Genfin

If you're building your business and you need a little extra cash to invest in it you can apply for a loan of R100,000.

Their aim is to find businesses that are already doing well and help them do better. If you qualify for one of their business loans you can receive your payout within 3 days. The terms to pay back your business loan are very flexible and you'll be able to withdraw cash capital to replenish cash flow when needed.

Your business is unique

Every business is unique and has its own challenges and triumphs. Their online loans offer very affordable loan terms that can be customised so that you only need to repay your loan as your business makes money.

When you're running low on cash you can withdraw from the payments that you've already made with one of their revolving business loans. It's easy for you to refinance the balance of your loan to reduce the amount that you pay in instalments and easily extend your loan term.

Find out if your business qualifies

Investing in the future of South Africa by growing small businesses is their speciality, they help those businesses that wish to grow and expand. The lending criteria are simple to meet. Your business must have been trading for at least 12 months and yield an annual turnover of at least R1 million.

Simply complete the online loan application form with your business details and one of their consultants will get back to you.

Genfin is not like traditional lenders or other banks, they invest not only in your business but in you as an individual.

Time is money and they don’t want to waste yours, from the time that you apply to the time that you receive your cash is an average of 3 days.

Their digital application process is simple and allows them to evaluate your business quickly in order to get you an answer quickly.

Their business loans are very affordable as interest is only charged on the reduced balance of your business loan. All costs involved are transparent and there are no hidden clauses or surprise costs later down the line.

Repay your business loan over 12 months

Their easy repayment terms allow your business up to 12 months to repay the loan and short-term loans can be used on a revolving basis.

To save money you can make deposits at any time to reduce the amount of interest that you're charged. If you need money you can withdraw money from the loan at any time.

Your consultant on call

Once you apply for a Genfin business loan you'll be assigned a consultant to guide you through the rest of the application process and explain to you exactly how the process works.

Your consultant is there to offer you expert advice and help you should you require any assistance.