Rating based on 78 reviews

Letsatsi Finance

  • Payday loans up to R8,000
  • Low-interest starting from 150%
  • Repayment up to 6 months

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Letsatsi Finance homepage
Author Letsatsi Finance. Screenshot of Letsatsi Finance website.
[Accessed December 9, 2022]

About Letsatsi Finance

Letsatsi Finance is a microfinance specialist with over 17 years of experience and has over 50 branches throughout South Africa with a head office situated in Rivonia Johannesburg.

 Their vision is to bring affordable and reliable financing to you while helping to manage your money better. They aim to help South Africans create wealth instead of debt.

Affordable and convenient loans

Letsatsi Finance aims to spread awareness of the benefits of saving and ways to plan for the future. They hope to improve your overall financial wellbeing and help you achieve financial freedom.

They offer affordable and convenient online loans when you need them most. They understand the financial challenges that you're facing and want to provide assistance to overcome them.

Their professional and friendly consultants are always ready to help with honest answers. They'll explain the process in detail and make sure that you understand. Their consultants will treat you with the dignity and respect you deserve while finding you the payday loan that suits your requirements and pocket.

Letsatsi Finance Services

With increasing living costs, unprecedented inflation, and stagnant salaries, South Africans are finding it harder and harder to cope with unexpected expenses.

Whenever the petrol prices go up,  everything from electricity to food becomes more expensive. This makes it harder for your already stretched budget and can quickly lead to the dreaded debt trap.

Efficient, safe, dependable financial solutions

Payday loans help you cover unexpected expenses, pay your bills and cover the costs of living during the month. These loans are also perfect for those emergency expenses.

Letsatsi Finance provides both long and short-term loans. If you're already in debt, they also offer consolidation loan options to help you escape the debt trap.

They understand how hard it can be to manage your finances in a shaky economy and want to help you learn to manage your money more efficiently. They'll show you how to make your loan work for you.

Letsatsi Finance is a registered provider of online loans with over 40 branches countrywide. Their company operates online enabling you to obtain cash quickly and easily.

What you can expect from a payday loan from Letsatsi Finance

Letsatsi Finance offers payday loans of between R500 and R7,000 with repayment terms of up to six months. Taking a loan of R7,000 over a four-month period will carry a total amount of R2,290.73 in fees and interest. Your monthly instalment will be R2,322.68, leaving you with a total loan repayment amount of R9290.73.

Letsatsi Finance – Payday loan

  • Loan Type Payday loans
  • Interest Rate from 150%
  • Loan Amount up to R8,000
  • Repayment 60 days to 6 months

Benefits of Letsatsi Finance

  • Fast loan approvals
  • Flexible repayment terms
  • Funeral cover
  • Financial wellness products

Payday loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This payday loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Letsatsi Finance's payday loans can help you cover emergency expenses

Use a payday loan to pay your bills, children's school fees, or any other cash emergencies.

Receive loan approval within 1-hour and same-day payout from Letsatsi Finance. Often things don't turn out as planned, and you have to scramble to fit extra expenses into your budget. In this situation, payday loans can come in handy.

Excellent customer service experience

Using their 17+ years of experience, Letsatsi Finance has adapted its products and services to cater to your needs more efficiently. Their payday loans online allow you to borrow up to R8,000. As this is a payday loan, the entire loan amount will need to be repaid by your next pay date on your pay cycle.

Taking out a larger loan may pose considerable repayment difficulties. Only borrow as much money as you can afford to repay in one instalment.

The interest rates and fees of Letsatsi Finance loan products are comparable to what other lenders in the industry charge.

Quick approval process and payout

You'll know the outcome of your loan application within an hour. If your loan application is approved, sign the loan agreement, and they'll wire the cash directly into your account in minutes.

Letsatsi Finance offers you a safe and efficient way to apply for a payday loan online. You can apply for the money you need when you need it in a few simple steps.

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Letsatsi Finance is a trusted & reliable provider of payday loans

In our review, Letsatsi Finance adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Letsatsi Finance is a registered credit provider in South Africa: NCRCP895

Customer Reviews & Testimonials

October 2018

Applying on the Letsatsi Finance website took me only a few minutes to complete my loan application.

Lucia H
— Margate —

October 2018

The interest rates at Letsatsi Finance are low and affordable which means that you can still pay your other credit plans.

Steven J
— Byranston —

June 2018

If you looking for affordable credit plans, Letsatsi Finance is your best shot at finding a loan best suited for your budget.

Masabata D
— QwaQwa —

Letsatsi Finance Contact

Physical Address

  • 222 Rivonia Rd, crn Alon & Michelle Street, Morningside Close Office Park, Sandton Johannesburg Gauteng 2001 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 12:00
  • Sunday – Closed