Rating based on 11 reviews

Pollen Finance

  • Business loans up to R1,500,000
  • Easy online application
  • Easy online loans

In-page navigation

Pollen Finance homepage
Author Pollen Finance. Screenshot of Pollen Finance website.
[Accessed August 31, 2021]

About Pollen Finance

Pollen Finance offers business loans to small and medium enterprises (SMEs).

We’re not a brokerage, so we issue business loans directly to our customers. We were established in 2015 when we recognized the need for SMEs to have quick access to flexible finance and support.

SMEs are one of the fastest growing sectors of the business market within South Africa yet they still lack support they need to enhance their businesses. This is where we come in. We’re one of the leading providers of business loans in the country.

A visionary, reputable financier

We’ve financed more than R1 billion worth of short-term loans to SMEs. We endeavor to provide fast and reliable funding for our customers within the fintech category. We’re associated with the Anglo African Group, which was established in 1994.

They’re a company that exclusively grants business loans. Through our collective resources and expertise, we’re confident that we can provide you with the best possible service in the field.

Whatever business you’re in, we’ve got you covered

We understand the struggles SMEs sometimes face when it comes to financing. For SMEs, this is the biggest hurdle of all when it comes to expanding their businesses. Whether you own a hair salon or a construction business, we're able to provide you with the business finance you need.

We assist the following categories of businesses:

  • Retailers
  • Supermarkets
  • Restaurants
  • Franchises
  • The automotive industry
  • Transport services
  • Hotels
  • Medical services and facilities
  • Manufacturing
  • Health & beauty businesses
  • Child care services
  • Accounting
  • Entertainment sectors
  • Construction facilities

Pollen Finance Services

As an SME, we understand that you don’t have the time to sit through a lengthy application.

We also understand the challenges SMEs face when it comes to accessing finance, so we try to assist every applicant that comes through our doors.

Our online application merely takes a few minutes to complete. You merely have to click on the apply button on our website.

We’ll then ask you a couple of straightforward questions about you and your business. You must also tell us how much you need to borrow, and for what reason. We’ll then process your application and contact you to finalize things.

Fast, reliable short-term loans

We offer short-term business loans, so you do not have to sit with a long-standing debt hanging over your head. The terms are either 8 or 26 months.

We also offer flexible repayment terms which can be done weekly or monthly, depending on your business’s cash flow. We additionally offer a discount to our customers of up to 75% should you choose to settle your loan earlier than agreed.

As with all business loans, the financial provider charges an inclusive fee. This will be discussed upfront with you in detail. We make the promise that we won’t charge any hidden or additional costs on top of the interest rate.

We also don’t require upfront payments before you receive your loan. We use cutting-edge technology to process your application.

You should receive an answer to your loan application within hours. Once approved, you can expect your funds to be paid out within 3 days.

Do I qualify for a loan with Pollen Finance?

We understand that SMEs face unique challenges when it comes to running their businesses. We endeavour to assist everyone. We also have the social obligation to ensure that our quick approval loans are issued responsibly.

If you meet these requirements, we’ll assist you to the best of our abilities. To qualify you to need to have a registered business that has been trading for at least one year. We also expect a minimum turnover of R85 000 or R 1 million per year.

Pollen Finance – Business loan

  • Loan Type Business loans
  • Loan Amount up to R1,500,000
  • Decision 3 days

Benefits of Pollen Finance

  • Easy online loan applications
  • No hidden fees
  • Fast approval

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This loan calculator is for illustration purposes only.
The use of this quick loans calculator is subject to our terms of use.

No need to visit our offices – apply from home!

Once we’ve approved your business loan application, one of our friendly and professional consultants will contact you to finalize it.

We require the following documents from you

  • Last 6 months’ business bank statements
  • Pollen application form with your signature
  • Consent for Pollen to conduct a credit check
  • CIPC Company registration documents
  • Copy of Lease Agreement, if applicable
  • IDs of company directors
  • Latest VAT statement

Once all the relevant documentation has been received and approved, we will release the funds to you within 3 days. Most of the time, the funds are released more promptly, without any hassles or red tape.

Customer Reviews & Testimonials

February 2020

L Ackerman
The staff and directors are very well-trained, knowledgeable and people-centred. I really enjoyed working with them.

Larry G
— Stellenbosch —

November 2019

I expected to see the loan reflect in my business account within 3 days as promised. I was stunned when I received it only 24 hours after my application was finalized.

Karen B
— Potchefstroom —

August 2019

I needed a business loan to buy another property for my business to expand. O needed the loan as quick as possible since it was a very good deal. Thanks to Pollen Finance, I acquired my funds in ...

Retha J
— Kimberley —

Pollen Finance Contact

Physical Address

  • 4th Floor, 43 Plein St Stellenbosch Western Cape 7600 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed