Rating based on 76 reviews

CapX Finance

  • Specialised Finance
  • Grow your Business
  • Improved cash flow

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CapX Finance homepage
Author CapX Finance. Screenshot of CapX Finance website.
[Accessed December 12, 2022]

About CapX Finance

CapX Finance has been assisting business venture opportunities in South Africa since 1999.

We are experts in the industry of business finance and through the years, we have not only created a name within business finance but built up a client base, of highly productive and successful businesses throughout the country. We know, and understand the intricate details, and fine lines a business owner needs to go through, in order to get a business loan approval.

Passionate about our services

When we see how our clients take their vision of their business to the next level of success and grow their empire further in the economy, we can take pride in the fact that we had a little something to do with that!

We can help you too!

Often smaller businesses are overlooked and turned away from larger banks and lenders, because of their size. We believe that all businesses deserve equal advantages, and with our support, you can go small being a small enterprise, to a medium and large.

CapX Finance Services

We understand how businesses work, we understand the costs involved, and the capital needed to get further in the economy.

To make a mark, and start earning a reasonable turnover, you need to put in quite a bit, and this requires cash!

Supporting businesses financially is our business

When you are having a cash flow problem, look no further, we can help you get the business finance you need. We are the lender to go to when no one else will help. We find that often smaller businesses get declined from banks and other lenders, purely because of their size, and banks don’t see the ability for a small enterprise to make enough turnover to qualify for a loan.

A variety of business loans

On offer is a variety of business options and financial services that will help you grow. We see the benefits of this being a source of employment for job creation in the country. If we assist you to build a bigger business, you immediately contribute to the economy of the country.

CapX Finance – Business loan

  • Loan Type Business loans

Benefits of CapX Finance

  • Business finance
  • Property finance
  • Supply chain finance
  • Improved cash flow

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

CapX has business loans that'll start-up your business and get you ahead

No matter what industry you're in, they'll make the effort to provide you with a customised financial solution to help you reach your full potential.

They have experience in assisting businesses in the following industries: manufacturing, retail, wholesale, logistics, transport, telecommunications, agriculture, construction, engineering, tourism and many more.

CapX can provide you with a business loan to meet your needs

South African businesses are offered an opportunity to expand and grow through their business loan solutions.

They understand how complicated it can be to get extra capital from larger banks and lenders. Time spent trying to get an appointment and then waiting weeks for them to get back to you with an answer to your application can be unnecessary when you have a lender that works through a paperless, online process.

Business financing made easier

What they've done is take a process that could add more hassles to your life, and simplified it to meet fast turnaround times, to enable you to take your business further faster. They're not only a business loan services provider, they also provide a transaction that suits your business budget. What could take months in the outside world, takes only a few hours in the CapX world!

Secured business solutions

You can use the bond on your home or business as a security measure during the application process. You can simply contact them through their email, or telephone lines and they'll be in touch with you as soon as possible, to discuss taking your loan further.

They look at what your business is currently earning on turnover per annum and create a proposed amount and term agreement, that you can have a look through, and see if you're happy with. From there, they can immediately start processing your loan, which takes hours to be transferred into your bank account. This also depends on what bank you have your account with.

An expert will assist you throughout the process

They have a team of experienced and highly trained business consultants on board their services, to help you with any questions you may have in regards to expanding your business as well as any queries you have in regards to your business loan.

You can expect transparent fees as well as clear terms of the agreement. They don’t hide any fine print or unexpected expenses along the term of your loan. They're there to help you and your business reach its full potential. Contact them today, and get the service you and your business deserve, to keep moving forward.

Customer Reviews & Testimonials

May 2019

They have awesome service and they truly take the time to contact you and keep you informed.

Jackie D
— Johannesburg —

May 2019

The service is excellent and the staff are truly amazing they follow up on all or your queries and get right back to you.

Candice R
— Cape Town —

CapX Finance Contact

Contact Number



Physical Address

Postal Address

  • PO Box 4402, Tyger Valley, 7536, South Africa

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed