Liquid Capital

Liquid Capital offers a unique one-stop-shop for vehicle financing referrals, insurance and service plans and provides products and services from leading motor brands across South Africa.

Apply for vehicle finance from their list of dealers for any car make including Hyundai, Kia, Mitsubishi, Chery, Foton, Proton, and TATA, just to name a few.

It’s easy to apply for vehicle finance

If you've already found the car that you're searching for, Liquid Capital can help you find the perfect lender to finance it.

The first thing you need to do is calculate your affordability. This can be done by using their helpful online calculator.

Once you know how much you can afford, simply choose the loans and value-added services that suit your budget and motoring needs.

Advantages of Liquid Capital's online platform

There are many benefits to applying through their online process. These benefits include fast friendly service that's efficient and effective as well as access to leading car finance providers.

You can apply using an online loan application available on the various dealership and lender sites at any time of the day or night.

If you need help or have a question, use their live chat option to chat with one of their consultants.

Liquid Capital aims to make the process of applying for vehicle finance and value-added services a pleasant experience from start to finish.

Once you've applied for financing you'll have complete access to your account 24/7. All you need to do is log in with your ID number and the unique pin that you'll be given. Set up a username and password to view your account and track the payments made.

Fixed & variable interest rate options

When you apply for vehicle financing through any of the dealers listed on Liquid Capital, you'll be given the choice to apply for a fixed or variable interest rate loan. This is exactly the same as you'd find when applying for a personal loan online.

Prime interest rates changes will affect how much you pay on any given instalment if you opt for a variable or fluctuating interest rate. This could mean that your repayments may increase or decrease along with the unpredictable market.

A fixed interest rate means that you'll be charged the same amount for the duration of the loan contract and you'll always know exactly how much you need to repay each month. This also means that if the Prime interest rate changes, these changes won’t have any effect on your payments.

A balloon payment option

If you need to pay a balloon payment at the end of the vehicle finance agreement you'd benefit from a fixed interest rate since you'll be able to budget more efficiently. If you're under a rental agreement and will return the car to the dealer at the end of the loan term, you'll need to take this into consideration.