VECTO Finance

image of VECTO Finance
image of VECTO Finance

VECTO Finance is a registered credit provider with South Africa’s National Credit Regulator: NCRCP309


About – VECTO Finance

VECTO Finance has been among the leading providers of micro finance in South Africa ever since its establishment in 1999.

With some 15 years of experience, the company is among the most reliable financial partners that you can find.

VECTO Finance specialises in the provision of personal cash loans

It is committed to responsible lending and adheres strictly to the standards set by the National Credit Act.

Customers receive the full loan details in advance for maximum transparency.

The service is based on honesty and integrity and this has allowed the company to become one of the most popular providers of personal loans in South Africa.

Services – VECTO Finance

We are experienced providers of unsecured personal loans to South Africans who cannot access the products available by the major commercial banks in the country.

If you are employed and earn a monthly salary, you are fully eligible to apply.

We provide direct assistance to employees without involving their employer in any way.

Our loans are fast & reliable

They are designed to satisfy all kinds of urgent cash needs and to resolve financial emergencies.

Whenever you need cash, you can apply easily online by filling out a short application.

You can get your loan approval in an hour and receive the granted funds in no time.


Summary of Services

  • Fast Personal Loans
  • Personal Budgeting
  • Financial Management
  • Same-day Personal Loans
  • Small Loans


VECTO Finance personal loans – Great flexibility with the repayment structure & term

When you need to borrow money, you want everything to go smoothly and to feel confident and comfortable about the repayment of the loan. This VECTO Finance personal loans review will help you find out whether you will get the described benefits if you use these products. Consider the assessment carefully.

VECTO Finance is a registered credit provider operating primarily online

It has been catering to the needs of South Africans since 1999. The lender specialises in working with people who do not have access to the credit products of the major banks.

VECTO Finance has a good reputation & a transparency policy

All loan terms and conditions are presented on its website. This certainly makes it stand out. The VECTO Finance short-term loans are pretty fast to obtain. Once you fill out the printable application form, you can send it via fax or email and you will receive reply within the same day.

If you are approved, you will have to submit a set of other documents including the signed loan agreement. Once the lender has the documents, the money will be wired to you instantly. The funds will be in your account within 24 hours.

VECTO Finance's loans offer between R500 & R10,000

This makes the loans ideal for covering emergency expenses and for making small to medium-sized purchases. There is great flexibility when it comes to the repayment term and the repayment structure, which can include monthly, weekly or fortnightly payments. You can repay the loan over 5 or 12 months, 20 or 40 weeks or 10 or 20 fortnights.

Full repayment options can be found on the website of the lender. This lender charges a fixed interest rate. Currently, it is 32.1%. It is quite competitive compared to what other lenders offering such credit products have to offer, especially given the fact that the loans are designed for people with bad credit.

The fees charged are reasonable as well

In conclusion, the VECTO Finance quick personal loans are quite quick to obtain, competitively priced and flexible to repay. They can be a suitable solution for you.

 Contact Details

Unit G02, Parc Du Links Building, 9 Niblick Way, Cape Town, Somerset West, 7130, South Africa
Ph: 021 852 9797
Fx: 021 852 9151
Em: [email protected]

 Postal Address

Suite 112, Private Bag X15, Somerset West, 7129, South Africa

 Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 09:00 – 17:00
  • Saturday Closed –
  • Sunday Closed –