Rating based on 86 reviews

MBC Finance

  • Personal loans up to R4,000
  • Low-interest starting from 32%
  • Repayment up to 30 days

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MBC Finance homepage
Author MBC Finance. Screenshot of MBC Finance website.
[Accessed December 8, 2022]

About MBC Finance

MBC Finance has been assisting South Africans with loans for a while. 

They're registered with the National Credit Regulator and abide by the rules and regulations as set out in the National Credit Act. Helping customers with low-interest short-term loans is their speciality.

Time is not a factor

They'll go out of their way to ensure that you get the best personal microloans. Should you need a loan, you may qualify for a maximum amount of R 10,000 but they offer smaller loans too. 

Choosing when to settle your personal loan

You can choose when to pay off your loan. However, the payments will be constant. Use MBC Finance's quick loans online and you'll realize why they're fast becoming SA's most popular lender.

MBC Finance Services

MBC Finance isn't usually concerned with what you'll use the personal loans you obtain for.

What matters to them is that you're assisted during a difficult time and that you can achieve all the goals you've set out for yourself while maintaining a balance with your finances.

They have competitive rates

It's important that you understand their online loan application. They want everything to be done quickly and more effectively which is why the whole process will be done online. Furthermore, their charges are affordable so that you'll be able to pay some of your other debts with no pressure.

Same-day loan payouts

MBC Finance understands that you usually want to use your money right away. As such, their quick loan can be granted within a business day. They won't make you wait for days on end without giving you a response.

MBC Finance – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 32%
  • Loan Amount up to R4,000
  • Repayment 7 days to 30 days

Benefits of MBC Finance

  • Affordable personal loans
  • No endless paperwork
  • Quick and easy online applications

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

MBC Finance is a reputable and responsible lender

While MBC Finance does its best to ensure you get your money right away, you must meet them halfway.

This will be the only way you can get your cash emergency timeously. As a registered financial service provider, they do the best they can to ensure that our customers are always given the best service. However, that doesn’t mean they stop you from trying other lenders and comparing products.

Should you not be satisfied with their service and personal loans, you can always go find something that is well within your budget at a bank or alternative credit provider.

MBC Finance stand out amongst the rest

The size of their organization is not a problem considering the fact that they get the job done. Their online loan application is preferred by customers because some don’t necessarily have the time to come to visit their offices and complete the application. 

24-hour response time

Should they approve your loan, they'll send you the money right away. However, this time will vary based on which bank you bank with. Furthermore, before they can give you the go-ahead and send the loan through, you have to authorize the credit contract and agree to their terms and conditions.

How much money can you apply for

You can get an instant loan online for a maximum of R4,000. They always encourage clients to only apply for exactly the amount of money they need and nothing above. This is because when you apply for a higher amount than what you usually need, you'll end up paying for a loan you don’t really need.

Furthermore, the longer it takes you to repay the loan, the higher your overall loan interest will be. However, if you opt for a shorter loan term, you'll pay lower interest overall. What you choose will depend on your needs and financial situation. 

MBC Finance has helped a number of customers and most are happy with their services because they're still getting calls and compliments about our instant loans.

Documentation needed for a personal loan

  • South African ID document/Smartcard
  • Your last three month's bank statements
  • Proof of your current address
  • Your most recent payslip

Customer Reviews & Testimonials

February 2019

Whether you need a small or large loan, MBC can be of assistance. I needed some fast, emergency cash to help me out and they were very understanding of the situation. They did not ask too many qu...

Tiaan D
— Stellenbosch —

May 2019

The repayment terms at MBC are as flexible as you need them to be. You are in control of your repayment schedule which makes budgeting and managing money on a monthly basis a lot easier. You can ...

Sisipho J
— Paarl —

MBC Finance Contact

Physical Address

Opening Hours

  • Monday 08:00 – 16:00
  • Tuesday 08:00 – 16:00
  • Wednesday 08:00 – 16:00
  • Thursday 08:00 – 16:00
  • Friday 08:00 – 16:00
  • Saturday 08:00 – 13:00
  • Sunday – Closed