Rating based on 117 reviews


  • Business loans up to R5,000,000
  • Apply in 2 minutes
  • Repayment up to 12 months

In-page navigation

Bridgement homepage
Author Bridgement. Screenshot of Bridgement website.
[Accessed December 12, 2022]

About Bridgement

When technology and data science merge, a revolutionary company that stands to take the business world by storm is born.

This is the case with Bridgement. They’ve set out to change the way that business loans work and the results speak for themselves.

Bridgement is the result of great minds sharing one goal and doing everything possible to reach that goal.

A passion for growth and success

To them, there’s no greater accomplishment than knowing that they helped a business grow and achieve greatness. Seeing customers succeed in business is what ultimately drives Bridgement.  

Strong values at the core of Bridgement

The core of Bridgement rests on a unique set of values that were laid down in the company's establishment. These are:

  • No nasty surprises – They’ve decided right from the start that there’s no room for fine print in their business dealings. Their products and pricing are clear and understandable.
  • Established relationships – Building a trusting, and long-term relationship with each customer is important.
  • Seeing small businesses succeed – By providing responsible business loans, they aim to help your business grow
  • Setting the bar – With the constant technological improvements of today, Bridgement sets the bar by staying ahead of industry developments

Partners in the business sector

Strategic partnering has many benefits for the company as well as the customers. Bridgement is proud to be partnered with Capricorn Capital Partners who own among others, the following major brands in South Africa:

  • Nandos
  • Hollard
  • Direct Axis

They’ve also partnered up with accounting software companies like:

  • Sage
  • Intuit Quickbooks
  • Xero

Their association with SASFA encourages transparent and responsible lending and guides them to protect small businesses, ensuring the industry grows sustainably.

Bridgement Services

They bring you an innovative service ahead of time so you can focus on the important things.

With no paperwork involved the admin is cut to the minimum. This allows for less time wasted and more time to focus on what matters. What makes a business loan from Bridgement superior is the lightning-fast, online application with an immediate response.

Offering more than a business loan

Besides their revolutionary approach to business loans, they also offer support services to assist your business towards growth and success. These services include:

  • Line of credit – a credit facility that gives you access to working capital 24/7.
  • Invoice finance – allows you to access an advance according to the amounts owed by invoiced customers.
  • Bridgepay trade credit – a payment facility that lets you purchase what you need without upfront payment.

Business loans of up to R5 million

Depending on the current financial position of your business, this loan can offer you a lump sum from R10 000 up to R5 million with a fixed repayment term. Some of the other aspects of this loan include:

  • The online application takes only a few minutes and can have you funded in a matter of hours.
  • Through the transparency value followed by Bridgement, you’ll always know exactly what you’re paying for.
  • When you choose to settle your business loan before the agreed time, you get rewarded with a discount equal to the remaining interest.
  • You only need approval once, thereafter you may re-use the loan facility for ongoing needs.

When it comes down to pricing, Bridgement has kept it clear and straight to the point. You’ll pay no extra charges aside from a single fee on the amount advanced. The rates start at 1.7% per month.

So, in a nutshell, Bridgement offers a unique pay-as-you-use facility. You’ll only pay the fee if you make use of the facility. They’re all about seeing their customers succeed and won’t charge you a penalty fee for early settlement. They’d rather reward you!

Improve cash flow with a Line of Credit facility

With this credit facility, you can enjoy working capital access when needed. Applying for this credit facility is easy. In addition, you’ll enjoy a range of benefits for your business. :

  • Less time wasted on business loan applications.
  • Access to funds 24/7
  • Clear and transparent pricing
  • Early settlement discounts
  • Smooth the flow of working capital for everyday business expenses

Bridgement – Business loan

  • Loan Type Business loans
  • Loan Amount up to R5,000,000
  • Repayment 1 month to 12 months
  • Decision 24 hours

Benefits of Bridgement

  • Apply online in 2 minutes
  • Reliable business funding at your fingertips
  • Improve your cash flow
  • Access funds within 24 hours

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

The super-easy Bridgement application process explained

Bridgement’s loan application is fuss-free and super-easy. They’ve smoothed out the entire process. You can conveniently apply online in a matter of minutes.

Applying is completely free and you have no obligation to go see the loan application process through to the end.

Know your borrowing power before you apply

When you navigate to the Bridgement website you’ll find a useful business loan calculator. This is a free tool that you can use to get an estimate of what your repayment terms and instalments will be. You can also get an idea of what the fee charged on the amount borrowed will be.

Using this tool is easy as it’s a simple sliding scale. Move the sliders to the desired amount and term. The once-off fee will be indicated on the right-hand side.

How your borrowing power is established

Bridgement requires you to share your banking or accounting data to determine what your borrowing power will be. It’s determined by how your business performs financially.

  1. Go to their website and complete the online loan application.
  2. You’ll receive a notification via email within 24 hours to inform you if your loan application is approved.
  3. If it is, simply accept the terms, and you’re done.
  4. Your business loan will be credited to your account.

Why should you choose Bridgement?

  • It’s easy and convenient
  • They’re clear and transparent
  • You’re rewarded for early repayment
  • The loan is paid within 24 hours of approval

Find success with a business loan from Bridgement

There are many different business loan applications. Whatever you need credit for, Bridgement can assist you to better your business and ensure it grows to its full potential.

Their innovative and up-to-date manner of giving people the funding they need has set them apart from their rivals. Let them give you the boost you deserve and make the move to a better, more stable business, ready to take its place in the market.

Customer Reviews & Testimonials

May 2022

I wanted to expand my business but needed a business loan to make that possible. A quick search of the internet led me to Bridgement and I applied online. They are a great lender.

Sandra V
— Jeffreys Bay —

May 2022

A business loan from Bridgement has made it possible for me to reach my goals and expand my business. They have been very supportive and delivered on all of their promises

Benjamin B
— Boksburg —

August 2022

When a friend told me about the success they had with Bridgement I went to their website to see what they could offer me. I was surprised at how easy the application was.

Sandile M
— Port Elizabeth —

Bridgement Contact

Physical Address

Opening Hours

  • Monday Open – 24 Hours
  • Tuesday Open – 24 Hours
  • Wednesday Open – 24 Hours
  • Thursday Open – 24 Hours
  • Friday Open – 24 Hours
  • Saturday Open – 24 Hours
  • Sunday Open – 24 Hours