Rating based on 47 reviews


  • Finance for business
  • Partnering for growth
  • Tailored business finance

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Investec homepage
Author Investec. Screenshot of Investec website.
[Accessed December 12, 2022]

About Investec

Investec was founded in 1974 and has been a leader in the industry ever since.

Their core aim is to provide expert banking and asset management services and products to niche clients. At present, they operate in three major markets namely the UK, South Africa and Australia.

They're invested in your success. They believe that relationships are at the heart of everything they do. This means they're dedicated to working with you and gaining an understanding of the nuances of your business and taking it from strength to strength.

A range of financial solutions

They're focused on the provision of individual profit-generating solutions in three main areas which are specialist banking, asset management and wealth and investment. From gaining finance and shaping capital deals they provide logistical support as well as a range of combined property funding purposes. Investec specialises in empowering you to grow your business.

Since the middle of 2002, Investec has had a dual listing on both the London Stock Exchange and the Johannesburg Stock Exchange. The total market capitalisation of Investec is GBP 3.6 billion.

Investec Services

You know exactly what kind of lifestyle you want to enjoy and you have a precise idea of what financial resources you'll need to achieve it.

They can help make your dream a reality.

Contact them to discuss your financial needs. They'll provide the full assistance which you require to improve your personal life or to develop your very own business.

Quality business loans

They specialise in the fields of asset finance, vehicle finance, finance for professional businesses and equipment purchase and speciality finance for investment purposes.

They'll help you achieve your goals no matter whether they are personal, business-orientated or investment orientated.

You’re not just a number at Investec

They take your particular requirements and situations into consideration so that they're able to offer you an investment solution uniquely designed for your business.

Investec – Business loan

  • Loan Type Business loans

Benefits of Investec

  • Tailored business finance solutions
  • A comprehensive range of property finance

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Investec has a range of business financial solutions to choose from

Investec will help you find finance for growing your business and managing cash flow more effectively.

Currently, there are a lot more opportunities available to business owners in South Africa.

Investec specialises in banking and asset management for individual and institutional clients. It works primarily with medium or large multinational companies. It's been around since 1974. It's earned an excellent reputation in the industry both in South Africa and around the world. You can be certain that it'll be a solid and totally dependable financial partner for your business.

Financing capital expenditure

The range of Investec business loans is extremely wide. There are loans for financing capital expenditure, which offer large amounts, flexible term options and competitive rates. The loans for recapitalisation are quite attractive as well. They're available to well-established companies which are looking for innovation and further expansion.

Effective solutions to medium and large businesses

The debt consolidation loans of Investec are among the company's most popular products and not without reason. There are few other lenders that can offer such effective solutions to medium and large businesses in South Africa. In addition, their company also offers acquisition and property finance to businesses. Investec is suitable for all companies looking to expand through investment in other ventures or in real estate.

Personalised solutions designed for you

What makes Investec business loans special is that they offer complete personalised solutions designed especially for your individual needs. They have experienced specialists who can work along with your company's team on various projects and business transactions. The Investec business solutions provided to you are affordable, flexible and highly efficient.

Competitively priced and highly customised

Investec is easily accessible to companies with solid financial performance. However, they're not designed for businesses that are just starting out. Though, debt restructuring loans can help companies that experience financial difficulties. Investec business loans are among the best for companies engaging in large projects and looking to expand in the short term. They are competitively priced and highly customisable. They are developed by leading experts in the field and this guarantees their high effectiveness.

A global network

Their professional consultants are enthusiastic about the growth of your business, meaning that you have the funding of an integrated network of like-minded people around the globe!

Investec is a firm believer in partnerships that are long-lasting. They promise to provide you with top-class service and they make you a part of their family.

It doesn't matter if you're a high net-worth individual, a young professional, or an established entrepreneur, they'll have your banking needs tended to.

man holding thumbs up

Investec is a trusted & reliable provider of business loans

In our review, Investec adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Investec is a registered credit provider in South Africa: NCRCP9

Customer Reviews & Testimonials

June 2019

They have given us the advice on how to qualify for a loan and they are prepared to help us get our loan with extra help and service from them

Sarah M
— Cape Town —

March 2019

They have taken the time to listen to our business and what our business does and although we have been told by other banks that we cannot have a loan they have given us one.

Jenny C
— Cape Town —

May 2019

They are amazing even when dealing on the phone with them they have helped me to get all the information that I have been needed.

Jennifer W
— Cape Town —

Investec Contact

Contact Number


  • not available


Physical Address

Investec Universal Branch Code

  • 580105

Postal Address

  • PO Box 785700, Sandton, 2146, South Africa

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:30
  • Saturday – Closed
  • Sunday – Closed