Rating based on 88 reviews


  • Short-term loans up to R2,500
  • Apply online FAST
  • Repayment up to 90 days

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InstaLoan homepage
Author InstaLoan. Screenshot of InstaLoan website.
[Accessed December 8, 2022]

About InstaLoan

InstaLoan in partnership with Cash Credit and MTN ensure that South Africans get the best loan deals at the lowest prices. 

Quick and easy online loan application

If you're looking for extra cash because you're a little financially strained, you can apply for a short-term loan with InstaLoan.

The loan application is easy to understand as this credit plan is straightforward and transparent.

Get up to R2500 

If you'd like to apply for InstaLoan's short-term loan, you can get cash of up to R2500. Everything is done in the comfort of your own home or office - even on your mobile phone. Thanks to technology, there are no long queues or stacks of paperwork.

Unsecured loans with InstaLoan

 InstaLoan is an unsecured credit provider that offers customers quick online loans of R2500, payable in 3 months. If you're uncertain whether you'll be able to settle the loan in such a short period of time, it's best to choose a longer-term. 

InstaLoan Services

Making use of InstaLoan's calculator before you apply for credit makes it easier for you to make a sound decision based on the amount you'd like to borrow.

The online application has simplified things because you can complete everything online without having to visit this lender's branch. 

Loan requirements

The documents that InstaLoan will request from you are bank statements showing a regular income, your payslips, and your South African ID.

If your application has been approved, they'll notify you by email or text. When approved the loan will be deposited into your chosen bank account.

Easy and convenient loans

Rates are affordable and in line with the NCR regulations. InstaLoan will never give you credit plans that are too difficult to pay off. If you're looking for an easier way to repay your loan, you can opt for the debit order method.

InstaLoan – Short-term loan

  • Loan Type Short-term loans
  • Loan Amount up to R2,500
  • Repayment 7 days to 90 days

Benefits of InstaLoan

  • Improve your credit rating
  • Apply with a quick and easy loan application

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

With InstaLoan getting cash is quick and easy!

MTN has identified a need for quick and affordable cash.

To ensure that this need is satisfied they introduced this loan facility that will help you get ahead.

If you're an MTN subscriber, find out if you qualify and apply online. The National Credit Act has stipulated strict terms and conditions that clients and credit providers need to abide by. Failure to do so will result in penalties being charged.

Short-term loans for all

Realizing that you're running short on cash this month? This is not something you should be ashamed about - it happens to the best of us. Opting for credit is usually the most sensible thing to do to get out of your financial predicament.

InstaLoan's online short-term loan will help you put everything in perspective. Enquire with this lender and let them help you select the most suitable loan option for your needs. 

Online loan application

It's essential that you supply InstaLoan with truthful and accurate information in order to be considered for credit. They've designed their loan application to be easy and convenient.

With this lender, you'll have the short-term loan you need in the shortest time possible. Simply visit their website and apply for a short-term loan now!

Should it happen that you’re stuck when completing the loan application, please contact InstaLoan's call center and their friendly consultants will be happy to assist you. Apply for a loan today and calm your credit nerves and worries!

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InstaLoan is a trusted & reliable provider of short-term loans

In our review, InstaLoan adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ InstaLoan is a registered credit provider in South Africa: NCRCP7380

Customer Reviews & Testimonials

May 2019

Completely satisfied with the service. They’re conveniently quick. If I’m in the market for another short-term loan I know who to turn to!

Randall I
— Bellville —

June 2019

My short-term loan was affordable because of the low rate I got. Thank you!

Alakhe R
— Springs —

InstaLoan Contact

Physical Address

  • Hendrik Potgieter Rd, Weltevredenpark Randburg Gauteng 1709 South Africa
  • Get Directions

Opening Hours

  • not available