Bright On Capital

Bright On Capital is a black-owned, online credit provider. They offer financial solutions to small and emerging businesses with the aim of helping them thrive.

As a registered credit provider and an authorized financial services provider, Bright On Capital operates via its online lending platform, making access to financial solutions fast and flexible.

Peace of mind with Bright On

With funding partners that include African Bank, Glencore, and Rand Merchant Investments, Bright On gives you the peace of mind you need.

Get pre-approved finance in just 48 hours and meet your business needs as these arise. Brighton’s objectives are simple; expand access to funding and significantly lower the cost of lending for SMEs.

Small businesses trading for under five years and generating revenue of no more than R10 million per annum can now get loans quickly and easily online.

Brighton’s online platform

Entrepreneurs are the lifeblood of the economy and Bright On has made financing small businesses easier than ever before.

Traditional financial institutions require a trading history of 5-years or more to be eligible to qualify for a business loan.

Bright On Capital understands that being able to access funds to grow, is the only way entrepreneurs can succeed. So, making quick decisions about lending solutions you need when you need them to thrive, is what sets them apart.

They know that accessing loans and credit facilities can be a nightmare for SMEs.

Bright On has taken the hassle out of applying for loans or credit facilities using their online platform. This makes applying for financial support a quick and easy process.

Small businesses can now access fast, flexible, and affordable working capital of up to R1.5 million.

Bright On Capital along with its financial partners assist its SME customers and suppliers reach their potential through access to revolving working capital and funding facilities.

Fast and flexible funding

Bright On delivers innovative credit solutions to entrepreneurs and emerging SMEs with sustainable growth prospects. Small businesses often cannot access affordable working capital from traditional lenders. This prevents them from executing procurement opportunities to expand their business.

This fast, easy, and flexible application process from Bright On makes this a lending facility of choice for many small and new businesses looking to expand and grow. With simple and transparent cost and repayment plans, Bright On Capital makes aligning cash flow and repayments fast, flexible, and affordable.

They have several products available to SMEs which are all accessible and easy to apply for online, giving small and new businesses easy access to financing. All you need to do is provide the necessary information and then wait for your facility to be pre-approved.

Invoice financing of up to 80%

If you’re running short of cash for payroll, rent or your next project then invoice financing is the product for you. Bright On Capital will give you up to 80% of the value of your invoices within 4 short hours and you can repay it when your clients pay you.

Purchase order finance of up to 70%

If you need to buy materials or components to meet your manufacturing or assembly needs, then purchase order finance is your product choice. You can get a purchase order credit facility of up to 70% of the value of your purchase order within 24 hours of applying. You pay Bright On when your clients pay you.