Rating based on 44 reviews


  • Payday loans up to R4,000
  • Low-interest starting from 60%
  • Repayment up to 30 days

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Mulah homepage
Author Mulah. Screenshot of Mulah website.
[Accessed December 9, 2022]

About Mulah

Mulah is one of South Africa’s leading online lenders, made up of a team of young, enterprising entrepreneurs who saw a gap in the financial market and made a commitment to fill it.

After extensive research into the market, they understood the shortfalls of the loan products that were available and improved on them. When you apply for a loan, you want to receive an outcome quickly and ideally to receive funding on the same day - Mulah can do this for you.

An experienced SA lender you can trust

Once Mulah has approved your loan application, simply sign the debit order form. The cash goes directly into your bank account. Your online payday loan only needs to be repaid by your next salary date or within 30 days.

Mulah provides personalized service to you to ensure that you reach your financial goals and find a loan when you need it. They've helped thousands of people in times of need, and the number of satisfied clients grows every year.

Here to help all South Africans

You may often experience a month where you just can’t get through without a little financial help. The thought of being stuck in a long-term contract may be scary, especially if you don’t want to get into debt.

With Mulah's loans, you'll only be offered what you can afford to pay back.  Best of all, there's only a 30-day contract to uphold.

Using the latest technology, they process your application and provide an outcome almost instantly and guarantee same-day payouts.

Mulah Services

If you're halfway through the month and your bank account is already running on empty, look no further!

Mulah can help you with a little extra cash to get you through until your next paycheque.

Their staff is happy to assist you with any questions you may have regarding your payday loan. Mulah loans are simple, quick, and affordable.

Get your cash within minutes

They offer convenient and handy tools via their online platform, allowing you to calculate your loan affordability and get a payday loan within minutes.

No hidden fees

You can access the cash that you need when you need it. Apply from anywhere - as long as you have internet access. Use the online calculator to choose the amount you want to borrow.

Making the loan process simple ensures that the cash you apply for reaches your bank account in the fastest turnaround time possible. 

They'll make it happen!

Mulah offers you the speediest service to get you the cash that you need as quickly as possible. Their interest rates are especially low, particularly for a short-term loan agreement.

Apply, send, and wait for approval! Before you know it, the cash will be in your account! Mulah is simple and fast!

Mulah – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 60%
  • Loan Amount up to R4,000
  • Repayment 24 hours to 30 days
  • Decision 6 hours

Benefits of Mulah

  • Save time with a Mulah account
  • Quick and easy loans
  • Simple loan application

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get a payday loan within just minutes, simply apply online

They offer fast and simple cash loans to South African clients looking for an easier way to get a payday loan.

Mulah has mastered the lending process

Payday loans can make a huge difference in your life by helping you cover the costs of life's little emergencies. Start the application process by completing the concise online loan application form.  

Use their online calculator to see an estimate of the fees attached to your loan. A payday loan has a loan term of up to 30 days. This short-term loan accumulates very little interest.

Submit your loan application, sit back, and wait for Mulah to show up in your bank account!

Mulah makes getting cash easy

They have the processes, technology, and people to help you with your financial situation in mere minutes. Click send and wait for the Mulah; it really is that simple!

Mulah is a responsible lender, working in line with the National Credit Regulations. They'll never offer you a loan that could be harmful to your financial situation.

Get a same-day loan through their simple online application, and get the Mulah you need to cover those unexpected bills and account payments.

man holding thumbs up

Mulah is a trusted & reliable provider of payday loans

In our review, Mulah adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Mulah is a registered credit provider in South Africa: NCRCP6092

Customer Reviews & Testimonials

March 2019

Mulah has been assisting me for a number of years with affordable credit offers.

Frank R
— Vereeniging —

May 2018

I would recommend Mulah because they always give you a loan that meets your budget boundaries.

Chantal S
— Marburg —

Mulah Contact

Physical Address

  • A, Waterkloof Rand Corporate Park, 358 Buffelsdrift St, Erasmusrand Pretoria Gauteng 0181 South Africa
  • Get Directions

Postal Address

  • P.O Box 99849, Garsfontein East, 0060, South Africa

Opening Hours

  • Monday 08:30 – 16:00
  • Tuesday 08:30 – 16:00
  • Wednesday 08:30 – 16:00
  • Thursday 08:30 – 16:00
  • Friday 08:30 – 16:00
  • Saturday – Closed
  • Sunday – Closed