Rating based on 12 reviews


  • Personal loans up to R50,000
  • Low-interest starting from 5%
  • Repayment up to 10 years

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Finsap homepage
Author Finsap. Screenshot of Finsap website.
[Accessed December 8, 2022]

About Finsap

Finsap are your one-stop loan and finance company.

They provide their customers with a wide range of loans, ranging from business loans to personal loans, consolidation loans, and more.

About Finsap

Their head office is based in Johannesburg, South Africa, and they have been established for more than 10 years. When using Finsap, you can rest assured that all of your requirements will be met.

Loans in 5 minutes

The application process is simple and can be completed in less than 5 minutes. It is done online, which means that you can apply from the comfort of your home. Their team will ensure that the applications are checked and approved on the same day, which means that you won’t have to wait to hear back from them. This will ensure that the application process is carried out smoothly, efficiently, and timeously.

Loans for every need

Whether you require a loan to build your dream house, start a small business or have a personal emergency, Finsap will provide you with a solution to each one of your needs. They are committed to helping people make a difference in their lives by providing loans for every situation. They provide loans for both blacklisted and non-blacklisted clients, as well as customers who are under debt review. Their flexibility and fast services are unmatched, and they will ensure that you receive your loan as soon as possible. Their loans are offered at a 5% interest rate.

Finsap Services

Finsap loans provide their customers with short-, medium- and long-term loans to accommodate each one of their needs.

These services are dependent on their customers’ requirements, and you can rest assured that they will provide you with solutions to cater to your needs.

Short-term loan

This type of loan is best suited when you need a quick financial solution. Short-term loans will aid you in paying unexpected bills or when you require money for a funeral. Furthermore, they will aid you in paying for a wedding, a family event, or paying off debt. If you require financial support for farming and crop planting, this type of loan will cater to your needs. This type of loan can be paid over 1, 3, 6, or 9 months.

Medium-term loan

If you require a loan that can be repaid over a longer period, then medium-term loans are for you. This type of loan will enable you to repay the amount over 1 to 2 years. This type of loan is best suited when paying school fees, buying products for farming, starting or growing a business, and furnishing your home.

Long-term loan

Long Term Loans will allow you to borrow a large quantity of cash. This type of loan can be repaid over 3 to 10 years, which makes it easy to manage. This loan is best suited if you need to borrow money for a car, a house, or you need to invest in a business.

Get financial freedom with a Finsap personal loan

A Finsap loan of R60,000 with a repayment term of 5 years and an interest rate of 6.5% annually will cost you R1,173.73 monthly.

Finsap – Personal loan

  • Loan Type Personal loans
  • Interest Rate from 5%
  • Loan Amount up to R50,000
  • Repayment 1 month to 10 years

Benefits of Finsap

  • Loans are paid out on the same day
  • Flexible lending options
  • Fast funding

Personal loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This personal loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Get a quick personal loan from Finsap

The services provided by Finsap are carried out professionally and the application process is simple and timeous.

Finsap will cater to each one of your needs, and it is a one-stop loan provider. If you have encountered a financial crisis, Finsap will be the solution that you have been waiting for. Their team of professionals will ensure that you receive feedback on your loan within 24 hours.

The benefits of short-term loans

The benefit of acquiring a short-term loan is that it needs to be paid off in a year, at most. Finsap provides short-term loans that will solve your financial crisis while providing you with an adequate amount of time to repay the money. The borrower’s ability to repay a loan is not likely to change over a short period, and the loan is easily acquirable for people with credit scores that are less than stellar. They are the solution to sudden cash flow issues, and they are an effective source of emergency funds.

The benefits of medium-term loans

The fact that Finsap provides medium-term loans enables you to borrow money to start a small business. This amount can be repaid within 2 to 5 years. To qualify for a medium-term loan, you have to have average credit and your business should be producing revenue. This type of business loan is best suited for growing businesses, and it covers a wide variety of business purposes.

The benefits of long-term loans

Finsap understands that a person might not have enough cash at hand to buy a new house or car, which is why they provide low-interest personal loans. This type of loan enables a person to acquire a large sum of money that can be paid back within 3 to 10 years. Long-term loans have a low interest rate, and the payment process is structured in a way that meets the payment capability of the borrower. When a person pays back the money regularly, their creditworthiness will be built up.

Customer Reviews & Testimonials

December 2020

The loans at Finsap are affordable and they payout fast.

Andrew H
— Johannesburg —

May 2020

Finsap helped me get a quick and affordable personal loan, Thank you!

Gerald F
— Johannessburg —

September 2020

I got excellent service from Finsap

Sofia T
— George —

Finsap Contact

Physical Address

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday 08:00 – 17:00
  • Sunday – Closed