Rating based on 43 reviews

Mr Cash Loans

  • Personal loans up to R200,000
  • Low-interest up to 28%
  • Repayment up to 5 years

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Mr Cash Loans homepage
Author Mr Cash Loans. Screenshot of Mr Cash Loans website.
[Accessed December 8, 2022]

About Mr Cash Loans

We know that life can be difficult especially when you're looking for a personal loan.

Mr Cash Loans is always one application away - ready to help you get finance when you need it.

A convenient credit application process

The greatest advantage that has made the Mr Cash Loans brand a customer favourite is the fact that there are no queues and no paperwork - everything is done online.

There's no reason to worry as they'll ensure that your finances are sorted out in no time. There's nothing easier than making use of their online portal to get a loan. 

Loan requirements

Should you be undergoing debt counselling, they won't be able to help you. However, as soon as you have completed the debt counselling process, they'll assist.

Loan applications can only be approved if you meet all their credit requirements. Furthermore, you need to be above the age of 18 to apply and should be engaged in some form of permanent employment. Lastly, you need to be a resident of South Africa and should have a valid bank account.

Mr Cash Loans Services

Mr. Cash Loans have a number of services that you can make use of.

These include all kinds of credit plans to suit the different needs of customers and all can be obtained through an easy online loan application.

Credit loans on offer

Although an unsecured loan means there's no security required, you still have to ensure that you pay back the loan.

Their debit order system is simple and convenient, giving everybody the opportunity to have a smooth credit journey.

Time is an important element 

If you have an emergency to attend to, Mr. Cash Loans can help you. They will not delay you by asking you a number of questions that are unnecessary.

Instead, they'll make sure you get cash as soon as you've completed the application and submitted your supporting documents. 

The personal loans that Mr. Cash Loans offer are easy to pay back and can be repaid back before the due date at no cost to you. 

Find the perfect loan

Mr Cash Loans can offer a personal loan from R1,000 up to R200,000 and repayment terms from 1 to as many as 72 months. The maximum annual interest rate is calculated at 28%.

Mr Cash Loans – Personal loan

  • Loan Type Personal loans
  • Interest Rate 28%
  • Loan Amount up to R200,000
  • Repayment 12 months to 5 years
  • Monthly Service R69

Benefits of Mr Cash Loans

  • Loans fit for every budget
  • Applications answered within 24 hours
  • Friendly, reliable service

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Mr Cash Loans, your go-to lender when you need a personal loan

The biggest fear clients have is putting their house or car as a form of security during the loan application.

However, Mr Cash Loans don’t require security and won't need to put additional pressure on you.

What steps should I take to get credit?

All that Mr Cash Loans require from you is to complete the loan application online. This will be followed by you submitting additional documents as part of the verification and assessment process. They want to ensure that you're financially equipped to repay the loan.

Fast credit payments 

Once everything has been approved, the money will be deposited into your bank account. This should happen in a maximum of two business days.

The loan amount you can apply for is R150 000, however, they'll always encourage you to apply for the exact amount that you need - never a cent more.

Reasonable repayment terms and conditions

The fact that you can decide how you want to pay off your loan means that it'll be easy to budget. It also means that your new loan will not affect other financial obligations you have.

Mr Cash Loans always encourage customers to make use of their credit calculator because this is the only way you can see whether you can afford the personal loan. 

Mr Cash Loans want to ensure that you're always happy

One of the reasons that Mr Cash Loans has been growing and becoming increasingly popular is because they strive to keep customers happy and will go above and beyond to do it. 

man holding thumbs up

Mr Cash Loans is a trusted & reliable provider of personal loans

In our review, Mr Cash Loans adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Mr Cash Loans is a registered credit provider in South Africa: NCRCP12223

Customer Reviews & Testimonials

December 2018

When you find yourself in the middle of a stressful financial situation, the last thing you need is a complicated borrowing process. This is why Mr Cash Loans is the best solution: they have a si...

Steve R
— Bellville —

October 2018

Normally lenders have quite strict requirements but Mr Cash Loans knows how to keep things short and sweet. You will not waste your time by applying with them.

Dave J
— Pretoria —

March 2019

When borrowing the first thing I look for is reasonable loan terms and affordability. Mr Cash Money suits my personal lending criteria perfectly. They are highly recommended in my books.

Daniel W
— Bloemfontein —

May 2019

Thank you, Mr Cash Loans for embracing modern technology; your new and improved lending process has made finance easier and more pleasant for me.

Jo-anne A
— Port Elizabeth —

Mr Cash Loans Contact

Contact Number


  • not available


Physical Address

Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday – Closed
  • Sunday – Closed