Rating based on 71 reviews

Lifestyle Financial Services

  • Short-term loans up to R15,000
  • Low-interest starting from 23%
  • Repayment up to 60 months

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Lifestyle Financial Services homepage
Author Lifestyle Financial Services. Screenshot of Lifestyle Financial Services website.
[Accessed December 8, 2022]

About Lifestyle Financial Services

Lifestyle Financial is one of the many registered financial services that deal with online loans in South Africa.

Lifestyle Financial Services has been assisting clients for a number of years. They assist clients all over South Africa with personal loans and debt consolidation.

Reliable short-term loans

At the end of the day, Lifestyle Financial want to see you making the most of their services.

Everything that they offer is aimed to satisfy you because they understand the feeling of being financially stranded and having no place to go.

Their team of consultants is professionals that go out of their way to assist you because they want you to do better with your finances and have your needs met. 

Lifestyle Financial Services Services

The last thing Lifestyle Financial Services want to see is you being thrust into difficult-to-manage debts that you can’t get rid of.

While they're committed to ensuring that you get the best credit plan, they also want to ensure that you're able to pay your other financial obligations.

Lifestyle Financial Services' loans are transparent

Lifestyle Financial Services offer full transparency when it comes to fees and rates on their loans. It is for this reason why they want to ensure that their consultants advise you on the options that are most suitable for your budget.

They strive to help you get microfinance for whatever difficulty you're encountering.

Being one of South Africa’s finest lenders, they want to ensure that you master the skill that ensures the management of your finances is done in the best possible way. 

Get financial freedom with Lifestyle Financial

Lifestyle Financial offers you short-term loans from R1,000 up to R15,000. You'll enjoy repayment periods ranging from 1 month up to 12 months.

Lifestyle Financial Services – Short-term loan

  • Loan Type Short-term loans
  • Interest Rate from 23%
  • Loan Amount up to R15,000
  • Repayment 30 days to 60 months

Benefits of Lifestyle Financial Services

  • Low-interest starting from 23%
  • Short-term loans up to R15,000
  • Repayment up to 60 months

Short-term loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This short-term loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

Lifestyle Financial has affordable and convenient loans

Money seems to be getting tighter and tighter and many South Africans can’t help but resort to applying for credit to see them through. 

Lifestyle Financial don’t restrict itself to one credit option because they know that there are many options to choose from.

Make use of their credit assessment and find out if you can afford their loan options. By making use of a loan calculator, you'll then be able to decide if you can afford a loan or not. Lifestyle Financial Services' offices are based in Sandton but they can help customers from all over South Africa.

Great, reliable customer service

Lifestyle Financial don’t guarantee you an immediate successful loan application but they'll try to do the best they can. Their short-term loans are exactly that – short-term.

They were mainly designed for the purpose of something that you want to attend to immediately but don’t necessarily have the money to do so.

Short and sweet service

Lifestyle Financial Services' loan products are to be repaid in no more than 12 months. Should you be able to pay the loan earlier, all the better.

At this point, it's up to you to decide whether you choose to pay more in terms of interest over a longer loan term or less interest over a short term. 

Affordable interest rates for customers

Having a good credit score is one way of ensuring that your loan applications will always get the green light. However, if you're a risky borrower, you might still be able to get a loan if you can demonstrate affordability. Having a bad financial history is not always the determining factor when you're looking for credit.

Technology has been such great help

All it takes is to apply online and Lifestyle Financial Services will do the rest. If they're happy with all the information and documents that they're going to ask you to submit, they'll approve your loan application instantly and send you the money right away.

What you need to qualify for a short-term loan

  • Must be between the ages of 18 and 64
  • Prove that you've been employed for at least 6 months
  • South African ID document/Smartcard
  • Bank statements showing the last three months' salary deposits
  • Your most recent payslip
man holding thumbs up

Lifestyle Financial Services is a trusted & reliable provider of short-term loans

In our review, Lifestyle Financial Services adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Lifestyle Financial Services is a registered credit provider in South Africa: NCRCP 2466

Customer Reviews & Testimonials

April 2019

I literally got approved for a short-term loan in less than one hour!

Shado K
— Sasolburg —

May 2019

Never have I experienced such a smoother process when trying to get a loan. Lifestyle Financial are brilliant at what they do- I got the money for my short-term loan on the same day,which was so ...

Buhle M
— Grahamstown —

May 2019

My laptop stopped working and I had to get a new one because I need it for my studies. I’d heard about Lifestyle Financial Services and how fantastic they are so I applied for a short-term loan. ...

Gabriella B
— Pretoria —

June 2019

Lifestyle Financial Services offered me a rate for my short-term loan that was lower than what another lender offered me. If you need a short-term loan just think Lifestyle Financial.

Itumeleng P
— Bloemfontein —

Lifestyle Financial Services Contact

Physical Address

  • Rivonia Gate, 381 Rivonia Blvd Sandton Nationwide 2128 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:30
  • Tuesday 08:00 – 17:30
  • Wednesday 08:00 – 17:30
  • Thursday 08:00 – 17:30
  • Friday 08:00 – 17:00
  • Saturday 11:00 – 15:30
  • Sunday – Closed