Rating based on 44 reviews

Car finance offered by Absa


Absa homepage

Author Absa. Screenshot of Absa website. [Accessed June 11, 2020]

image of Absa

Absa is a registered credit provider with South Africa’s National Credit Regulator: NCRCP7

About – Absa

Absa Bank Limited otherwise known as Absa Bank is a subsidiary of Barclays Africa Group.

It is listed on the Johannesburg Stock Exchange. We provide a complete range of banking services to individuals, businesses and corporations. We offer investment banking and wealth management as part of our commitment to serve all people and organizations throughout South Africa.

We are dedicated to our clients

When you are looking for vehicle financing you want a bank that is going to cater to your needs quickly and efficiently, ABSA offers a very fast turn around time that helps you receive your car loan in record time. They will use their expertise to help you through every step of the process until you have the keys to your new vehicle.

We are fully dedicated to serving our customers by providing advanced personalized solutions based on expertise and experience. Over the years, we have expanded our banking and financial operations to other countries on the African continent including Botswana, Zambia, Mozambique, Nigeria and Namibia.

Services – Absa

ABSA has had a facelift and our new marketing campaign focuses on our unique African identity and focuses on the letter A. Absa bank focuses on being the best and the first bank that comes to mind when you are looking for a financial solution.

The A corresponds to "Alpha" in the Roman alphabet which is a symbol for the beginning. The logo is the main visual representation of a company. That is why its colour scheme has to be chosen carefully so as to have the greatest psychological influence on consumers.

Banking experts on your side

The red colour in the Absa logo is a symbol for vitality, energy and excitement. This campaign has given the bank a modern appeal and makes it stand out among its many competitors. The logo design is focused on presenting the brand as the trend-setting leader in the provision of financial services. The bank has retained its number one position in the ratings of consumers and experts.

Interest Rate

From 0 %

Repayment Term

0 months

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Summary of Services

  • PERSONAL Loans
  • VEHICLE Finance
  • Paying a DEPOSIT will:
    • Reduce your monthly payments
    • Reduce interest over the term
  • BALLOON Payment Available

For quick car finance & instant pre-approval, apply with ABSA today

To go through life without having a car is not very ideal as you need to rely on lifts or the public transport system.

Everyone would love to own their own vehicle but they are very expensive and very few South African citizens can afford to buy one without a little bit of assistance.

Vehicle loans designed to suit your budget

Absa offers vehicle financing to get you into the driver’s seat of the car of your dreams. Use this Absa car loans review to find out whether the solutions this bank has to offer are right for you and suit your budget.

Absa is undoubtedly a reliable lender. The bank is part of Barclay's Group and has solid positions in the South African financial market as well as other countries on the continent. ABSA vehicle loans are available for financing instalment sales and leases as well as direct sales through dealerships or through private sales.

If you select an instalment sale loan, you will have access to a customized repayment schedule for a maximum of 6 years. This schedule allows you to repay your car loan over customized instalments so that you can easily afford the car loan without too much stress.

An ABSA loan allows you to obtain cash for paying your lease instalments. This type of loan has some of the most favourable terms which will help you save money while helping you feel comfortable about paying back the borrowed amount. One important thing to note is that Absa offers Shari'ah compliant vehicle finance which is specially designed for Muslims.

The online application saves you time and effort

The easy accessibility of personal loans is one of their main benefits. You can use the calculator on the bank's website to determine how much you will need to borrow and apply directly for your loan online. This process will save you time, effort and money. When it comes to the interest rates, they are among the most affordable that you will find in South Africa. Of course, in order to take advantage of these rates, you should have a good credit history and credit score.

ABSA car loans are available in a variety of different sizes

Use our car loans to finance the purchase of a sports car or a recreational vehicle. The only limit to the loan amount will be your own ability to repay the loan.

Overall, Absa car finance is a great choice for busy people who are looking for easy and affordable vehicle finance.

Customer Reviews & Testimonials

May 2019

They go above and beyond trying to help where ever they can the service is amazing.

Claire P
— Cape Town —

June 2019

I can’t believe how quickly my loan was approved for my car I am so grateful to ABSA they have fantastic service and they do mean to help you.

Mel B
— Cape Town —

June 2019

I got the car of my dreams because they accepted my loan and I was paid in a few days you honestly can’t go wrong with them.

John S
— Port Elizabeth —

 Contact Details

180 Commissioner St, City and Suburban, Johannesburg, Gauteng, 2000, South Africa
Ph: 0860 669 669 / 011 350 4000
Fx: 011 370 5000
Em: actionline@absa.co.za
Em: groupsec@absa.co.za

Postal Address

PO Box 7735, Johannesburg, 2000, South Africa

 Universal Branch Code

Absa’s universal branch code: 632005

 Opening Hours

  • Monday 08:30 – 15:30
  • Tuesday 08:30 – 15:30
  • Wednesday 08:30 – 15:30
  • Thursday 08:30 – 15:30
  • Friday 08:30 – 15:30
  • Saturday 08:00 – 11:00
  • Sunday – Closed

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