SEFA

Start your dream of owning your own business with a business loan from SEFA.

The Small Enterprise Finance Agency better known as SEFA provides qualifying SMEs and cooperatives with financial products and services. By having access to a wide range of wholesale and direct lending channels, they can assist aspiring small business owners to reach their dreams. Getting a business loan does not need to be a nightmare anymore.

A little background information

SEFA started operating on the 1st of April 2012. This was a result of the consolidation of three organisations namely, IDC's small business funding, Khula, and the SA Micro-Finance Apex fund. This merger became the SEFA you know today. With SEFA's head office being situated in Centurion, Gauteng, they enjoy a national presence, providing business loans and more all over South Africa.

What SEFA does

The main function of SEFA is to adopt the formation, expansion, and extension of SMEs and co-operatives. Through this, they aim to improve and contribute towards a better future. The goal is ultimately to alleviate poverty, create jobs, and grow the economy. SEFA gives people easy access to business loans effectively and sustainably.

Get help from a SEFA business loan 

This short-term business loan is designed to provide financing to an enterprise that has to put money in working capital. The finance can be for any type of working capital from stock to operating overheads. The credit facility is available only to companies that have firm contracts for the provision of products or services with their clients.

SEFA has business loans that range from R50 000 right up to R15 million.

They provide these business loans directly to small and medium-sized businesses. These business loans are available to businesses operating in all sectors of the economy.

SEFA has different business loan options

SEFA knows that people come from all walks of life and bearing that in mind, they have tailored a few options to suit everyone.

There is a scheme designed especially for military veterans who want to enter the business arena. For the disabled, they have put together a neat business loan to accommodate them. There is even a business loan option for youth entrepreneurs that have their eye on entering the business world.

The term loan for business owners

Do you need funding to purchase movable assets? Perhaps you are setting up an office and you require funding to furnish your offices with the necessary furniture. That is no problem at SEFA. With the Term Loan from SEFA, you will have access to the cash you need for office furniture as well as vehicles, and many more.

Get a business recovery loan from SEFA

The Business Recovery Loan from SEFA was created with the most vulnerable businesses in mind. These businesses are often in townships, rural areas, and small towns where unrest is rife. By providing the necessary resources and funding to re-establish their business doings, SEFA reduces job losses and business closures.