Rating based on 262 reviews
About – Funding Hub
Our company is made up of a unique alliance of business professionals and service managers whose individual skills and experience are used to benefit your small business.
There is currently a gap in the market and SME’s don’t get the instant loans and support that they need in order to grow their business.
Getting to know our team
Our founding member Mr Hein Rautenbach has over 3 years experience in insurance and has a financial background in business and the financial sector, he is an expert in manufacturing, retail and banking services. This has given our company a noticeable advantage that we use to help benefit our clients.
We are the experts
The expert individuals that make up our team of consultants are highly skilled and trained to be able to identify businesses that given the right tools could expand and grow substantially.
We take the time to get to know you and learn about your business so that we can enter into a partnership that is mutually beneficial. Apply for either a medium or long term business loan, depending on the needs of your business and let us help your business be all that it can be.
Services – Funding Hub
Joining the FundingHub communities allows you to add value-added services for your clients that will help you increase your overall income.
Our online security is top of the line and your personal information will remain safe and secure thanks to our Thawte SSL certification.
Trust is key to help your business succeed
In business, trust is the most important factor. Clients need to trust you and you need to be able to trust us to do what is best for your business.
Our aim is to help your business make more money and keep your clients happy, content and coming back for more.
Innovative business loans
Innovative algorithms match your business needs to the perfect solution and our experts are only a phone call away should you require any assistance.
If you would like to find out more about partnering with us or how we can help your business prosper, visit our website or give us a call so we can help you determine exactly what your business needs are and how we can help you achieve them. Complete the online loan application form and one of our consultants will get in touch.
Summary of Services
Giving your business a home
Businesses require a lot of money to operate correctly and make a profit, if your business is struggling financially it will be very difficult for you to succeed if you apply for a loan most lenders require some form of collateral in order to secure your loan.
For a cash strapped business risking collateral or business assets can backfire and if you lose them, this will leave you in an even worse position than before. Our business loans allow you to borrow up R10 000 without needing any form of security or deposit in order to secure your loan. Speed and convenience are key components of what makes us so successful.
Loan repayment terms are very flexible as you will have up to 12 months to repay your loan, choose between weekly or monthly payment options or use our pay as you earn the option to get the most out of your business loan.
Understanding your creditworthiness
When deciding if we should grant your business a long or short term loan we not only look at your past credit history and your companies profit margins, we also determine your overall credit and your businesses future earning potential.
As you don’t need to provide security against the loan, our company is taking on the risk so these types of loans usually carry a much higher interest rate than our secured loan options.
Advantages of unsecured loans include:
- Receive your online loan quickly and with minimum hassle
- Lower value loan options available to suit your business needs
- No need to risk your collateral
- Very minimal paperwork to complete
- Perfect for cash flow problems or to provide working capital
The main disadvantage when it comes to these types of loans is that they are more expensive and need to be repaid over a much shorter time period, in some cases the loan might require a director guarantee. As there is a higher risk involved for the lender the interest rate that your business is charged is much higher than that of a secured loan.
Weigh your options carefully and select the best option for your business or speak to one of our consultants about a tailor made solution.
Customer Reviews & Testimonials
The company is on top form cause of the loan that we have received and have almost paid back in full. If we ever need a loan we will be going back to them.
— East London —
The customer service is great there whenever we need advice they are always there to help.
— Cape Town —
Ph: +27 (0)11 519 3090
- Monday 08:00 – 17:00
- Tuesday 08:00 – 17:00
- Wednesday 08:00 – 17:00
- Thursday 08:00 – 17:00
- Friday 08:00 – 17:00
- Saturday 08:00 – 17:00
- Sunday 08:00 – 17:00