Rating based on 75 reviews

First Financial

  • RAF bridging loans up to R350,000
  • Low-interest starting from 10%
  • Repayment up to 6 months

In-page navigation

First Financial homepage
Author First Financial. Screenshot of First Financial website.
[Accessed July 24, 2019]

About First Financial

Have you been involved in a road accident in South Africa and awarded a claim by the RAF? If you have, then you may be eligible to apply for an RAF bridging loan.

Ever since 2010 our company has been helping clients bridge the gap between the approval of their RAF claim and the actual payout of your claim. The RAF can take up to 180 working days to pay out a claim and sometimes even longer.

Apply today and receive your cash tomorrow

There is no need to spend another sleepless night counting down the days until your RAF claim is finally paid out, instead you can apply for one of our bridging personal loans today and receive the money paid directly into your account by the very next day. The amount that you are approved for will depend on the amount that you have been awarded in the claim as well as other factors such as your expenses.

Eyes to the future

Our main aim is to help South African citizens bridge the gap between their road accident fund claims being approved and them receiving their cash. In the future, we would like to be able to help even more people and make it even more simple to apply via an online loan application. Our RAF bridging loans are available for anyone that is waiting for funding from the RAF. This includes road accident victims, advocates or attorneys that are expecting payments from the RAF. If your claim is approved we will lend you a portion of the claim amount and you can expect the money to be paid into our account within 1 day.

First Financial Services

Applying for an RAF bridging loan won’t leave you out of pocket, in fact, there are no upfront fees, no monthly admin fees and no agent fees associated with our loans.

It is very simple to apply for one of our bridging loans apply online, give us a call or send us an email and one of our consultants will be in contact with you to continue the process.

Requirements needed to apply for an RAF bridging loan

  • Be a South African citizen that is over the age of 18
  • Supply a successful court claim that proves you are owed payment from the RAF
  • Provide proof of your bank details
  • Proof of your address
  • A copy of your ID

Settle your loan once your RAF claim pays out

Receive the cash you need today and stop waiting around for your RAF claim to pay out. We can help you when you need it the most and we're reliable!

Repaying your short-term loan is simple, you will only need to repay your loan once your RAF claim has paid it, to keep the process simple your attorney can settle the loan on your behalf once you receive your payout.

First Financial – RAF bridging loan

  • Loan Type RAF bridging loans
  • Interest Rate from 10%
  • Loan Amount up to R350,000
  • Repayment 30 days to 6 months

Benefits of First Financial

  • RAF Bridging Finance
  • RAF claims help

RAF bridging loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Get a quick advance on your RAF payout with First Financial

Use the cash to pay for anything without any restrictions, the cash will be paid into your account within 24 hours.

A court order won’t help you pay your rent or put food on the table and if you are unable to work and don’t have any other income then you may become in desperate need of cash quite quickly. Turn to us and we can turn your court order into cold hard cash with one of our RAF bridging loans.

Receive the cash you need now

  1. Select one of the 3 easy ways to apply, either by telephone, email or by completing the application form available online
  2. Receive a quote that is designed to suit your requirements
  3. Accept the quote by signing it online
  4. Receive the money paid into your account within 24 hours

Cash rewards for sharing the news

If you are happy with our service and want to tell friends and family that are waiting for payouts from the RAF about our service, we will reward you with R500 for every successful referral.

Does the RAF owe you money?

Anyone that is waiting for a payment from the RAF is eligible to apply for one of our quick loans this includes attorneys and advocates waiting to be paid out. RAF medical experts and anyone that is waiting for money from the RAF are welcome to apply.

In South Africa, the RAF has up to 180 working days to pay out on a settled RAF claim. That can be a very long time to wait for cash when you are injured and aren’t receiving any other income.

Easy access to cash in 24 hours

Our system can approve your RAF or pension bridging loan in minutes and the cash will be paid into your account within 24 hours. There is no need for us to perform a credit check so we can process your claim very quickly.

Customer Reviews & Testimonials

March 2019

After my accident, I was unable to work and earn an income. With an advance on my RAF payout, I was able to but groceries and pay rent. Thank you First Financial

Marcia M
— Paarl —

April 2019

I was surprised at how quickly I got an advance on my RAF payout. I would recommend First Finacial any day.

Jillian V
— Kempston Park —

First Financial Contact

Physical Address

  • B1, Units 21A and, 320 Dr Pixley Kaseme St, Durban Central Durban KZN 4001 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed