- Payday loans up to R4,000
- Same day payouts
- Low-interest starting from 38%
[Accessed June 22, 2020]
About Southern Finance
If you are in need of instant cash let Southern Finance assist you with the best payday loan in South Africa.
Southern Finance is a South African-based company and is accredited through the NCR, the National Credit Regulator. Their flexible short-term loans; payday loans of up to R4000 are provided to you online. An innovative and responsive online platform means that you can apply for a loan online at whatever time is most convenient to you.
Your information is safe with Southern Finance
Getting through the month made easy
Should you have emergency expenses to cover, Southern Finance can offer you a short-term loan that will give you financial breathing space. They call this a payday loan. They offer quick and easy payday loans to help you manage your cash flow and eliminate month-end stresses, making your life much less chaotic.
Southern Finance Services
Southern Finance brings you the best quality and maintains the highest standards.
Once your payday loan has been approved, they set up a suitable monthly debit order, according to a date that would suit you. This will allow you to relax and let the automated payments do all of the inconvenient work for you.
When you renew a loan with Southern Finance, it’ll be seen as a new payday loan. This means that the same rates and fees will apply, and you do not get charged extra interest on your second payday loan.
- You can borrow up to R4000 from Southern Finance.
- Access interest rates from as little as 38% per annum.
- You can make sure you receive your payday loan money immediately at only R57.
- Payments are made directly into your bank account.
- All collection payments are done through debit orders. However, if you have existing debt, Southern Finance will review your credit history and evaluate your financial situation so that they can find a way to help you with your personal finance.
Other services you can access
Southern Finance can also provide you with sound financial planning advice through their dedicated support team. They are ready to help you and are expertly trained in the financial sector.
Southern Finance – Payday loan
- Loan Type Payday loans
- Interest Rate from 38%
- Loan Amount up to R4,000
Benefits of Southern Finance
- Immediate response
- same day payouts
- Easy loan application
Payday loan calculator
It’s all about what we can do for you
Southern Finance’s immediate payday loan same-day payments are there just in case there’s no possible way for you to wait 24 hours.
Their online loan platforms are constantly being monitored for any issues to ensure that you always get the best service possible. Southern Finance’s website is automated which ensures that you always receive an instant response when you need their help.
Urgency is what the world revolves around now–a–days and this is why they provide this option. This is their way of being able to support their customers the way a loan company should.
What you’ll need to apply
- You need to have a valid South African ID.
- You must be over the age of 18.
- You must also have a valid bank account.
- You must be employed and earning a stable income.
Apply in a few easy steps
You get to choose your payday loan
To find out if you are eligible for a payday loan, simply enter your ID number, agree to the terms and policy form and you will receive your answer.
- On the home page, you will see there is a payday loan amount bar that you can slide up and down to tell Southern Finance how much you want to borrow. They will show you the total cost of your payday loan, including interest.
Complete the easy online application form.
Details that will be needed
- Your contact details.
- Your physical address and postal address.
- Your employer details.
- A breakdown of your monthly income and expenses.
- Your banking details for your cash to be deposited into your account.
Benefits of Southern Finance payday loans
- These payday loans are available on the same day that you apply.
- Low-interest rates.
- You get an immediate response when you have any questions regarding your payday loan.
- Their online application is quick and easy.
- Great service delivery.
- They are an NCR accredited company.
Southern Finance is a trusted & reliable provider of payday loans
Customer Reviews & Testimonials
I got such a good deal with Southern Finance
— Johannesburg —
My payday loan was approved the same day
— Bloemfontein —
I got an R4000 loan through Southern Finance
— Port Elizabeth —