Rating based on 50 reviews

Loan SA

  • Payday loans up to R150,000
  • Legal assistance
  • Low-interest starting from 27%

In-page navigation

Loan SA homepage
Author Loan SA. Screenshot of Loan SA website.
[Accessed April 5, 2018]

About Loan SA

Loan SA has created a faster way to get a cash loan when you need it and we offer our clients so much more.

Apply for a short term cash advance in an instant

Our loan application only takes a few minutes to complete and our technology does the rest while you can just sit back and wait for the cash to appear in your bank account.

Use our loans for anything you like without worrying about restrictions. Our online payday loan option is a small short-term cash advance that will help you cover those payments that have depleted your bank account before the month has ended. These loans are very easy to obtain as the criteria for approval is easy to comply with. The one drawback of this type of loan is that the entire loan needs to be repaid by your next payday.

Use your payday loan to pave your way to success

Our payday loans are highly beneficial in any circumstance when you need a little extra money to tide you over while you are waiting for your next paycheck. Our clients can benefit from our 4-in-1 membership program that covers you in every aspect of your life. Our membership service gives clients who subscribe to great value for money and help them save costs all around.

Expect more benefits from our package

One of the greatest benefits is the amount of time you will save because we are so driven through innovation. Our processes are quick, making life so much easier for you in every way. Our consultants are experts in giving legal advice and assistance and they will provide you with all the information and guidance you need when it comes to legal matters.

Our online lender database is very effective and our lenders will offer you great deals on any online loan with terms that can be customised to meet your needs and requirements. Everything you need is available on one platform through our Loan SA loan finding service.

Loan SA Services

To benefit from the membership package you will be charged a small fee of only R359 for the first month, and then only R99 per month afterwards for the remaining 11 months. This amount is a fraction compared to the benefits you will receive when using our subscription package.

Our clients receive the value-added benefits of a package containing a 4 in 1 inclusive offer. Benefits which you will receive include: Q-assist, a complementary loan comparison search site service, a free credit report as well as legal advice and assistance for a wide variety of areas in your life.

What your benefits entitle you too

  • Comprehensive Credit Report: Once you subscribe you will be given a comprehensive credit report that details all your accounts, loans and credit cards. Anything that you owe money on will be summarised for you in an easy to read and understand list. This report will get a clear credit rating of where your credit score currently stands and if you have a high or low credit rating.
  • Q-Assist Program: If you have any queries Q-assist will assist you with a number of referral programs.
  • Legal Advice Service (Legal Assist): Clients get legal assistance and advice that they can trust from our qualified Para-legal experts. This advice can range from marital, employment, wills, criminal, civil, labour and much more. Paying for these services separately can cost you thousands of Rands, where with our service you receive all these benefits included in your subscription fee.

Find the loan you desire for free

Find any loan you need, and we will provide you with options to make your life easier.

Loan SA – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 27%
  • Loan Amount up to R150,000

Benefits of Loan SA

  • Legal assistance package
  • Quick online loan applications
  • Clients with a bad credit rating can apply
  • High level of customer service

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

Loan SA is your payday loan experts

Our membership subscription package is taking the loan industry by storm, with our fast turnaround times and our ability to source the best loan options for our clients every time.

Our consultants use our expertise in the short-term loan market to bring you the best deals, we allow our clients access to payday loans, which can be used to pay off your mid-month expenses. These little emergencies can come up at any time, and having access to cash when you need it immediately. Unless you have a savings account filled with extra cash, which most of us aren’t fortunate enough to have, a payday loan can be exactly what you need to help you through this difficult time.

Understanding your needs

Our payday loans work in line with what you can afford, so we will offer you an amount through a reputable lender, that will cover your loan needs while still staying within your budget.

Don’t let a bad month get you down. It’s perfectly normal to have these times. Instead of suffering apply for one of our loans.

Easy ways to apply

Apply via our online platform to become a member. Using the application form provided online complete your details, it takes just minutes to complete and you can simply attach your proof of ID, bank statements and salary slip to your application.

Another option is to email it to us whichever is easiest for you. This process is in place to make it simple and save you time.

Compare options to find the best one

Once we have received your application, we will sort through our list of lenders to see which ones best fit your loan requirements.

The quotes that meet your needs will be presented to you so that you can make the final decision on the lender of your choice. Your cash will be deposited within 24 hours. A payday loan is usually paid back in full by your next pay date.

However, some of our lenders are quite graceful with these periods and you may get a longer time frame to pay it back depending on the option that you select. Let us find the right lender to suit your specific needs.

Apply today and start reaping the benefits you deserve.

Customer Reviews & Testimonials

February 2019

Loan SA is the only credit provider that will give you a loan that suits your affordability range.

Alice N
— Glen Vista —

June 2018

Applying for the Loan SA credit plan was fast, easy and convenient.

Kelebogile K
— Randfontein —

Loan SA Contact

Contact Number



Physical Address

  • 30 Siphosethu Rd, Mount Edgecombe Durban KwaZulu-Natal 4302 South Africa
  • Get Directions

Opening Hours

  • not available