Rating based on 327 reviews
About – Makanda Finance
Customers normally get nervous when credit checks are conducted because they think this will minimise their chances of getting credit. However, this is not always the case.
The only time we would turn down a client is when we can clearly see that they are not at financial liberty to take a short-term loan. Therefore, let us be the judge and give you a verdict. Don’t be so quick to put yourself in the chopping block, it might not even be necessary.
What are the steps of the Makanda Finance loan?
In order for your online loan application to reach us, you have to complete the application that is available online. This means using a working computer, a personal laptop or your mobile smartphone to connect to the internet. Everything that is asked is self-explanatory, you will have to supply us with information pertaining to certain personal details such as your name and other credentials. Furthermore, you will have to furnish us with bank statements so that we can confirm all the information that you have given us. This is not done because we don’t trust our customers, we are merely following our company policies and procedures.
Services – Makanda Finance
The time spent on your good or bad credit loan application will depend on how fast the documents were sent to our attention. However, customers usually submit everything at once during the loan application.
This means by the end of the business day, you should know whether your instant cash loan application has been approved or not. After the customer has signed the contract and accepts all the terms and conditions stipulated in the agreement, the money will be making its way to the client’s bank account. We know that most of the customers usually want to make use of the money right away.
Everything we do is according to the book
There are so many scams happening of late especially with short term loans. Therefore, it is important that you ensure the company you are in a contract with a registered company and not just mediocre people that don’t seem to understand the work. Due to the fact that we maintain honesty, dignity and transparency, we also expect our clients to do the same. No relationship will work if there are only participants from one side of the group. A collective effort is better than individual effort.
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Summary of Services
- QUICK Loans
- SHORT-TERM Loans
At Makanda Finance our focus is the customer
Putting everything is black and white is always better not only for your good but also for all parties involved.
The amount that was given to you during the loan application together with interests don’t change during your monthly instalments, it remains as it is. When you sign the contract, you will be told about your responsibilities and the amount that has to be settled by you.
Everything is customer specific at Makanda Finance
Seeing that customers have different debts they pay for on a monthly basis, it wouldn’t be practical to give every client the same kind of credit plan. Everyone who comes to Makanda Finance for a financial service is given a personal loan that meets their monetary standards and nothing more. Due to the fact that we care immensely about our clients, we will never give them a loan that seems impossible to pay back.
Why do we do credit checks?
It is important that customers understand the importance of doing a credit check. We want to ensure that you are capable of paying for the quick cash loan that you are applying for. While our job is to help you by giving you the money that you want, our job is to also ensure that you can maintain a financial obligation.
New clients will only be granted a lower amount
If you have never used Makanda Finance before, you will only be able to get R500. This is because you are a new customer and we haven’t been acquainted with your payment patterns as yet. Everything else will follow suit when you are already a member, you may be liable for getting a larger amount such as R50 000.
All applicants are welcome
We will never stop you from applying for credit. Whether you have a bad credit history or not the perfect credit profile, we will consider your application. If we see that you can handle the loan amount, we will grant your application successful. However, if the figures are not corresponding as far as affordability is concerned on our side, we will have no choice but to turn down your application.
Instead, we will advise you to pay off certain debts first and settle them and then you can come and try applying for short-term loans with us again. Our doors are always open to our customers. There is no limit as to the number of times one can apply.
Should you have further questions about our processes or you would like to have a one-on-one with our agents, send us an email or give us a call. Makanda Finance will give you the financial freedom that you have been yearning for.
Customer Reviews & Testimonials
I always value a company that also values its customers. This is the sense that I got after applying for a short-term loan from Makanda Finance. They showed me a lot of care and compassion. With them, I felt like I was talking to people and not just an organisation.
— Pietermaritzburg —
I liked the convenience of an easy application.
— Boksburg —
Ph: 012 343 9511
- Monday 08:00 – 17:00
- Tuesday 08:00 – 17:00
- Wednesday 08:00 – 17:00
- Thursday 08:00 – 17:00
- Friday 08:00 – 17:00
- Saturday 08:00 – 13:00
- Sunday – Closed