About African Bank
Life is busy and the busier we get the less time we have.
With the current economic climate, saving is becoming more difficult too. In times like these, you need someone that you can trust, someone who'll give you the right financial advice to get the wheels moving on the road to a brighter financial future.
What does African Bank stand for?
African Bank believes in providing personal loans in a personalised way by ensuring that they create financial solutions that are innovative and are guaranteed to be valuable as well as accessible to everyone.
The African Bank family strives to bring their brand to life by representing the diverse population of our country.
You will receive the best customer care
African Bank's employees are well-trained to deal with any and every circumstance that is thrown at them.
The goal is for every customer to walk away knowing that they received the very best service possible.
This lender places themselves in the position of their clients because they want to match their needs precisely and personally.
African Bank Services
African Bank offers a wide variety of innovative, flexible, and affordable loan products and services.
Each designed specifically to match the needs and preferences of clients. Among these quick loan products is the famous ‘personal loan’ which can be the answer to all of your financial needs.
Let’s get personal with personal loans
Personal loans are magical long and short-term loans that can be as large or small as you need them to be. The beauty of these loans is that they can be used to finance anything that your heart desires.
Do you want to purchase a new car? Or perhaps it's time to get going on that DIY project that you've been putting off? No matter what the reason for your application for finance is, this mainstream lender can help.
Access the most competitive rates
Their personal loans allow you to borrow up to R250,000 and can be deposited directly into your bank account.
They also offer flexible terms ranging from seven months to six years with a fixed repayment amount making budgeting more manageable.
African Bank offers fair, affordable, and competitive rates that will leave a smile on your face. Apply today and you'll only be pleasantly surprised.
African Bank Personal loan
- Loan Type Personal loans
- Interest Rate from 10.5%
- Loan Amount up to R200,000
- Repayment 90 days to 72 months
Benefits of African Bank
- Lower Repayments
- Flexible Terms
- Easy Process
Personal loans calculator
A bank that offers loans and so much more
Most financial institutions and lenders treat their clients as another number in the system. African Bank is different - they treat each of their clients with the respect and offer everyone the individual treatment that they deserve.
Because life is difficult African Bank want to help ease the pressure in any way that they can which is why they also offer debt consolidation loans to help get you back on track.
Get a handle on your debt today
Another popular use of personal loans is for debt consolidation. Debt consolidation allows you to combine up to five different loans or credit cards into one single loan up to the value of R250,000.
The best part about debt consolidation is that you only need to make one repayment every month instead of many. This allows you to budget easily and stand a chance to save a lot on repayments. Do not allow debt to get the best of you, get a debt consolidation loan today.
How do repayments work?
Making repayments has never been easier than with African Bank. They provide an assortment of repayment options including branch payments, debit orders, EFT payments, and cellular banking payments among others.
Whichever is the most convenient option for you will work for them. Visit a branch near you today to set up the repayment strategy that best suits you and your lifestyle.
A lender that you can trust
When you are experiencing a problem you go to someone that you can trust. African Bank is the lender that you can trust with all your financial problems.
No matter what your circumstances are, their team will work hard to give you the finance that you deserve to move forward in your life. Their staff is friendly, diverse and knowledgeable, and more than eager to be of assistance.
Transparency is crucial
Banking should be conducted in a fully transparent manner; this means that your lender should be completely upfront with you about charges and fees and that they won't allow you to sign any contracts that you do not fully understand.
Their personal loan application process is also simple and fast and can be completed online, telephonically or in one of their branches – whichever is more convenient for you.
What are the qualifying criteria for a loan?
In order to apply for a loan with African Bank, you'll need to be over the age of 18 with valid proof of residence. You'll also need to bring along three recent payslips or 3-month bank statements reflecting the three most recent salary deposits.
If you qualify against all the above-mentioned criteria, apply online and their staff will start creating the perfect personal loan for your circumstances. Take control of your future today – the time is now.
African Bank is a trusted & reliable provider of personal loans
Customer Reviews & Testimonials
With personal loans up to the value of R250,000, it is easy to be able to make your dreams come true. Thank you African Bank for helping me refurbish my house and turn it into a home.
— Bethlehem —
The best thing about borrowing from African Bank is their flexible terms. I was able to determine the best course of repayment for my budget and personal income. Thanks for being considerate of y...
— Johannesburg —
I was in the office today and did not know how I would make it down to the bank. That was when I saw that African Bank has an online application. You guys are a godsend!
— Paarl —
African Bank Contact
- 59,16th Rd Midrand Johannesburg 1685 South Africa
- Get Directions
- Private Bag x170, Johannesburg, 1685, South Africa
- Monday 08:00 – 17:00
- Tuesday 08:00 – 17:00
- Wednesday 08:00 – 17:00
- Thursday 08:00 – 17:00
- Friday 08:00 – 17:00
- Saturday – Closed
- Sunday – Closed