Rating based on 520 reviews
About – Cash Loans SA
Cash Loans SA is a well-established credit provider with an excellent reputation and we are based in Cape Town, providing a service to all South Africans by providing quick cash loans online.
Our service is based on simplicity & integrity
All our terms and conditions are placed on our website and customers have instant access to them at all times. We offer a fast and secure online application. Our customer support team consists of experienced specialists who are able to answer all kinds of questions and provide detailed information and advice at any time.
We strive to process applications in minutes rather than in hours and to deposit the cash to our clients' accounts right away.
Services – Cash Loans SA
We are a micro lender that specialises in the provision of flexible personal loans from R2000 up to R15 000.
The interest rates are competitive while the terms and conditions are straightforward and simple to understand. This is a lot more than competitors have to offer. You can use the money not only for covering cash emergencies but for making home repairs, buying appliances or paying the school fees for your kids.
The standard loan term is 12 months
This is plenty of time for the average credit user to repay what they owe. We accept applications from people with a bad credit score. However, this can result in shortening of the term of the loan. The typical repayment period in such cases is six months.
Summary of Services
- PERSONAL Loans
- QUICK Loans
Cash Loans SA – Cash from a reliable micro lender easily & quickly
There are all kinds of urgent cash expenses that can come up from time to time.
In order to deal with them, you need to be able to borrow cash from a reliable microlender with ease and quick as possible. That’s where we come in; we have policies in place regarding our turnaround time periods.
Cash Loans SA is a small private micro lender situated in Cape Town and we operate online, this gives us the opportunity to cater to the needs of consumers from all over South Africa. We have been around for quite some time and we have an impeccable reputation among our customers as well as in the industry.
Cash Loans SA does require for you to fill in an online application, we offer a well-established platform for all loan applications which are dealt with in a professional manner.
Save a lot of time & effort
You can expect your application to be processed within a few hours, but delays are possible when the volumes of applications are high. Once you have been approved and loan agreement is signed, the cash granted to you will be wired to your bank account without any delay. This means that you can have the money on the same day or at the latest the next day.
We deliver a speedy service
The repayment term is for a longer period of time, in order to correspond to the larger loan amount. You will have 12 months to repay the loan. The interest rates are competitive. However, since the term of the loan is longer, you can expect the total interest paid to be higher.
Cash Loans SA is a responsible lender and therefore we have specific eligibility criteria’s that you must take into account. It is required that you are a South African citizen, aged 18 to 65, and earn a monthly income of at least R3 000.
Loans for blacklisted clients
You can qualify for a loan even if you are blacklisted, but you will have to repay what you owe in 6 months. This will make monthly payments higher.
Cash Loans SA is quick and easy to get and could possibly be helpful in cases where cash is needed without delay. We invite you to contact us should you be in such a position of needing funds urgently. We are here to assist you and look forward to doing business with you.
There is no need to feel that you have nowhere to turn, we understand that finances cause stress and sleepless nights. It’s our business to make sure that you get the funds you need when you need it, without too many questions being asked.
Customer Reviews & Testimonials
Ph: 072 080 4844 / 0212021679
- Monday 08:30 – 17:30
- Tuesday 08:30 – 17:30
- Wednesday 08:30 – 17:30
- Thursday 08:30 – 17:30
- Friday 09:00 – 17:30
- Saturday – Closed
- Sunday – Closed