Small Enterprise Finance Agency

image of Small Enterprise Finance Agency
image of Small Enterprise Finance Agency

About – Small Enterprise Finance Agency

Small Enterprise Finance Agency Ltd was founded on in April 2012. It is also referred to as SEFA. It came into existence as three major companies combined their forces. These were Khula Enterprise Finance Ltd, South African Micro Apex Fund and the activities of IDC specialising in serving small businesses with quick loans.

comprehensive support to small, medium and micro enterprises 

The goal of SEFA is to provide comprehensive support to small, medium and micro enterprises (SMMEs) in South Africa through business finance. The agency is dedicated to promoting the establishment of such business ventures and to stimulating their development and growth. It works to eradicate poverty and to help for the creation of more jobs. At present, SEFA has 9 offices in different parts of the country.

Services – Small Enterprise Finance Agency

This short-term loan is designed to provide financing to an enterprise which has to put money in working capital. The finance can be for any type of working capital from stock to operating overheads. The credit facility is available only to companies that have firm contracts for the provision of products or services with their clients.

sustainable business growth and stability

It can be granted in the case of business to business transactions. This form of business financing helps businesses to cover their current liabilities and to manage their cash flow effectively. Effective cash flow management is the foundation which is necessary for sustainable business growth and stability.

Summary of Services

  • Short-term Loan 
  • Business Loans
  • Bridging Loan
  • Start-up Business Financing

SEFA Business Loans - Are They Useful

Businesses require productive, reliable and flexible business financial solutions, but the products offered by the traditional commercial banks are not available to many companies in South Africa. If you are in this situation, you should consider different alternatives. This review of the Small Enterprise Finance Agency business loans will help you decide whether your company can use these products effectively.

reputable and reliable lender

SEFA caters exclusively to small, micro and medium enterprises (SMME) in South Africa. It also serves the so called survivalist businesses, which provide employment to small groups of people, who work together in order to earn a living. The Agency is a reputable and reliable lender. Its core goal is to support local businesses financially. You can expect personal attention and dedication to your case when you work with them. You have higher chances of securing a business loan with SEFA compared to the chances which you have when you apply for a loan from a commercial bank.

Currently, there are three types of SEFA business loans available.

The bridging loans are advances for funds that you are guaranteed to receive. They are excellent tools for cash flow management. They can help businesses which are just starting out to establish a solid foundation. The term loans of the company are designed for financing the purchase of capital goods and have a term from 1 to 5 years. They have some of the lowest rates around. They are quite flexible and this makes them easy to repay. You can use such a business or personal loan for buying manufacturing and technical equipment and other items necessary for the success of the company.

tailored to the needs of the company precisely

The structured finance solutions are designed for financing specific projects such as construction and expansion projects. They are tailored to the needs of the company precisely. The loan amounts which the company offers range from R50 000 to R5 million. You will get sufficient finance at an affordable rate. Overall, this review concludes that the SEFA loans are flexible and affordable as well as reliable. They are easily accessible for smaller companies and this is another one of their major advantages. You should definitely consider using them.

 Contact Details

1004 Teak Close, Witch Hazel Ave, Highveld, Centurion, Gauteng, 0157, South Africa
Ph: 0860 00 7332 / 011 403 1761
Fx: 086 605 8672
Em: [email protected]

 Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday Closed –
  • Sunday Closed –