Rating based on 774 reviews
About – SA Cash Loans
The financial services of SA Cash Loans are a popular choice with numerous South Africa. We offer loans of up to R150, 000 with up to 60 months to repay the loan.
Complete one simple online application and we will apply to multiple credit providers on your behalf and find you the best deal there that is available. Transparency is very important to us, there are no hidden fees or extra charges and if you have any questions our consultants will be there to assist you.
We owe our market success to several factors
The first one is our commitment to meeting the needs of people. We offer simple and easily available personal loans including payday loans and quick cash loans.
The online application takes mere minutes to complete with the response and the approval taking minutes, not hours or days so you can get on with your life and not need to wait around for us to get back to you. You can rely on us completely in case of a cash emergency.
Services – SA Cash Loans
SA Cash Loans offers simple and effective payday loans to South African citizens.
The lending criteria is very simple, you need to be a South African citizen, hold down a good job and earn at least R3 000 per month in order to qualify. If your loan application is successful the finds will be paid into your nominated bank account.
We grant loans from R 2000 to R 15,000
You can choose any amount depending on your needs, requirements and ability to repay the loan. The typical loan term which we have is 12 months this gives you plenty of time and maximum flexibility when it comes to organizing the repayments on your loan. We are open to working with South Africans in any financial situation and offer a wide range of credit solutions.
If you have a low credit score, you can still apply for a loan with us and we will do our best to provide exactly what you are looking for. In such cases, the repayment period may be shortened to six months.
Summary of Services
- BAD Credit Loans
- PAYDAY Loans
SA Cash Loans has effective loan solutions
We are able to offer various payday loan amounts, competitive interest rates and convenient repayment terms.
To make sure that you are able to afford the loan we will perform a credit check, we offer special products that are designed specifically for those with bad credit. If you are self-employed then we have specialized loan solutions to suit your needs.
When the need for cash is pressing, you can find a loan to deal with the problem. There are various fast cash solutions to pick from.
SA Cash Loans is an online loan provider
The company is small but acts quickly to process the requests of our customers. You can expect speedy customer service that you can rely on. Once you have submitted your loan application you will receive a reply within a few hours.
Should your application be successful the cash will be wired to you instantly after you sign the loan agreement. You can have the money with you on the next day or even on the same day. The payday loans of SA Cash Loans work slightly differently than their traditional counterparts.
You can borrow between R2,000 and R15,000
The loan amounts are much larger than what you will typically expect from most other lenders and we give you longer to repay your loan. This gives you the opportunity to finance a major purchase or to pay for a roof repair and still have some breathing room before you need to make your first instalment on the loan amount.
The terms of the loans correspond to their amounts the more money that you borrow the longer you will have to repay your loan. Your loan can be repaid in smaller instalments that are due on your relevant payment date.
12 months to repay your loan means less stress
Having up to 12 months to repay your loan gives you greater flexibility and the opportunity to get your finances in order without very much pressure. At the same time, the longer term will result in more interest payments. That is why you have to determine the affordability of the loan and its costs.
Helping you make the right decision
The interest rates on the payday loans of SA Cash Loans are similar to what competitors have to offer, but you should know that even the small differences matter. It is important to note that even blacklisted people can qualify, but they will most likely be given a shorter period for repaying the loan and other conditions may apply.
In order to qualify for an SA Cash loan, you need to earn at least R3,000 per month and hold a South African bank account in your name.
This review finds the payday loans of SA Cash Loans to be quick and easy to obtain and flexible to use.
Customer Reviews & Testimonials
SA Cash Loans attended to my loan application as soon as they recived my credit request.
— Rustenburg —
After applying for a loan at SA Cash Loans, I only had to wait for a few hours before receiving the money in my bank account.
— Middleburg —
If you looking for an affordable credit provider, SA Cash Loans will never fail you on that regard.
— Springs —