Personal loan calculator

How much would you like to borrow?

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Interest Rate This field is required and the value should be a number.

Loan interest rates depend on your credit score and risk profile.

Repayment Term

Day / Months / Years months years

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This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

MBC Finance is a reputable and responsible lender

While MBC Finance does its best to ensure you get your money right away, you must meet them halfway.

This will be the only way you can get your cash emergency timeously. As a registered financial service provider, they do the best they can to ensure that our customers are always given the best service. However, that doesn’t mean they stop you from trying other lenders and comparing products.

Should you not be satisfied with their service and personal loans, you can always go find something that is well within your budget at a bank or alternative credit provider.

MBC Finance stand out amongst the rest

The size of their organization is not a problem considering the fact that they get the job done. Their online loan application is preferred by customers because some don’t necessarily have the time to come to visit their offices and complete the application. 

24-hour response time

Should they approve your loan, they'll send you the money right away. However, this time will vary based on which bank you bank with. Furthermore, before they can give you the go-ahead and send the loan through, you have to authorize the credit contract and agree to their terms and conditions.

How much money can you apply for

You can get a personal loan online for a maximum of R4,000. They always encourage clients to only apply for exactly the amount of money they need and nothing above. This is because when you apply for a higher amount than what you usually need, you'll end up paying for a loan you don’t really need.

Furthermore, the longer it takes you to repay the loan, the higher your overall loan interest will be. However, if you opt for a shorter loan term, you'll pay lower interest overall. What you choose will depend on your needs and financial situation. 

MBC Finance has helped a number of customers and most are happy with their services because they're still getting calls and compliments about our instant loans.

Documentation needed for a personal loan

• South African ID document/Smartcard
• Your last three month's bank statements
• Proof of your current address
• Your most recent payslip