Rating based on 26 reviews

Konga Loans

  • Payday loans up to R5,400
  • Apply 24/7
  • Repayment up to 35 days

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Konga Loans homepage
Author Konga Loans. Screenshot of Konga Loans website.
[Accessed December 9, 2022]

About Konga Loans

At Konga24, they provide a simple yet efficient way to get a loan.

The application process is easy to follow and can be completed in just a few steps that won’t take more than 10 minutes of your time.

Their mission is to empower you by helping you attain financial freedom. This is so you can reach your ambitions and goals.

Konga offers the easiest way for you to get money. They’re dedicated to being the best for you and all of their customers. They’re determined to be your go-to.

What you should know about them

They aim to be the leader for payday loans in South Africa. They want to provide you with quick payday loans you can rely on.

They’ve made it their duty to reinvent traditional credit services with artificial intelligence as well as fintech.

They’ve done this to provide you with a seamless online experience.

Their online loan application process is 100% secure to provide you with peace of mind when using their services. They want to make the borrowing process quick, easy, and automated.

Their values and morals

At Konga, they’re committed to building long-term relationships with you. They always act with integrity and stand strong when it comes to doing the right thing. When they make a promise, they’ll deliver because they’re trustworthy.

They’re constantly coming up with new and innovative ways to bring you the speedy online payday loans you need.

They also work on how they can be better and do things differently. They also face challenges and this is why they encourage and empower you. They aim to be dependable.

Konga Loans Services

Applying for a payday loan with Konga couldn’t be easier.

All steps to getting approved are extremely clear. They offer step-by-step guides to the process you’ll need to follow for your first and subsequent payday loans.

When they say that they’ve made the process easy for you, they mean it. Although if you ever feel lost you can email any queries you may have to them and they’ll be sure to get back to you.

Any doubt will be put to rest after you use their services. It’s just really that simple to secure a short-term loan with Konga 24.

How you can apply for a Konga 24 loan

All you need to do is sign up on their website. You must submit your South African identification document and have 5 minutes to fill out the application. You’ll need to specify the amount you’d like to loan.

This value must be between R300 and R5 000. Also, put in the term of payment.

Provide your banking details so that once you’re approved your instant loan can be deposited into your account.

Also, provide a bank statement from the past three months. A response will be given on the same day that the application is processed and, if successful, you’ll receive your money on the same day.

How payday loan repayments work

When you’ve taken a loan out with them, you’ll have your very own Konga profile. Log in to this profile and enter the password and phone number that you provided them with during registration.

Once you’ve filled this in your profile will come up. If you know that your repayment is due within the next three days, avoid making a manual payment as their systems are automated and they don't want to collect from you twice.

Konga Loans – Payday loan

  • Loan Type Payday loans
  • Loan Amount up to R5,400
  • Repayment 4 days to 35 days

Benefits of Konga Loans

  • Apply for a loan up to R5400
  • 24/7 loan applications
  • Automatic loan transfers

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Konga Loans makes life simpler for you

Everyone wants the simple things in life and this is something that Konga strives to help you get.

Simplicity is something they want to provide you with through their online platform.
They’re different from other financial companies because they’re fast. This is possible because of their fully automated programs.

It takes just 5 minutes for a payday loan to be credited to you. Registered clients wait just 1 minute. They’re cheaper and there’s no commission on early loan repayments.

Advantages of choosing Konga 24

They have a maximum loan amount of R5 000 with up to 35 days to repay. Their transfers are automatic so you don't have to wait days for the paperwork to be processed.

Their online review takes place within minutes and they accept online loan applications day and night, 24 hours a day, and 7 days a week. The only thing they need from you is your bank statements as proof that you can afford and pay back the loan.

The tiers of loans they offer

They have four tiers of personal loans available to make things even simpler for you. First is their starting tier. Their loan conditions are great from the start with a loan term of 4 to 35 days. The second is their silver tier. This loan amount is between R300 and R2 100 with a loan term of 4 to 45 days.

Thirdly they have a gold tier. They offer a loan amount of R300 to R3 000 also with 4 to 45 days to repay. And lastly their VIP tier. This is a loan amount of between R300 to R5 000.

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Konga Loans is a trusted & reliable provider of payday loans

In our review, Konga Loans adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Konga Loans is a registered credit provider in South Africa: NCRCP10807

Customer Reviews & Testimonials

March 2020

I received my loan within minutes of approval

Ayabonga D
— Gauteng —

January 2020

As a VIP member, I received a loan of R5000

Jojo S
— Polokwane —

October 2019

The automated service is so efficient

Russ B
— Durban —

Konga Loans Contact

Physical Address

Opening Hours

  • Monday 08:30 – 17:00
  • Tuesday 08:30 – 17:00
  • Wednesday 08:30 – 17:00
  • Thursday 08:30 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed