Rating based on 57 reviews


  • Personal loans up to R300,000
  • Low-interest starting from 18.5%
  • Repayment up to 72 months

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JustMoney homepage
Author JustMoney. Screenshot of JustMoney website.
[Accessed December 8, 2022]

About JustMoney

JustMoney should be your first stop when it comes to financial products and services.

With this leading financial platform, getting yourself loans and a tailored insurance policy is both easy and affordable.

They're able to serve customers across the whole of South Africa because they've made everything accessible online.

Access to the most competitive deals

JustMoney has personal loans that will suit your needs perfectly. In fact, they'll help you compare credit providers so you can access the most affordable credit plans.

High-level skills and experience

JustMoney employs the best financial consultants that can be trusted when it comes to getting advice before making life-changing decisions.

Should you have any queries or need any clarification regarding their financial guides or your online loan application, don't hesitate to get in touch with them. You can also check your credit score online!

JustMoney Services

We know how tricky applying for credit is. However, with a comparison and advice platform like Just Money things will be slightly easier for you.

By making use of their personal loans, you know you're getting one of the best offers on the market. When looking for a loan you can rest assured that they'll guide you every step of the way.

Transparency is the name of the game

Justmoney's consultants will ensure that you choose the right short-term finance for your budget. In essence, they want you to be able to pay your other bills while still fulfilling your obligations.

Justmoney loan calculators

Justmoney will encourage you to make use of their loan calculators prior to taking a loan. This is so that you can figure out how much you can afford to loan before making an application.

Getting yourself one of the many credit cards available on the market is also a good idea - provided you can be able to meet the monthly charges. They can help you find a great option in this domain too!

JustMoney – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 18.5%
  • Loan Amount up to R300,000
  • Repayment 3 months to 72 months

Benefits of JustMoney

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get a loan in a few easy steps with Justmoney.co.za

It's when you're facing financial difficulty that you start considering applying for a loan. JustMoney has been assisting households for a number of years and knows exactly how to help you too.

Although there are many options to consider, always request the help of their consultants and go through their guides before you get yourself into a difficult financial situation. However, most of the personal loans they recommend from partners are highly competitive.

What Justmoney can offer you

Depending on your financial profile, you can access a personal loan through JustMoney of up to R300,000. The repayment terms range between 3 to 72 months. Interest rates on these loans are typically set between 15% and 29.25%.

Giving you the best deal for your money

JustMoney sticks to your credit requirements and makes sure they give you exactly what you need. Their financial information and tips will help you when you're looking for a loan or need advice related to finance. 

Dealing with reputable lenders

JustMoney operates electronically. This means that their recommended online personal loans are available at the touch of the button. All their lenders are professional and operate professionally. All of your answers will be attended to by them after your credit application has been accepted.

How long will it take for the loan to be transferred?

Time is something we value. Having said that, the loans they recommend can be paid and made available in your bank account within hours. Depending on how fast you submit the required documents for larger personal loans, your money may be made available within 24 hours. Act quickly so that you'll be able to make use of your money as soon as possible. 

Not every credit provider can give you the freedom of choosing your own repayment plan. JustMoney wants you to be able to enjoy their recommended quick loans without worrying about the payment date.

Therefore, they know that when they give you the ability to decide, you'll be able to properly plan your monthly obligations. This way, they know that you're not only happy when you get your loan but you'll stay happy because you're in control.

Customer Reviews & Testimonials

November 2018

The staff at Justmoney is above par. I was so pleasantly surprised by the service that I received from them that I had to give some feedback. I definitely recommend them to anyone – they are very...

David A
— Durban —

February 2019

Thanks to the Justmoney calculator I was able to work out which loan amount would be the most cost effective for me. I now have the money that I need and am repaying it at a rate that I can affor...

Jayne H
— Port Elizabeth —

September 2018

Justmoney are fast, affordable and competitive! I applied for my loan this morning and received the notification that the money had been transferred into my account by this afternoon. I definitel...

Sesona T
— Butterworth —

JustMoney Contact

Physical Address

  • 186 Loop St, Cape Town City Centre Cape Town Western Cape 8001 South Africa
  • Get Directions

Opening Hours

  • Monday 08:30 – 17:30
  • Tuesday 08:30 – 17:30
  • Wednesday 08:30 – 17:30
  • Thursday 08:30 – 17:30
  • Friday 09:00 – 17:30
  • Saturday 09:30 – 13:00
  • Sunday – Closed