We have been operating in the credit application business since 2012.
To date, we have never stopped going out of our way to help customers with short term loans.
A lender you can trust
We amalgamated with Khula Enterprise Finance Ltd. And decided to form one big happy family. We took control over small operations such as commercial finance services to grow to become a reputable financial provider nationwide. We are always looking for productive ways to help fight unemployment and poverty and this was one way of going about it. At this present moment, we have more than 9 branches working tirelessly to provide a financial service.
The short-term loan that we offer is for existing and upcoming businesses that generally need a financial push during a tough time. However, there are no restrictions, everybody can apply.
There are always things you going to need for your business to stand out and to beat the rivalry. This could be anything from the right machinery to human resources.
In order to qualify for the credit facility, you have to be an existing customer with one of our loan providers. Our primary focus is providing business funding because we know how stressful it must be to start a vision with little to no financial support. However, when we help you a little bit, you will surprise how much more you can achieve.
SEFA Short-term loan
- Loan Type Short-term loans
- Loan Amount up to R1,000,000
Benefits of SEFA
- Asset finance solutions
- Short-term bridging loans
Short-term loans calculator
SEFA strives to help you get the loan you need in the quickest time
If you want the brand you are building to expand, you have to learn how to manage your cash flow. If you know that this is not your biggest ability, you might have to get somebody who does.
Make use of our review and find out whether you can afford our financial deals or not. We are more concerned with assisting small businesses because we know that they usually need a solid foundation in the beginning. In essence, we are one of the most reliable lenders you can partner with.
Our agents are not only professional but they are willing to help you get ahead with acquiring a loan for your enterprise.
Should you meet our credit requirements, the loan will be made available to your convenience. The primary objective of bridging loans is to assist people who want to improve their cash flow. It is important to ensure that you can afford the credit plan that you are applying for. The maximum amount to pay the loan is a year.
On the other hand, we have short term loans which will make it easier for you to adjust your business with the right machinery and equipment to give you a step in the right direction. The repayment term for this loan ranges from a year to 5 years. The quicker you finish paying the credit plan, the better for you and fewer debts to worry about.
Available to any business person who meets our loan criteria
There is a wrong misconception that only reputable businesses can get finance. This is not the case, new companies can also get loans. The fact that we don’t do online applications shouldn’t worry you, we have over 9 offices countrywide for you to come in and apply. At the end of the day, we are more interested in small enterprises. After you have applied and met our criteria, you will realize that our credit agreement is not only reasonable but affordable too.
Customer Reviews & Testimonials
All it took was a few minutes to complete the online application form. Once I got approved I got the money in less than a day.
— Benoni —
I needed to purchase new tools for my business so I approached Sefa for a short-term loan. The process was very easy to get through, especially because I had the help of one of the customer consu...
— Rustenburg —
- Eco Fusion 5, 1004 Witch-Hazel Ave, Eco-Park Estate Centurion Gauteng 0144 South Africa
- Get Directions
- Monday 08:00 – 17:00
- Tuesday 08:00 – 17:00
- Wednesday 08:00 – 17:00
- Thursday 08:00 – 17:00
- Friday 08:00 – 17:00
- Saturday – Closed
- Sunday – Closed