Lifestyle Financial

• Short-term loans up to R15,000
• Low-interest starting from 23%
• Repayment up to 60 months

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Lifestyle Financial has affordable and convenient loans

Money seems to be getting tighter and tighter and many South Africans can’t help but resort to applying for credit to see them through. 

Lifestyle Financial don’t restrict itself to one credit option because they know that there are many options to choose from.

Make use of their credit assessment and find out if you can afford their loan options. By making use of a loan calculator, you'll then be able to decide if you can afford a loan or not. Lifestyle Financial Services' offices are based in Sandton but they can help customers from all over South Africa.

Great, reliable customer service

Lifestyle Financial don’t guarantee you an immediate successful loan application but they'll try to do the best they can. Their short-term loans are exactly that – short-term.

They were mainly designed for the purpose of something that you want to attend to immediately but don’t necessarily have the money to do so.

Short and sweet service

Lifestyle Financial loan products are to be repaid in no more than 12 months. Should you be able to pay the loan earlier, all the better.

At this point, it's up to you to decide whether you choose to pay more in terms of interest over a longer loan term or less interest over a short term. 

Affordable interest rates for customers

Having a good credit score is one way of ensuring that your loan applications will always get the green light. However, if you're a risky borrower, you might still be able to get a loan if you can demonstrate affordability. Having a bad credit history is not always the determining factor when you're looking for credit.

Technology has been such great help

All it takes is to apply online and Lifestyle Financial Services will do the rest. If they're happy with all the information and documents that they're going to ask you to submit, they'll approve your loan application instantly and send you the money right away.

What you need to qualify for a short-term loan

• Must be between the ages of 18 and 64
• Prove that you've been employed for at least 6 months
• South African ID document/Smartcard
• Bank statements showing the last three months' salary deposits
• Your most recent payslip

Lifestyle Financial is a trusted & reliable provider of short-term loans

In our review, Lifestyle Financial adheres to the compliance criteria in accordance with the National Credit Act, where the granting the loan will not cause financial distress to the consumer.

✅ Lifestyle Financial is a registered credit provider in South Africa: NCRCP 2466