Rating based on 1,526 reviews


image of InstaLoan
image of InstaLoan

InstaLoan is a registered credit provider with South Africa’s National Credit Regulator: NCRCP7380

About – InstaLoan

InstaLoan is a partnership with Cash Credit and MTN and has been in service to ensure that customers get the best loan deals in the lowest prices and charges. This loan offer is only available to MTN users.

Quick and easy online loan application

If you are looking for extra cash because you are a little financial strained, you can apply for an advance with InstaLoan. The loan application is easy to understand as there aren’t many explanations that are inclusive in this credit plan.

R2500 is the maximum amount you can get

If you would like to apply for our short term loan, you can get cash that amounts to R2500. Everything is done at the comfort of your work desk, your couch at home or your mobile phone. Thanks to technology, there are no long queues and a bunch of paperwork that is requested.

Want to know what InstaLoan is?

We at InstaLoan run an unsecured credit facility that affords customers a short term cash loan of R2500 payable in 3 months. If you are not certain that you will be able to settle for the loan in such a short period of time, it is best to rather not take up the credit altogether.

Services – InstaLoan

If you make use of our loan calculator before you get approved for credit, it makes it easier for you to make a sound decision based on the amount you would like to borrow.

The online application has simplified things for clients to complete everything online without having to visit any financial service provider.

Loan requirements

The documents that we will request from you are bank statements showing three salaries if your application has been approved, we will notify you by email or text. We will also let you know if your application was unsuccessful.

The cash loan will be deposited into your chosen bank account.

Easy and convenient loans

The charges are affordable and also in line with the NCR regulations. We will never give you credit plans that are too steep to pay off. If you are looking for an easier way to repay your loan, you can opt for the debit order method.

Repayment Term

0 days

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Summary of Services

  • UNSECURED Short-Term Loans 
  • ONLINE Cash Loans 

Getting cash has never been easier with Instaloan

MTN has identified a need and how to ensure that, that need is satisfied is by introducing this loan facility that will help get ahead.

If you are an MTN subscriber, find out if you qualify and apply. The National Credit Act has stipulated strict terms and conditions that clients and credit providers need to abide by. Failure to do so will amount to intense penalties.

Short-term loans

Realizing that you are running short on your budget this month is not something you should be ashamed about. It happens to the best of us. Opting for credit is usually the most sensible thing to do to get out of your financial predicament.

Our short term cash loan will help you put everything in perspective. Enquire with our credit facility about the deals that you can partner with.

Online loan application

It is essential that you supply us with truthful and accurate information in order to be considered for credit. We have designed our loan application to be easy and convenient. You will have the short-term loan you need in the shortest time possible. Simply visit our website and apply for a short-term loan now

Should it happen that you’re stuck when completing our loan application, please contact our call centre and our friendly consultants will be happy to assist you with your queries. Apply for a loan today and calm your credit nerves and worries.

Customer Reviews & Testimonials

 Contact Details

Hendrik Potgieter Rd, Weltevredenpark, Randburg, Gauteng, 1709, South Africa
Ph: 083 900 9008
Em: customercare@instaloan.co.za