Rating based on 28 reviews

Pollen Finance

  • Business loans up to R6,000,000
  • Easy online application
  • Repayment up to 8 months

In-page navigation

Pollen Finance homepage
Author Pollen Finance. Screenshot of Pollen Finance website.
[Accessed December 12, 2022]

About Pollen Finance

Pollen Finance offers business loans directly to small and medium enterprises in the business world.

This company is associated with the Anglo-African Group, which was established in 1994. They were established in 2015. When they recognized the need for small and medium enterprises to have quick access to flexible finance and support.

Pollen Finance exclusively offers business loans in South Africa, making them somewhat different from other finance providers. SMEs are one of the fastest-growing sectors of the business market within South Africa yet they still lack support. This is where Pollen Finance comes in.

Grow with a Pollen Finance

Pollen Finance has financed more than R1 billion worth of loans to small and medium enterprises. They provide fast and reliable funding. Through their collective resources and expertise, they are able to help you with a business loan to help your business grow.

Pollen Finance offers short business loans, so you don’t have to sit with long-standing debt hanging over your head. You can choose your loan repayment period, which ranges from 1 to 8 months.

What you need to qualify

With Pollen Finance it is simple.

  • You need to be 18 years old and over
  • You need to have a registered business that has been trading for at least 1 year
  • Lastly, they expect a minimum turnover of R85 000 - R1 Million per annum

Pollen Finance Services

Pollen finance offers short-term business loans to SMEs.

They also offer flexible repayment terms, which can be done weekly or monthly, depending on your business's cash flow. They additionally offer a discount to you of up to 75%, should you choose to settle your loan earlier than agreed.

Pollen Finance helps all types of businesses

The following is a list of all of the types of businesses that Pollen Finance helps, with business loans:

Retailers, Supermarkets, Restaurants, Franchises, The automotive industry, Transport services, hotels, medical services and facilities, manufacturing, health and beauty businesses, childcare services, accounting, construction facilities, and entertainment sectors.

If you fall under or fall within a similar category, you should be eligible to apply for a business loan with Pollen Finance. Barring that you do not have any serious debt, the process should be fast and efficient. Previous debt does not mean that they can’t help you.

Fast and reliable business loans

Short–term business loans with a period of 8 to 26 months are offered by Pollen Finance, and this is so that you don't have to stress about debt while you are trying to run a business. The faster you pay off your loan, the faster you can move forward.

Pollen Finance – Business loan

  • Loan Type Business loans
  • Loan Amount up to R6,000,000
  • Repayment 1 month to 8 months
  • Decision within hours

Benefits of Pollen Finance

  • Easy online loan applications
  • No hidden fees
  • Same-day approval

Business loan calculator

The interest rate of a loan will vary based on your credit score and risk profile.
This business loan calculator is for illustration purposes only.
The use of this loan calculator is subject to our terms of use.

No need to visit our offices – apply from home!

Pollen Finance’s online application merely takes a few minutes to complete.

All you have to do is click on the apply button on their website. The Apply Now button will take you through to a page where you will need to fill in some details and answer some questions. You will need to enter how much your business turnover is per year and how much you would want to borrow.

Once you have filled in your business loan application form, one of Pollen Finance’s friendly consultants will phone you to finalize your approval.

Documents you will require

  • The last 6 months' business bank statement
  • Pollen application form with your signature
  • Consent for Pollen to conduct a credit check
  • CIPC company registration documents
  • Copy of Lease Agreement, if applicable
  • ID’s of company directors
  • Latest VAT statement

What a business loan is used for

The funding for your business can be used for many things. You usually ask for a business loan when you would like to invest something into your business. Examples of what you would use a business loan for are as follows;

  • Working capital or improvements on your business.
  • Technology enhancements
  • Staffing
  • Business acquisitions
  • And so much more

Pollen Finance focuses exclusively on business loans, this is what makes them so great when looking for the right business loan.

Benefits when using Pollen Finance

  • Easy loan application procedure online – hassle-free
  • There are no extra, hidden fees
  • The approval response is fast – within 24 hours
  • You can loan up to R6 000 000

Customer Reviews & Testimonials

February 2021

I am very happy with the service from Pollen Finance.

Angelica S
— Johannesburg —

November 2021

The choice to take out a business loan is always very daunting, however, I will do it again with Pollen Finance.

Hilary F
— Port Elizabeth —

August 2021

I would recommend Pollen Finance to every newly established business owner. Very impressed. gugu from

Mbasa M
— Durban —

Pollen Finance Contact

Contact Number



Physical Address

  • 4th Floor, 43 Plein St Stellenbosch Western Cape 7600 South Africa
  • Get Directions

Opening Hours

  • Monday 08:00 – 17:00
  • Tuesday 08:00 – 17:00
  • Wednesday 08:00 – 17:00
  • Thursday 08:00 – 17:00
  • Friday 08:00 – 17:00
  • Saturday – Closed
  • Sunday – Closed