Rating based on 50 reviews


  • Short-term loans up to R300,000
  • Credit life insurance
  • Repayment up to 72 months

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JustMoney homepage
Author JustMoney. Screenshot of JustMoney website.
[Accessed December 8, 2022]

About JustMoney

JustMoney isn't another cash loan provider in South Africa, they're a broker that delivers the best credit deals at the lowest prices.

If a short-term loan is just what you need to pay off that utility bill or cover a gap in your budget, you're in luck - JustMoney can help!

The benefits JustMoney's services

Credit packages are not the only offerings at Just Money. They also offer investment options that you can make use of to build and grow your wealth.

This provider acts as the middle man and gives you the best lenders that will attend to all your credit requirements. They will make sure a suitable provider offers you a loan that you can easily pay off.

It's important that people understand that choosing the right lender makes a big difference. Not only will the right lender be able to offer you an ideal loan amount and tailored loan term but they'll offer competitive rates that will ensure you save. 

JustMoney Services

We all need additional cash from time to time.

Problems usually knock when you least expect them or when you don’t have extra cash to compensate. This is where Just Money comes in to save the day!

Short-term loans online

Getting a short-term loan with JustMoney may be exactly what you need to deal with the financial difficulty you're going through.

If you're interested in their personal loans which ranges from R1000 – R300,000, you can apply online in just minutes.

You can pay it off in up to 72 months, which is more than enough time for those looking for larger loan amounts.

Once you've completed the form, Just Money's agents will contact you to finalise everything and either accept or decline your application.

JustMoney – Short-term loan

  • Loan Type Short-term loans
  • Loan Amount up to R300,000
  • Repayment 6 months to 72 months

Benefits of JustMoney

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

JustMoney offers short-term loans ideal for any cash emergency

To get a JustMoney loan, you need to check your affordability and complete the application form.

After this, you'll be notified via email or on your mobile whether you've been approved. If the amount you have applied for is appropriate based on your budget and affordability, you'll likely get the green light.

The money will be transferred to your banking account within a maximum of two business days.

Borrow up to R300K!

The different loans offered ensures that you can get a credit plan that's affordable for your budget and can cover the emergency expense you're dealing with. 

Since their loans can be paid off in 72 months, there's no need of worrying about affordability as you have ample time to spread out your repayments. At the end of the day, managing your budget is key to saving money. 

JustMoney will help you secure a loan - for free! 

If you're interested in receiving JustMoney's newsletters and other financial tips and advice, you can sign up for their periodic communication via their website. What's even better is that this service is at no cost to you.

JustMoney's ‘piggy bank’ has become a customer favorite because many clients have taken up the idea of saving seriously. It gives this broker great pleasure to know that customers are saving money and enjoying it!

An open-door policy

This broker encourages customers to speak up when they have complaints or compliments. They want to know what they need to do better and what they're doing well. They're nothing without their customers that are their most valuable assets - and they always treat them accordingly.

Should you have a query about their services, please feel free to contact them via telephone, online, or by email.

Customer Reviews & Testimonials

April 2019

I had to urgently settle a utility bill and Just Money helped me find a short-term loan in no time at all.

Sandra P
— Potchefstroom —

May 2019

All I had to do to start the process of getting a short-term loan was to apply online. I was able to do that easily and comfortably on my laptop without leaving my home. This was very convenient.

Justin M
— Randburg —

JustMoney Contact

Contact Number


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Physical Address

  • 186 Loop Street Cape Town City Centre Cape Town 8001 South Africa
  • Get Directions

Opening Hours

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