my debts if it weren’t for the loan I got at Dunami.

Selaki M
— Limpopo —

Dunami Contact

Contact Number


  • not available


Physical Address

  • 9 Lower Burg St, Cape Town City Centre Cape Town Western Cape 8000 South Africa
  • Get Directions

Opening Hours

  • not available